Farmers Insurance Group Fined $1 Million in Settlement

January 24, 2006

  • January 25, 2006 at 8:43 am
    Chris Russell says:
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    Most good consumer attorneys are trial attorneys, as am I. But not for various consumer groups, who have no money, and trial attorneys, who have a fraction of the money the insurance industry has at its disposal, the insurance industry and big business would have passed laws long ago preventing anyone but them access to the courts. I have represented enough right wing anti trial attorney Republicans here in Orange County, the home of the John Birch Society, who have come running to me for their insurance claims (after a carrier has denied it or lowballed them) against an insurance company who feel their claim is valid but no one else could possibly have a valid claim. Who is there to level the playing field and bail them out—yes, me a trial attorney. Chief hypocrite in point is Trent Lott who just hired a trial atty to file an action against his homeowners carrier for his Katrina damage. What a shock, a carrier denying a claim. I guess Bush is not going to be swinging on that porch swing anytime soon as he stated he would. How did Farmers adjusters get overtime pay here in California? Yes, by way of a trial attorney who filed a class action. Trial attorneys man the thin line that prevents a complete takover of the court system by big business (which by the way files more lawsuits than victims of accidents on a yearly basis). So tonight before you go to bed thank the good Lord for trial attorneys who allow you to live in the safest country in the world, with the most stable court system known to mankind (business cannot be transacted without a court system that allows grievances to be resolved in a non violent fashion—-think Iraq for the opposite system) and at the same time allow people like you to hire an attorney to protect your constitutional rights, be it the right to say your peace, carry a gun, rant about your own government or the right to have a jury of your peers find that a bllion dollar insurance company has violated its contract with you. Shakespear said \”kill all of the attorneys\”. He said it in the context that the government and moneyholders would need to do that in order to have the unfettered ability to establish whatever laws and procedures desired to maintain the power over the people. Fortunately that has not happened yet although the Chamber of Commerce and the Insurance Industry are sure making a run at it. So yes, I am a trial attorney and damn proud of it.

  • January 25, 2006 at 9:03 am
    ins guy says:
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    why is it I never read anything good about this company? Glad I decided not to go to work for them!

  • January 25, 2006 at 9:11 am
    DD says:
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    Okay Saint Chris, thanks for the entertaining comments. Leave it to a Trial Lawyer to change the subject and shift the focus all together. Your comments have nothing to do with basic premis of this article. I\’ll go to bed tonight thanking the Good Lord you live a couple thousand miles from me. Maybe read the article and try again…..

  • January 25, 2006 at 9:51 am
    Chris Russell says:
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    Your absolutely right. I did go off on a tangent. Getting back to the point, yes Farmers is a horrible carrier and its claims process is intended to prevent valid claims from being paid in a timely fashion, which is reflective of the fine it just received. As a last point, if an insurance company decides to not pay one of your claims (or a family member\’s claims) don\’t be a hypocrite like Trent Lott (or Rick Santorum Sen. from Penn. whose wife is suing a chiropractor for $500,000–he says she deserves it–even though the good Senator backs legislation that would cap general damages in malpractice cases at $250,000 for everyone else who I guess don\’t deserve anything over 250–) handle the claim by yourself. I am sure your friends at the insurance company will treat you fairly.

  • January 25, 2006 at 10:38 am
    Jim says:
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    There is a reason the trial lawyer b-in-law of Sen. Lott DICK for a first name.
    There are occassions when a trial lawyer is necessary, but, most often, it is the lawyer who is made whole… not the victim. Ramble on about how the free world owes the attorneys, blah, blah, blah. There are poor carriers and there are poor attorneys. I could go on and on and paint with a broad brush about plaintiff attorneys, but I know that would be painting just like you and I refuse to. It is amazing how I have been in claims for 25 years and I have attoneys call me for advice when they have a claim. I have been known to call a carrier on behalf of counsel or their friend, family member, etc… to resolve a pending issue with a claim. If I know that they are dealing with a carrier who is acting contrary to law or common decency, I recommend litigation! However, more times than not, the carrier is not screwing them, nor are they low balling, it is an interpretation of law and value or a misinterpretation of the contract… you know flood driven by wind should be a covered loss.
    Let\’s agree to disagree, but you need to understand that WE did not select a career to screw the public, WE are good and decent people who work our a$$e$ off in an attempt to reach an amicable resolutiuon to some sort of catastrophe that has befallen someone, no matter how large, no matter how small. I LOVE what I do and I am damn good at it. I have had people who perpetrated a fraud prosecuted, filed complaints against attorneys, had adjusters arrested for defalcation, but I still get so much satisfaction by taking care of an insured by assisting, paying and educating. There are more of us out there with compassion, understanding, empathy and a zeal for our profession than you can imagine. Yeah, I guess I went off on a little tangent too, but it is painful to continually hear some attorney make disparaging remarks about ALL of us, when they only know about the exceptions, not the norm.

  • January 25, 2006 at 10:47 am
    Doug says:
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    OK Insurer Executive! Time is past due to invest your money in your human resources and develop your peoples\’claims skills so claims are investigated and handled in accordance with established statutes, regulations, and case law. AND… let\’s not forget basic back to basics including people skills (effective listening, the development of the ability to display empathy and rapport and effective, concise, clear written and oral communication skills).
    Remember who put the bread and butter on your dinner tables!

    (PLEASE DON\’t POST REAL NAME OR PHONE #)

  • January 25, 2006 at 12:11 pm
    insured w/ farmer i hate them says:
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    They fixed a claiments vehicle with out contact me or even trying to help me out. I am also going to issue a complaint to the DOI as I was not at fault for my accident and did not cause the damage to the other vehicle..

  • January 26, 2006 at 12:27 pm
    Mark says:
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    The problem is, Trent Lott didn\’t have flood insurance. And his trail lawyer is out for money, because we all know if he wins it\’ll have a devistating effect on the economy. It\’ll turn insurance into a social product. Which is what lawyers seem to not understand.

  • January 25, 2006 at 4:14 am
    Nancy says:
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    I have been with Farmers for 20 years+. I guess I need a new carrier…NOW.

  • January 25, 2006 at 6:05 am
    Chris says:
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    Calfarm: You ARE a homer. I am a consumer attorney. Farmers and Allstate are the 2 worst insurance companies to deal with on claims in the State of California. It really started getting bad about 6 yrs ago. It does not matter if I rep their insured or a third party. The service is bad, the offers are lowball forcing constant litigation and most of the adjusters have incredibly poor attitudes. This is just the tip of the iceberg with Farmers. If the public knew the real deal, Farmers would get no new business. I know some good long time adjusters and they can\’t stand it. Farmers is letting most of them go under the guise of downsizing but they are just illegally getting rid of the older, expensive employees. I interviewed 2 former Farmer attorneys for a position I had open. They had 18 and 15 yrs service with Farmers respectively. They both got the axe with a 2 week warning. Neither could say anything good about the direction Farmers was heading. Lookout Calfarm you could be next.



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