If anybody is full of hatred and anger, it is definately you. Here you accuse me of spewing anger by offering you to send my sympathies to the wife of the injured worker who committed suicide, who you say you have talked to and were going to see again. You have been outed as a complete fraud.
How dare you call me a fraud!!!!!!! You are the fraud.
Anger and fraud are the games you play. First of all in an e-mail to me you say, Fact, Give my condolences to Mrs. Tracey.
Fact I have never mentioned Mrs. Tracey in any e-mails on this web site and only Sam Gold would know the connection. Plus you keep addressing the same comments with no sense.
Fact I have never met Mrs. Tracey and do not have any of her personal information, But you do Sam Gold. The woman who’s husband committed suicide lives no where close to Contra Costa County in the bay area where Mrs. Tracey resides. I only know this information via a news paper article about Mrs. Tracey because I used to live in the bay area and get the Contra Costa times.
The woman who I visited is also an injured worker as well as suffering the loss of her husband.
Fact – Sam Gold committed fraud to get permanent social security by faking panic attacks so they could be documented in his file.
Fact you have insulted Peggy Sugarman on a regular basis, Fact you have insulted good workcomp attorneys who represent injured workers by lumping them in with all attorneys. Fact you have insulted the courts and fact you enjoy insulting me.
Fact you enjoy insulting anyone who does not give you money for your T.V. program. and you can not control or who does not agree with you. fact you say slanderous things about people and spend time going back and forth with me becasue you have nothing better to do with your time.
Fact you never will be able to say your sorry for continuing to harrass Peggy Sugarman and myself.
Boy, Sandra, I seem to have hit a nerve. Too bad I am not Sam Gold, because I might have enjoyed it. I do not even know who Sam Gold is. I got Mrs. Tracey’s name of the CAAA.org website and assumed this was the widow you went to see since they are not trumpeting any other suicides linked to WC. As far as anger goes, I personally think you would benefit from anger management classes. You seem to be angry at everybody. It is not good to feel that way. I hope you can get some needed help.
Also, your facts are not always facts. Just your interpetation of issues. One “Fact” that you said was that rates have not come down and brokers and companies are getting fat at the expense of the worker. Well, even our great Insurance Commissioner, Quakamendi has admitted rates are down. Here’s a quote from the article in the insurance journal that came out today. “California Insurance Commissioner John Garamendi announced that workers’ compensation insurers in the state filed rate reductions averaging -14.6 percent for policies incepting on or after July 1, 2005 bringing the cumulative rate reduction to -26.78 percent since reforms were enacted.” THAT IS A FACT.
By the way, I will reiterate I am not this Sam Gold character, I am an insurance broker who has been selling WC insurance for over 15 years in CA. I have seen the good and the bad.
Also, VIAW was started with $25,000 from CAAA, so don’t tell me you are a non-profit living off donations and members fees alone. Well, strike that, you do live off donations from the CAAA. Who’s been pushing all the lawsuits thru VIAW? none other than the CAAA. You might as well share office space.
Well compman no debate? I still disagree with some of your facts but you actually wrote something I agree with most of it anyway except the scam artists. Yes scam artists such as State employees who know how to milk the system and file false claims like one man who was getting two workcomp pay checks for the same claim and still working!! That is something I really do agree on with you. Or workcomp judges who file workcomp claims three times higher than any other judges plus they get their big fat retirement. There are scam artists of all kinds and I am glad I am not one of them and I do believe you are not one of them either. I won’t be writing any more.
Sandra, your last email just proves that you have gone off the deep end and have severe issues.
So let’s start from the top of your email. I guess I will use your format, then maybe it will sink in.
You say your first guess was right that I was an insurance broker. WRONG, FACT: your first guess I was some character named Sam Gold.
You claim that AIG has defrauded California of 1 billion. WRONG, FACT: AIG claimed 1 billion in GL premiums instead of WC premiums on its balance sheet. Nothing was stolen from WC injured workers. This “irregular and illegal” accounting stopped in 2000. There are also several players in this game that states that AIG actually paid MORE money to the state during this period because of CIGA. It was not being charged on WC premiums during this time, but it was on GL premiums.
Doctor’s filing false medical reports for insurance brokers, WRONG, FACT: Insurance brokers have nothing to do with adjusting claims. We only sell and service the policy for the client.
If your Jeweler in San Rafael still has his rates increasing, (which I highly doubt and also doubt you could show proof of that), he needs to get a new broker. The only way his rate would still be going up was if he had excessive claims during the last 3-4 years.
You say VIAW stands on its own two feet and is not a front for the CAAA. WRONG, FACT: When the last lawsuit was thrown out, a spokeswoman for VIAW was asked it the case was going to be appealed and she referred them to David Schwartz, who just happens to be the PRESIDENT of the CAAA. Gee, what a coincidence.
You claim that being an insurance broker is stealing. What gall you have. WRONG, FACT: If finding the proper coverage and a lower premium than the client is currently being charged is stealing, then I am guilty. So by your standards, if Target has a sale on socks and Kmart does not, and that person goes to Target instead of Kmart, Target is committing a crime by stealing the customer away from Kmart. You have real twisted logic.
FACT: You come right and admit you hate insurance and see no use for it. I bet the people in the Oakland Hills fires from 1991 and the San Diego Fires in 2004 would disagree with you. Do you have your jewelry scheduled on your homeowner’s policy? I bet you don’t. FACT: You have no knowledge of what insurance really is. If you looked it up, you would see it is a transfer of risk. It doesn’t mean it is like a slot machine where you pay in and will always get somethign in return.
FACT: By questioning your numbers and accusations and rebutting your views, does not make me an angry person. It just means I have a different viewpoint than you and don’t mind stating it.
Dear Compman
If you read my August 5th comments at the end of it I claerly state you must be an insurance agent or own your own insurance comapany. That is written for you to read.
I wrote that even before I wrote you were Sam Gold so you do not follow writen history.
As to you and Mike Hunt I do not have serious issues. At least I am one of the few people left that is really concerned about injured workers. I just hope neither of you get injured at work and then fall prey to an inhumaine system.
And for the many facts like I said you do avoid Compman, you never answered anything about the attorneys or private detectives you hire to follow injured workers around.
You never mention that it costs a whole lot more money to go to court against an injured worker than to just provide the medical care in the first place.
No apoligies for calling me a thief or rebuttal to my other FACTS. I cannot speak for defense attorneys as I do not know any or have ever been involved with one. Plus I don’t hire anyone, I sell insurance policies. I am sure if there wasn’t fraud in the system, it wouldn’t be necessary to interrogate each claimant as if they were not telling the truth. This brings me back to my original comments that stated that if there wasn’t so many people trying to get a piece of the WC pie, maybe the truly injured workers would and could actually have a chance of getting the proper treatment and monies due to them. The scam artists have ruined it for everybody.
Looks like this site has seen its last comment, but I would love to add my complaint. Our family is going through hell all because the insurace companies refuse to pay for medical care for my husband. I ran across transcript from a public hearing that give hours of testimony from injured workers, their doctors and attys. These insurance companies are committing MURDER! So are all the representatives I have tried to contact that will not speak with me. They don\’t like the fact I found out about this dirty little secret they are afraid to acknowledge.
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I meant to say I treat my members in a humaine way, not inhumaine.
If anybody is full of hatred and anger, it is definately you. Here you accuse me of spewing anger by offering you to send my sympathies to the wife of the injured worker who committed suicide, who you say you have talked to and were going to see again. You have been outed as a complete fraud.
Dear Sam,
How dare you call me a fraud!!!!!!! You are the fraud.
Anger and fraud are the games you play. First of all in an e-mail to me you say, Fact, Give my condolences to Mrs. Tracey.
Fact I have never mentioned Mrs. Tracey in any e-mails on this web site and only Sam Gold would know the connection. Plus you keep addressing the same comments with no sense.
Fact I have never met Mrs. Tracey and do not have any of her personal information, But you do Sam Gold. The woman who’s husband committed suicide lives no where close to Contra Costa County in the bay area where Mrs. Tracey resides. I only know this information via a news paper article about Mrs. Tracey because I used to live in the bay area and get the Contra Costa times.
The woman who I visited is also an injured worker as well as suffering the loss of her husband.
Fact – Sam Gold committed fraud to get permanent social security by faking panic attacks so they could be documented in his file.
Fact you have insulted Peggy Sugarman on a regular basis, Fact you have insulted good workcomp attorneys who represent injured workers by lumping them in with all attorneys. Fact you have insulted the courts and fact you enjoy insulting me.
Fact you enjoy insulting anyone who does not give you money for your T.V. program. and you can not control or who does not agree with you. fact you say slanderous things about people and spend time going back and forth with me becasue you have nothing better to do with your time.
Fact you never will be able to say your sorry for continuing to harrass Peggy Sugarman and myself.
Sandy Wood
Sandra Wood
Boy, Sandra, I seem to have hit a nerve. Too bad I am not Sam Gold, because I might have enjoyed it. I do not even know who Sam Gold is. I got Mrs. Tracey’s name of the CAAA.org website and assumed this was the widow you went to see since they are not trumpeting any other suicides linked to WC. As far as anger goes, I personally think you would benefit from anger management classes. You seem to be angry at everybody. It is not good to feel that way. I hope you can get some needed help.
Also, your facts are not always facts. Just your interpetation of issues. One “Fact” that you said was that rates have not come down and brokers and companies are getting fat at the expense of the worker. Well, even our great Insurance Commissioner, Quakamendi has admitted rates are down. Here’s a quote from the article in the insurance journal that came out today. “California Insurance Commissioner John Garamendi announced that workers’ compensation insurers in the state filed rate reductions averaging -14.6 percent for policies incepting on or after July 1, 2005 bringing the cumulative rate reduction to -26.78 percent since reforms were enacted.” THAT IS A FACT.
By the way, I will reiterate I am not this Sam Gold character, I am an insurance broker who has been selling WC insurance for over 15 years in CA. I have seen the good and the bad.
Also, VIAW was started with $25,000 from CAAA, so don’t tell me you are a non-profit living off donations and members fees alone. Well, strike that, you do live off donations from the CAAA. Who’s been pushing all the lawsuits thru VIAW? none other than the CAAA. You might as well share office space.
Well compman no debate? I still disagree with some of your facts but you actually wrote something I agree with most of it anyway except the scam artists. Yes scam artists such as State employees who know how to milk the system and file false claims like one man who was getting two workcomp pay checks for the same claim and still working!! That is something I really do agree on with you. Or workcomp judges who file workcomp claims three times higher than any other judges plus they get their big fat retirement. There are scam artists of all kinds and I am glad I am not one of them and I do believe you are not one of them either. I won’t be writing any more.
Compman:
Leave this poor women alone, obviously, she has some serious mental issues and you are just playing with her delicate psyche.
Sandra, your last email just proves that you have gone off the deep end and have severe issues.
So let’s start from the top of your email. I guess I will use your format, then maybe it will sink in.
You say your first guess was right that I was an insurance broker. WRONG, FACT: your first guess I was some character named Sam Gold.
You claim that AIG has defrauded California of 1 billion. WRONG, FACT: AIG claimed 1 billion in GL premiums instead of WC premiums on its balance sheet. Nothing was stolen from WC injured workers. This “irregular and illegal” accounting stopped in 2000. There are also several players in this game that states that AIG actually paid MORE money to the state during this period because of CIGA. It was not being charged on WC premiums during this time, but it was on GL premiums.
Doctor’s filing false medical reports for insurance brokers, WRONG, FACT: Insurance brokers have nothing to do with adjusting claims. We only sell and service the policy for the client.
If your Jeweler in San Rafael still has his rates increasing, (which I highly doubt and also doubt you could show proof of that), he needs to get a new broker. The only way his rate would still be going up was if he had excessive claims during the last 3-4 years.
You say VIAW stands on its own two feet and is not a front for the CAAA. WRONG, FACT: When the last lawsuit was thrown out, a spokeswoman for VIAW was asked it the case was going to be appealed and she referred them to David Schwartz, who just happens to be the PRESIDENT of the CAAA. Gee, what a coincidence.
You claim that being an insurance broker is stealing. What gall you have. WRONG, FACT: If finding the proper coverage and a lower premium than the client is currently being charged is stealing, then I am guilty. So by your standards, if Target has a sale on socks and Kmart does not, and that person goes to Target instead of Kmart, Target is committing a crime by stealing the customer away from Kmart. You have real twisted logic.
FACT: You come right and admit you hate insurance and see no use for it. I bet the people in the Oakland Hills fires from 1991 and the San Diego Fires in 2004 would disagree with you. Do you have your jewelry scheduled on your homeowner’s policy? I bet you don’t. FACT: You have no knowledge of what insurance really is. If you looked it up, you would see it is a transfer of risk. It doesn’t mean it is like a slot machine where you pay in and will always get somethign in return.
FACT: By questioning your numbers and accusations and rebutting your views, does not make me an angry person. It just means I have a different viewpoint than you and don’t mind stating it.
Dear Compman
If you read my August 5th comments at the end of it I claerly state you must be an insurance agent or own your own insurance comapany. That is written for you to read.
I wrote that even before I wrote you were Sam Gold so you do not follow writen history.
As to you and Mike Hunt I do not have serious issues. At least I am one of the few people left that is really concerned about injured workers. I just hope neither of you get injured at work and then fall prey to an inhumaine system.
And for the many facts like I said you do avoid Compman, you never answered anything about the attorneys or private detectives you hire to follow injured workers around.
You never mention that it costs a whole lot more money to go to court against an injured worker than to just provide the medical care in the first place.
Any time you want to debate, I’m ready.
Sandy
Sandy:
No apoligies for calling me a thief or rebuttal to my other FACTS. I cannot speak for defense attorneys as I do not know any or have ever been involved with one. Plus I don’t hire anyone, I sell insurance policies. I am sure if there wasn’t fraud in the system, it wouldn’t be necessary to interrogate each claimant as if they were not telling the truth. This brings me back to my original comments that stated that if there wasn’t so many people trying to get a piece of the WC pie, maybe the truly injured workers would and could actually have a chance of getting the proper treatment and monies due to them. The scam artists have ruined it for everybody.
Looks like this site has seen its last comment, but I would love to add my complaint. Our family is going through hell all because the insurace companies refuse to pay for medical care for my husband. I ran across transcript from a public hearing that give hours of testimony from injured workers, their doctors and attys. These insurance companies are committing MURDER! So are all the representatives I have tried to contact that will not speak with me. They don\’t like the fact I found out about this dirty little secret they are afraid to acknowledge.