Patti – I’m not sure why you are attacking me personally. I am simply addressing this as an insurance professional. My church affiliation is really none of your business and irrelevant here, but since you asked I am an active volunteer in my church and community. If this happened in my community, I would be on the committe to try and raise funds to help this family.
This is an emergency service for goodness sakes. Everyone should be entitled to emergency service, they could have charged the people afterward. The fire department is a not for profit entity. It is not a corporation. Now the insurance company has paid out a lot more than they would have had the fire been put out, now that claim will be passed onto the other people insured by that company in the form of premiums. It’s 6 of 1 or 8 of the other..come on other people will pay for this and a lot more than $75.
Personally I would have had no objection if the Chief fought the fire, but neither of us is privy to the fire service contract or what liabilities they would open themselves up to if they did so. I know they responded to an earlier fire at the same home when a fee hadn’t been paid, but they may have been advised not to do so going forward. What if they fought the fire and someone got hurt? What if their insurer wouldn’t pay because this family wasn’t a customer?
Ok, so if you don’t pay the fee, they don’t put the fire out…but what if someone had been inside and in danger? What happens, is there a clause that allows treatment of the fire if human life is in danger? I’d always say someone is in the house if I live in that county…better to pay later and home saved.
Not sure what you meant by “What church do you not go to?”…Are you saying that only Christians are kind-hearted and willing to help others? That is the thing with some Christians…they want to act holier than thou and think they are still “good Christians”. Just because you’re Christian doesn’t mean you’re perfect, and just because you’re Christian doesn’t mean you’re better than anyone else.
By the way, I’m Christian, and my husband is an atheist. You know how we get along? We don’t judge each other. That’s what good PEOPLE do, regardless of religion.
Fire service in the county is voluntary. If you want the service, you pay $75 in advance. If you don’t want the service, you don’t pay. Everyone doesn’t want to be charged $75 by either the county or their insurer, as then it wouldn’t be their choice. Change the laws if you want, but don’t fault people who follow them. That isn’t fair.
The people who lost their home and their pets obviously understand this and accept it. They didn’t pay, therefore they didn’t get the service. In a perfect world, people would be required to make wise choices or someone would make them on their behalf. But, the facts are the facts. I’m sure the firemen felt terrible but that doesn’t change the facts.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
That’s an excellent idea, Pat. Or, the insurance company should include the fee in their homeowners premium and send the fee to the fire department.
Pat,
You’re a hard ***, and probably that perfect person I have heard is out there. Glad to know you exist for the rest of us.
P.S. What church do you not go to?
Patti – I’m not sure why you are attacking me personally. I am simply addressing this as an insurance professional. My church affiliation is really none of your business and irrelevant here, but since you asked I am an active volunteer in my church and community. If this happened in my community, I would be on the committe to try and raise funds to help this family.
Good, would you forgive the Fire Chief if he had put out the fire?
wouldn’t need a fund raiser if the fire department had done it’s job.
This is an emergency service for goodness sakes. Everyone should be entitled to emergency service, they could have charged the people afterward. The fire department is a not for profit entity. It is not a corporation. Now the insurance company has paid out a lot more than they would have had the fire been put out, now that claim will be passed onto the other people insured by that company in the form of premiums. It’s 6 of 1 or 8 of the other..come on other people will pay for this and a lot more than $75.
Personally I would have had no objection if the Chief fought the fire, but neither of us is privy to the fire service contract or what liabilities they would open themselves up to if they did so. I know they responded to an earlier fire at the same home when a fee hadn’t been paid, but they may have been advised not to do so going forward. What if they fought the fire and someone got hurt? What if their insurer wouldn’t pay because this family wasn’t a customer?
Ok, so if you don’t pay the fee, they don’t put the fire out…but what if someone had been inside and in danger? What happens, is there a clause that allows treatment of the fire if human life is in danger? I’d always say someone is in the house if I live in that county…better to pay later and home saved.
Patti,
Not sure what you meant by “What church do you not go to?”…Are you saying that only Christians are kind-hearted and willing to help others? That is the thing with some Christians…they want to act holier than thou and think they are still “good Christians”. Just because you’re Christian doesn’t mean you’re perfect, and just because you’re Christian doesn’t mean you’re better than anyone else.
By the way, I’m Christian, and my husband is an atheist. You know how we get along? We don’t judge each other. That’s what good PEOPLE do, regardless of religion.
Fire service in the county is voluntary. If you want the service, you pay $75 in advance. If you don’t want the service, you don’t pay. Everyone doesn’t want to be charged $75 by either the county or their insurer, as then it wouldn’t be their choice. Change the laws if you want, but don’t fault people who follow them. That isn’t fair.
The people who lost their home and their pets obviously understand this and accept it. They didn’t pay, therefore they didn’t get the service. In a perfect world, people would be required to make wise choices or someone would make them on their behalf. But, the facts are the facts. I’m sure the firemen felt terrible but that doesn’t change the facts.