All I asked from State Farm is what I payed for…a promise on a piece of paper that said my Hurricane damages would be covered by my Hurricane policy. If I had done what State Farm is doing…I would be in jail. They have falsified documentation, sold lies instead of promises, and tried to burden OUR Federal Government with the cost of rebuilding the very property that they made their money from…record year profits. Someone needs to go to jail, and if this is what a “GOOD NEIGHBOR” is all about…I would rather live next door to a crack house. I now own a nice set of steps in Clermont Harbor MS..and I never once considered contacting a lawyer till now. Their time is up!…because wrong is wrong…and State Farm has had 2 yrs to give me what I payed for….not anymore or any less…just what was promised every year I payed my ‘Hurricane Policy” . For the person who said we here in MS will regret asking for what is rightfully ours..I say don’t sell what you aren’t willing to lose…I payed the 25% increase in insurance 2 yrs prior to Katrina this was suppose to pay State Farm the extra money required to offset a major storm.As Americans we should be outraged that any company would dare take our tax dollars to pay for a private companies finacial gain….has anyone of you State Farm lovers ever heard the term racketeering…respectfully CJ
Right there with you! Slidell was a mess, and many of us worked tirelessly to keep the promise. Rich Pyorre is a washed up, disgruntled former agent with a beef against State Farm. He couldn’t interpret a policy if he had to!
One day in Slidell, I had an older couple come up to me at a restaurant and thank me for coming down to help out. They were not with State Farm, but stated that they wish they had been because of the praise others had given State Farm.
There are more people who praise State Farm than bash them. They’re just not here on IJ.
Your comments about me and your conclusion as to my situation would lead me to believe you don’t really investigate fully. A credible adjuster wouldn’t jump to conclusions and make statements about something they know nothing about. Is that the way State Farm is now teaching their adjusters to handle claims? The information I have provided is fully documented: State Farm has a history of bad faith, they have committed perjury to the IRS, they have been found to have breached their own contract with their own agents and they have also settled with California adjusters for misclassifying them in order to avoid overtime pay. Calling me disgruntled doesn’t change these facts it just shows your inability to take an unbiased look at things, something a good adjuster would do.
Rich,
Maybe….just maybe SF Adjuster does know you. As for your proof….where is it? If it is as damming as you say, why is there no criminal investigation? Why haven’t you taken your proof to the Justice Dept? Oh, btw, why would SF pay an INDEPENANT agent OT? I thought it was YOUR business.
As for SF….I appreciate the comments. I know how hard we all worked and get sick and tired of the 1-2% of our customers who complain 99% of the time. I honestly am sick of it. If you don’t like SF, fine……go elsewhere. There are a bunch of companies out there that would love to deny your claim without ANY investigation.
Poll our competitors customers in Eagle Rock subdivision in Slidell. Ask them why 2 months after Katrina they still hadn’t heard from their company, much less their adjuster. I KNOW this because every time I wore my blue shirt I had people come up to me in that subdivision asking me to contact their adjuster for them….UNTIL they realized I was SF. Think they weren’t miffed!!
Hey C. James, there is no such thing as a hurricane policy. Maybe when you purchased your document of “promises” you should have read what was being promised. Grow up, take some personal responsibility and actually read your insurance policy. You are not a child, and I’m sorry to break the news to you but there is no tooth fairy and the moon isn’t made out of cheese. What was sold to you was an insurance policy, a legally binding agreement which specifies what is covered and what is not. If you read your little “promises” pamphlet, you would know that the damages cuased by a hurricane (not flood & not wind, but a HURRICANE) are not covered. Please go get yourself a lawyer, maybe they can help you draft your next posting about promises.
I truly am sorry for your loss. Please understand that I do sympathize with you and others that lost everything they had. I am wondering if you understand the policy. There is a specific exclusion for storm surge. This is what SF (via an engineer, I would guess) determined caused you to own “a set of stairs”. I am guessing you didn’t have a flood policy else you would have been paid under that (btw, the flood policy is written by the federal gov’t. NFIP gets EVERY penny one pays for the flood policy. SF and the other insurers are required to sell and service the policies).
I live in La. and have seen my premiums rise 30% and 32% because of Katrina and I am getting to pay for all the people in La. who were too STUPID to have insurance. Doesn’t seem fair to me, especially since I live 275 miles from the coast. I have said it before and I will say it again, PLEASE read and understand what you are paying for. If you don’t understand it, have your agent explain it to you as many times as necessary until you do understand it.
Mr. Poe,
Your act is getting remarkably old. You have never made a positive comment about any insurer, especially SF or Allstate. Why would you want an answer to your question? You will pull some bogus information or innuendo to refute it. I know for a fact that the major insurers IN CONJUNCTION WITH SHINGLE MANUFACTURERS test roofing materials to determine what is damage to the product and what is not. I don’t see any UL listing or any information showing who or what company did testing to support your “Factual statements”. One little aside…. If granule loss should be considered a covered damage, then every time you install a new roof, you are installing a defective product and the roofing should be removed. Why do I say this???? Have you EVER opened a bundle of shingles and NOT have granules fall out? If you reply that you have, you sir are not telling the truth.
Oh, as for your question…. Call the claim consultant in Texas, I’m sure he’d LOVE to hear from you.
Rich, you’ve been airing this crap for a long time. When are you going to get a life???
“Subject: RE: SF – agents with a grudge
Posted On: August 8, 2005, 5:47 pm CDT
Posted By: Rich Pyorre
Comment:
How long has it been since you worked at a State Farm Agents office? How can one represent a “great company” (your words) when that company is not acting like a “great company”, but rather lying and cheating. If you represented a company and found it was not being honest would you just keep it to yourself or make sure something was done about it? For example I have the documentation and can prove State Farm has committed perjury to the IRS. This avoids approximately $3 Billion of annual payroll for them. The real question is not could State Farm trust these agents, it is can State Farm be trusted? And my documentation says no! A jury saw it and decided the same thing!”
Rich Pyorre you are to be commended for standing up to the type of people that have fought you (seemingly) for their “right” to be able to try to cheat you…and others…out of money, time, dignity, and reputation.
As a general contractor I deal with both honorable and dishonorable insurance adjusters, and their managers (middle and upper), and as you know by your experiences here, that the dishonorable ones tend to behave irrationally, selfishly, and childishly.
…Just like they like to, and are expected to, since discouraging ones and lowering their clients expectations is how they make many claimants go away.
Work around them Rich, no matter how arrogant and prideful they act.
Keep exposing the dishonest and corrupt side of “The Industry”.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
All I asked from State Farm is what I payed for…a promise on a piece of paper that said my Hurricane damages would be covered by my Hurricane policy. If I had done what State Farm is doing…I would be in jail. They have falsified documentation, sold lies instead of promises, and tried to burden OUR Federal Government with the cost of rebuilding the very property that they made their money from…record year profits. Someone needs to go to jail, and if this is what a “GOOD NEIGHBOR” is all about…I would rather live next door to a crack house. I now own a nice set of steps in Clermont Harbor MS..and I never once considered contacting a lawyer till now. Their time is up!…because wrong is wrong…and State Farm has had 2 yrs to give me what I payed for….not anymore or any less…just what was promised every year I payed my ‘Hurricane Policy” . For the person who said we here in MS will regret asking for what is rightfully ours..I say don’t sell what you aren’t willing to lose…I payed the 25% increase in insurance 2 yrs prior to Katrina this was suppose to pay State Farm the extra money required to offset a major storm.As Americans we should be outraged that any company would dare take our tax dollars to pay for a private companies finacial gain….has anyone of you State Farm lovers ever heard the term racketeering…respectfully CJ
Tired of whining,
Right there with you! Slidell was a mess, and many of us worked tirelessly to keep the promise. Rich Pyorre is a washed up, disgruntled former agent with a beef against State Farm. He couldn’t interpret a policy if he had to!
One day in Slidell, I had an older couple come up to me at a restaurant and thank me for coming down to help out. They were not with State Farm, but stated that they wish they had been because of the praise others had given State Farm.
There are more people who praise State Farm than bash them. They’re just not here on IJ.
Your comments about me and your conclusion as to my situation would lead me to believe you don’t really investigate fully. A credible adjuster wouldn’t jump to conclusions and make statements about something they know nothing about. Is that the way State Farm is now teaching their adjusters to handle claims? The information I have provided is fully documented: State Farm has a history of bad faith, they have committed perjury to the IRS, they have been found to have breached their own contract with their own agents and they have also settled with California adjusters for misclassifying them in order to avoid overtime pay. Calling me disgruntled doesn’t change these facts it just shows your inability to take an unbiased look at things, something a good adjuster would do.
Rich,
Maybe….just maybe SF Adjuster does know you. As for your proof….where is it? If it is as damming as you say, why is there no criminal investigation? Why haven’t you taken your proof to the Justice Dept? Oh, btw, why would SF pay an INDEPENANT agent OT? I thought it was YOUR business.
As for SF….I appreciate the comments. I know how hard we all worked and get sick and tired of the 1-2% of our customers who complain 99% of the time. I honestly am sick of it. If you don’t like SF, fine……go elsewhere. There are a bunch of companies out there that would love to deny your claim without ANY investigation.
Poll our competitors customers in Eagle Rock subdivision in Slidell. Ask them why 2 months after Katrina they still hadn’t heard from their company, much less their adjuster. I KNOW this because every time I wore my blue shirt I had people come up to me in that subdivision asking me to contact their adjuster for them….UNTIL they realized I was SF. Think they weren’t miffed!!
Hey C. James, there is no such thing as a hurricane policy. Maybe when you purchased your document of “promises” you should have read what was being promised. Grow up, take some personal responsibility and actually read your insurance policy. You are not a child, and I’m sorry to break the news to you but there is no tooth fairy and the moon isn’t made out of cheese. What was sold to you was an insurance policy, a legally binding agreement which specifies what is covered and what is not. If you read your little “promises” pamphlet, you would know that the damages cuased by a hurricane (not flood & not wind, but a HURRICANE) are not covered. Please go get yourself a lawyer, maybe they can help you draft your next posting about promises.
I truly am sorry for your loss. Please understand that I do sympathize with you and others that lost everything they had. I am wondering if you understand the policy. There is a specific exclusion for storm surge. This is what SF (via an engineer, I would guess) determined caused you to own “a set of stairs”. I am guessing you didn’t have a flood policy else you would have been paid under that (btw, the flood policy is written by the federal gov’t. NFIP gets EVERY penny one pays for the flood policy. SF and the other insurers are required to sell and service the policies).
I live in La. and have seen my premiums rise 30% and 32% because of Katrina and I am getting to pay for all the people in La. who were too STUPID to have insurance. Doesn’t seem fair to me, especially since I live 275 miles from the coast. I have said it before and I will say it again, PLEASE read and understand what you are paying for. If you don’t understand it, have your agent explain it to you as many times as necessary until you do understand it.
Mr. Poe,
Your act is getting remarkably old. You have never made a positive comment about any insurer, especially SF or Allstate. Why would you want an answer to your question? You will pull some bogus information or innuendo to refute it. I know for a fact that the major insurers IN CONJUNCTION WITH SHINGLE MANUFACTURERS test roofing materials to determine what is damage to the product and what is not. I don’t see any UL listing or any information showing who or what company did testing to support your “Factual statements”. One little aside…. If granule loss should be considered a covered damage, then every time you install a new roof, you are installing a defective product and the roofing should be removed. Why do I say this???? Have you EVER opened a bundle of shingles and NOT have granules fall out? If you reply that you have, you sir are not telling the truth.
Oh, as for your question…. Call the claim consultant in Texas, I’m sure he’d LOVE to hear from you.
Rich, you’ve been airing this crap for a long time. When are you going to get a life???
“Subject: RE: SF – agents with a grudge
Posted On: August 8, 2005, 5:47 pm CDT
Posted By: Rich Pyorre
Comment:
How long has it been since you worked at a State Farm Agents office? How can one represent a “great company” (your words) when that company is not acting like a “great company”, but rather lying and cheating. If you represented a company and found it was not being honest would you just keep it to yourself or make sure something was done about it? For example I have the documentation and can prove State Farm has committed perjury to the IRS. This avoids approximately $3 Billion of annual payroll for them. The real question is not could State Farm trust these agents, it is can State Farm be trusted? And my documentation says no! A jury saw it and decided the same thing!”
“I now own a nice set of steps in Clermont Harbor MS..”
Sound like you should have purchased a Flood Policy, too.
Rich Pyorre you are to be commended for standing up to the type of people that have fought you (seemingly) for their “right” to be able to try to cheat you…and others…out of money, time, dignity, and reputation.
As a general contractor I deal with both honorable and dishonorable insurance adjusters, and their managers (middle and upper), and as you know by your experiences here, that the dishonorable ones tend to behave irrationally, selfishly, and childishly.
…Just like they like to, and are expected to, since discouraging ones and lowering their clients expectations is how they make many claimants go away.
Work around them Rich, no matter how arrogant and prideful they act.
Keep exposing the dishonest and corrupt side of “The Industry”.
rogerpoegc@gmail.com