Actually from what I have read, State Farm has tried to stand on concurrent causation and it has been struck down by Judge Senter. Why they did not put that in their denials is unknown. That also might be part of the problem. I think the vague and over reaching language in their policy was the problem. Just like, Allstate got out of the \”flood\” ajudication in New Orleans and the ISO carriers are now sadddled with the \”flood\” in New Orlean not being \”flood\” unless overturned on appeal. Allstate\’s policy was more sucinct and therefore their losses were deemed as flood.
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Actually from what I have read, State Farm has tried to stand on concurrent causation and it has been struck down by Judge Senter. Why they did not put that in their denials is unknown. That also might be part of the problem. I think the vague and over reaching language in their policy was the problem. Just like, Allstate got out of the \”flood\” ajudication in New Orleans and the ISO carriers are now sadddled with the \”flood\” in New Orlean not being \”flood\” unless overturned on appeal. Allstate\’s policy was more sucinct and therefore their losses were deemed as flood.