They can’t have it both ways. If they want to risk sustaining a head injury instead of wearing a helmet, they should suffer the consequences. Why should a medical carrier or the public have to pay increased medical costs over someone’s outright refusal to use/wear such protection?
If it passes…and I think it is a decent idea overall…what will happen is medical/health carriers will start adding a question: Do you ride motorcycles? If yes, do you always wear a helmet?
If they answer yes to both…it will be used at time of injury to restrict coverage…if they were not wearing a helmet. If they answer no to the first question…and they are injured while riding motorcycle again will restrict for not providing accurate info on app.
Need an inexpensive accident policy? Ever heard of AFLAC? There are viable options our there for helmetless idiots to obtain affordable insurance and keep the rest of us from subsidizing their poor choices.
Regardless of the type of policy involved, there should be exclusionary/restrictive provisions for the increased cost of medical treatment for injuries/costs incurred due the failure of the operator to use all avaliable safety equipment. I support peoples rights to wear or not wear a helmet so long as their decision doesn’ impact me financially. I do now want my tax dollars going to pay lifetime care for somebody who didn’t value their own safety enough to take preventive measures, nor do I want my medical premiums to increase because of such events. It’s called “increased risk” and it’s a legitimate underwriting factor.
“exclusionary/restrictive provisions for the increased cost of medical treatment for injuries/costs incurred due the failure of the operator to use all avaliable safety equipment.” in the long run just shifts the cost back to people who actually pay for their own medical treatment or health insurance premiums.
It’s called “FREEDOM”! Freedom of CHOICE! Gov’t. DOES NOT need to dictate OUR choices! If they do. . . the next thing you know, they’ll want you to wear a padded suit or a knight’s armor!
Motorcyclists can ride without helmets, but only if they are also organ donors.
Being an organ donor doesn’t cost anything, unlike health insurance policies. Plus if you are willing to ride a bike without a helmet you must not care much about your organs anyway!
See, everyone benefits. Bikers can still ride without helmets and we would see an increase in organ donations to those who desparately need them!
So if you think bikers without helmets should have to carry more coverage what about people talking on their cell phones, people with poor brakes and tires? The list could go on for days.
All of you who preach to us bikers about requiring us to carry increased medical coverage or taxpayer burden that we are causing are acting very narroww minded. First, I would never ride w/o a helmet myself, but I fully support an ADULTS right to do so. This is no more of a risk or “burden” on taxpayers than those who smoke, drink, use illegal drugs, drive w/o seatbelts..etc (the list could go on and on). The base of the arguement is it is NOT the gov’t’s job or mandate to control every aspect of your life and make every decision for you. Want to talk about being a taxpayer burden..look at how much of your tax dollars are wasted each year on “pork programs”. In 2001, the government buried $17 billion dollars for which there was no accountability. It was labeled “unreconciled transactions” and filed away. No one has any idea who spent the money or how. Good job, don’t you think? Think we could do that with our tax returns. RIGHT. Don’t tell me how to live my life and what is dangerous for me and I won’t tell you to give up your high risk habits. Here’s a thought: stop trying to regulate my life and spend some of your time and attention getting your own shop in order and while youre at it HANG UP and DRIVE.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
They can’t have it both ways. If they want to risk sustaining a head injury instead of wearing a helmet, they should suffer the consequences. Why should a medical carrier or the public have to pay increased medical costs over someone’s outright refusal to use/wear such protection?
If it passes…and I think it is a decent idea overall…what will happen is medical/health carriers will start adding a question: Do you ride motorcycles? If yes, do you always wear a helmet?
If they answer yes to both…it will be used at time of injury to restrict coverage…if they were not wearing a helmet. If they answer no to the first question…and they are injured while riding motorcycle again will restrict for not providing accurate info on app.
Need an inexpensive accident policy? Ever heard of AFLAC? There are viable options our there for helmetless idiots to obtain affordable insurance and keep the rest of us from subsidizing their poor choices.
Regardless of the type of policy involved, there should be exclusionary/restrictive provisions for the increased cost of medical treatment for injuries/costs incurred due the failure of the operator to use all avaliable safety equipment. I support peoples rights to wear or not wear a helmet so long as their decision doesn’ impact me financially. I do now want my tax dollars going to pay lifetime care for somebody who didn’t value their own safety enough to take preventive measures, nor do I want my medical premiums to increase because of such events. It’s called “increased risk” and it’s a legitimate underwriting factor.
“exclusionary/restrictive provisions for the increased cost of medical treatment for injuries/costs incurred due the failure of the operator to use all avaliable safety equipment.” in the long run just shifts the cost back to people who actually pay for their own medical treatment or health insurance premiums.
But you ARE’NT going to rip off the Bikers in Arkansas by trying to push this issue of HAVING to have more cover
(No $$$10,000+ for U) Ha! Ha!
GIVE UP HENDREN! Put your agenda to rest already! ( -:
It’s called “FREEDOM”! Freedom of CHOICE! Gov’t. DOES NOT need to dictate OUR choices! If they do. . . the next thing you know, they’ll want you to wear a padded suit or a knight’s armor!
My Choice . . . NOT YOURS!
This needs to be re-tooled.
Make it so that:
Motorcyclists can ride without helmets, but only if they are also organ donors.
Being an organ donor doesn’t cost anything, unlike health insurance policies. Plus if you are willing to ride a bike without a helmet you must not care much about your organs anyway!
See, everyone benefits. Bikers can still ride without helmets and we would see an increase in organ donations to those who desparately need them!
So if you think bikers without helmets should have to carry more coverage what about people talking on their cell phones, people with poor brakes and tires? The list could go on for days.
All of you who preach to us bikers about requiring us to carry increased medical coverage or taxpayer burden that we are causing are acting very narroww minded. First, I would never ride w/o a helmet myself, but I fully support an ADULTS right to do so. This is no more of a risk or “burden” on taxpayers than those who smoke, drink, use illegal drugs, drive w/o seatbelts..etc (the list could go on and on). The base of the arguement is it is NOT the gov’t’s job or mandate to control every aspect of your life and make every decision for you. Want to talk about being a taxpayer burden..look at how much of your tax dollars are wasted each year on “pork programs”. In 2001, the government buried $17 billion dollars for which there was no accountability. It was labeled “unreconciled transactions” and filed away. No one has any idea who spent the money or how. Good job, don’t you think? Think we could do that with our tax returns. RIGHT. Don’t tell me how to live my life and what is dangerous for me and I won’t tell you to give up your high risk habits. Here’s a thought: stop trying to regulate my life and spend some of your time and attention getting your own shop in order and while youre at it HANG UP and DRIVE.