NICB: Animal-Related Insurance Claims Top 1.7M in 4 Years

May 24, 2018

The National Insurance Crime Bureau (NICB) released a study on the number of animal-related insurance losses for the years 2014-2017. The data is gleaned from insurance claims for losses that occurred in all 50 states plus the District of Columbia. A total of 1,740,425 animal-related insurance claims were processed with 1,739,687 of them—99.9 percent—involving vehicles. The actual number of incidents is likely much higher since many drivers do not choose to carry coverage for that type of event.

Animal Claims 2014 – 2017
2014 2015 2016 2017 Total
415,917 434,820 446,981 442,707 1,740,425

About 640,000 of those claims specified one of the top five animals involved and over the four-year period, 91 percent of those claims involved deer.

While all animal-related claims went up six percent over the four-year period, those that specified a deer was involved actually declined by 30 percent.

The top five animals involved in vehicle collisions were deer (584,165), raccoons (22,644), dogs (20,610), turkeys (7,289) and coyotes (6,023).

Animal Claims 2014 – 2017, Specifying Animal Type
Animal 2014 2015 2016 2017 Total
Deer 174,278 150,589 136,648 122,650 584,165
Raccoon 6,414 5,866 5,719 4,645 22,644
Dog 7,275 5,527 4,182 3,626 20,610
Turkey 1,920 1,867 1,800 1,702 7,289
Coyote 1,667 1,547 1,494 1,315 6,023

The top five states where these incidents occurred were: Pennsylvania (145,728), New York (115,670), Texas (105,036), Wisconsin (81,282) and North Carolina (79,252).

The top five cities where for these encounters were: San Antonio (3,945), Austin, Tex. (2,452), New York (2,442), Pittsburgh (2,115) and Rochester, NY (1,929).

Source: NICB

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