The number of states that allow electronic proof of insurance via smartphones has increased to 25, with the recent addition of Indiana and Florida.
The states that allow electronic proof of insurance coverage are: Alaska, Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, North Dakota, Oregon, Tennessee, Texas, Utah, Virginia, Washington and Wyoming.
Additional legislation is awaiting signature by governors in Illinois, Missouri and Wisconsin, according to the Property Casualty Insurance Association of America (PCI).
“In just two years policy makers in nearly half the country have changed their laws to enable consumers to use their smart phone to show they have insurance instead of keeping that little piece of paper in the glove compartment,” said Alex Hageli, PCI director of personal lines policy. “It makes good sense to allow consumers and insurers to use increasingly ubiquitous technology to comply with the law.”
“Public policymakers are also seeing the benefits of having insurance policies available electronically,” said Campbell. “Six states have approved laws in 2013 that will allow consumers to access their insurance policy through a website. Four more states are still actively considering these types of laws this year. This will enable a customer to see their insurance policy 24/7. This will be especially helpful when people are evacuated or suffer a loss following a natural catastrophe.”
Posting policies on the Internet laws have been signed into law in Alaska, Arizona, Kansas, Minnesota, Oklahoma and Texas. Bills are the governor’s desk in Florida and Illinois. According to the PCI, legislatures are considering legislation in Missouri and Pennsylvania.
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