Have any of you ever done a study? You can skew the study by how ever you manifest the data, how you ask a question, and how you interpret the data. When you show me data from an unbiased source i will consider changing my actions and habits of driving while holding my cell phone. Ive been driving for 10 years now without an accident while talkin and driving. The bigger issue is all the people on the road who forgot who has the right of way and continue to drive as if they always are right.
Speeding, talking, multitasking and other things you all are talkinb about isnt dangerous…its the people driving who are dangerous. Learn to know your own limitations and what you can and can not do
Sorry, I am lining up with freedom on this. It may seem minor, but what about when this same group does not like my SUV, kills more people in a crash than a Prius. What about my snowmobile, I could start an avalanche and kill some snowshoer. What about my house on a cliff in Calif, could slide down and kill someone. Now my plane, that is totally out of the question, it could crash into a house. On second thought I think I will just give up driving and get back my freedom to drink and talk on the phone.
Ya know, while we’re at it…if low credit scores are such a good indicator of future loss, then why not take on credit card companies and the credit scoring bureaus that support them? They also represent an indirect cause of loss.
Why, if we would simply ignore the obvious problems (cell phone usage) and begin to concentrate on improving the results of these other “indicators”, we would begin to enjoy record underwriting profits! If you believe that, well I hear AIG may be hiring.
The insurance industry must start debiting the premium of anyone with a cell phone – and I do mean now. If you use a cell phone, you are a burden on the backs of the rest of us who do not use cell phones, and, we present ourselves as superior risks. If you are married, have elderly parents, teenaged kids, or any other stressor in your life – your premium should be, in fairness to the rest of us, increased by 15%, because you represent an increased risk of being in an accident.
If you don’t buy all of this…well, you’re just stupid and/or too lazy to read all of the studies, which may exist or will exist once we can swing funding from the industry.
Come on, they can’t even enforce simple things like speeding (ever heard of the 100 mph club? It’s a social club down here), insurance, tags, especially DRIVERS LICENSES!
I’m sorry, but there is no way you will ever convince me that a valid driver in a legal car on a cell phone is more dangerous then a driver with no license, no tags, no insurance, doing 103 on the highway. Yet the cops just can’t seem to do anything about it.
When roughly 33% of the cars on Fla are illegal in some way, cell phones are the LEAST of our worries. Let’s start increasing the penalties and start enforcing the other laws before we add more to the book.
The only cops that will enfoce it are the small town sherriff wanna-bes that have nothing better to do, and the only people they will stop will be the ones actually doing the speed limit in a nice new car that the cops know will pay the fine.
Geez, drive by shootings are simple. Your passenger would either hold the wheel while you shoot or have them do your shooting. Delegate. Are you foolish?
Today on the way into work I was behind an Ohio State Patrolman going slower than the speed limit; guess what he was doing… that’s right… dialing his cell phone.
This is not as much about safety or other such pedestrian considerations, as it is about funding public safety (i.e. Police Depts) in a failing economy.
You got it right – the police will ticket those law abiding (well, kinda-sorta law abiding) citizens, driving around in perfectly legal vehicles, who, having a cell phone, must have a bi-weekly paycheck and a check book.
The police picnic/golf tournament is coming up and the beer fund is too low? Run a cell phone trap and, voila, the beer cart is fully funded!
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Cheli,
Can you honestly say, you drive just as safely with the bluetooth as you do without?
Have any of you ever done a study? You can skew the study by how ever you manifest the data, how you ask a question, and how you interpret the data. When you show me data from an unbiased source i will consider changing my actions and habits of driving while holding my cell phone. Ive been driving for 10 years now without an accident while talkin and driving. The bigger issue is all the people on the road who forgot who has the right of way and continue to drive as if they always are right.
Speeding, talking, multitasking and other things you all are talkinb about isnt dangerous…its the people driving who are dangerous. Learn to know your own limitations and what you can and can not do
Sorry, I am lining up with freedom on this. It may seem minor, but what about when this same group does not like my SUV, kills more people in a crash than a Prius. What about my snowmobile, I could start an avalanche and kill some snowshoer. What about my house on a cliff in Calif, could slide down and kill someone. Now my plane, that is totally out of the question, it could crash into a house. On second thought I think I will just give up driving and get back my freedom to drink and talk on the phone.
Ya know, while we’re at it…if low credit scores are such a good indicator of future loss, then why not take on credit card companies and the credit scoring bureaus that support them? They also represent an indirect cause of loss.
Why, if we would simply ignore the obvious problems (cell phone usage) and begin to concentrate on improving the results of these other “indicators”, we would begin to enjoy record underwriting profits! If you believe that, well I hear AIG may be hiring.
The insurance industry must start debiting the premium of anyone with a cell phone – and I do mean now. If you use a cell phone, you are a burden on the backs of the rest of us who do not use cell phones, and, we present ourselves as superior risks. If you are married, have elderly parents, teenaged kids, or any other stressor in your life – your premium should be, in fairness to the rest of us, increased by 15%, because you represent an increased risk of being in an accident.
If you don’t buy all of this…well, you’re just stupid and/or too lazy to read all of the studies, which may exist or will exist once we can swing funding from the industry.
Come on, they can’t even enforce simple things like speeding (ever heard of the 100 mph club? It’s a social club down here), insurance, tags, especially DRIVERS LICENSES!
I’m sorry, but there is no way you will ever convince me that a valid driver in a legal car on a cell phone is more dangerous then a driver with no license, no tags, no insurance, doing 103 on the highway. Yet the cops just can’t seem to do anything about it.
When roughly 33% of the cars on Fla are illegal in some way, cell phones are the LEAST of our worries. Let’s start increasing the penalties and start enforcing the other laws before we add more to the book.
The only cops that will enfoce it are the small town sherriff wanna-bes that have nothing better to do, and the only people they will stop will be the ones actually doing the speed limit in a nice new car that the cops know will pay the fine.
Geez, drive by shootings are simple. Your passenger would either hold the wheel while you shoot or have them do your shooting. Delegate. Are you foolish?
Today on the way into work I was behind an Ohio State Patrolman going slower than the speed limit; guess what he was doing… that’s right… dialing his cell phone.
Ohioan, Isn’t that the truth? Police are exempt….CHP’s do it here, too.
Ah, you have provided us with a bit of clarity.
This is not as much about safety or other such pedestrian considerations, as it is about funding public safety (i.e. Police Depts) in a failing economy.
You got it right – the police will ticket those law abiding (well, kinda-sorta law abiding) citizens, driving around in perfectly legal vehicles, who, having a cell phone, must have a bi-weekly paycheck and a check book.
The police picnic/golf tournament is coming up and the beer fund is too low? Run a cell phone trap and, voila, the beer cart is fully funded!
Yes, sir! Only in Amerika.
and how would you prove that i talk on a cell phone while driving?
Agent: what is your dob? ss#? address? what is the vin# of the car we are insuring today? do you talk on your cell phone while driving?
how many people will answer that with a yes if they think their premuim will go up?