before we villainize another carrier with incomplete info, can we get all the facts here? If this is a Washington policy, most carry $10000 PIP, right? Wouldn’t a large chunk of that coverage already be gone by the time the victim saw the specialist (and after tests, including MRI, not cheap) who recommended surgery? I have yet to see anyone show what level of coverage this lady had; all I see is she ‘thought’ she had $18000 left; ok, $18000 of what? You don’t know how many times I’ve had phone calls from medical providers telling me they won’t perform something unless I approve it; no, we don’t preapprove. If its necessary and related, send the paperwork to prove same.
You betcha’ they are overcharging. I had one company increase a standard home by $78,000 in one year ! They said it was the inflation factor! Wow -you’d better tell Bush, cause he thinks we have NO INFLATION. I am losing customers over this. The insurance companies are RICHER than some small nations !
again, why are u blaming bush? have you shopped around for lower insurance? if not, then you are allowing them to charge at a higher price. bush can not control the individual companies. that is what capitalism is all about – if you owned a company you’d want to make a good profit. the govn’t can’t control a company, it can regulate that we all play fair (at least supposed to be fair). folks, take charge of what you have – take responsibility of your actions. if you think they are charging more, then become self-insured. retain your own risk. but remember, only way for you to take control is for you to do it – stop blaming others!
As much as I don’t like Bush I really don’t see how any of this is his fault. I agree with wudchuck on this; if you don’t like where you’re at, change. I saved 15% by not switching to GEICO. And if you feel you’ve been grossly underpaid, get a lawyer. I don’t like saying that but it is a valid option if you feel you’ve been stiffed on a claim.
As for profits – I love ’em. I do think some profits are grossly disconnected from market reality and some industries should have a little bit more of a heart; but then I look at the stocks and funds in my IRA and 401(k) and re-think my position. The market will correct itself if given time.
don’t we actually do the same thing when are looking for gas for our vehicles? not all gas station prices are the same. i have even seen 2 of them compete for customers and keep lowering their price, til it was too low and the station became an overgrown parking lot waiting for folks to get in. these stations know how low they can go. remember the law of supply and demand. if it’s a travelled road, and you want more customers in the store – you’ll lower that gas price a few cents (in many cases they make it back up on the purchase in the store).
insurance – tad different in that your not spending gas only a few minutes of your time to call an 800 number (so this is free) and get a quote (again, free, not heard it costing you a single penny for one). if it saves you over $50 or more every 6 months, that is a savings over time. loyalty? if that were so, then why have not gotten more oil from our own country. we import over 80%. there are a variety of different reasons to shop besides price. but that is a decision you have to make. the almighty dollar can present a hard bargaining chip in this day. that $50 dollars in some cases is a couple of tanks of gas, or even taking your spouse out on a date or pay an extra bill or two.
so if you complain, remember it’s not the us government fault (bush or chaney) – they don’t control your spending dollars – you do! matter of fact, i don’t control your spending thrifts either. you make an actual conscious decision on what you purchase and what price.
I can’t shop, I don’t have time, I have to work so hard because of Bush/Cheney that I don’t have time to hunt for car insurance; I buy mine thru the state, it gets assigned for me so I figure its the best price I can get; I get full coverage, but not any of those added extra coverages or limits they try to sell, I still to what I have to have from my state.
Regarding oil, it just makes me mad, we have oil everywhere, but we keep buying it from bad people; Bush/Cheney won’t let us drill offshort, won’t let us go to anwar, north pole, or whereever to get oil. So we keep getting oil from terror guys and Bush tells us we should open up a windfarm and grow grass on our roofs. I’m fed up, this profit proves that Bush does not drive a car or he would be fed up with insurance, too. If he drove a car, he would do something about oil and insurance prices.
no time? wait a minute, how many commercials do you see call us now? 24 hours we are open for a call. Accessible via the internet. sounds like just an excuse to not shop around – just like the excuse to blame others for you not doing anything. did you at least vote? or did you find an excuse not to do that? you can lift a phone – because you accessing this via the www. don’t tell me you can’t find the internet access because you have done the blogging here…
so stop blaming chaney or bush because you fear your own actions is hindering the situation!!!!
Again off topic, but Rosie and friends need to read The Forgotten Man, or the new book Liberal Fascism. Today’s democrats running for power want to do things that will wipe out the middle class. U.S. sovereignty will be ceded to some world authority. Taxes will soar. The rich with connections to the power structure will find ways around the tax burden, while other will leave the U.S. and/or take their money elsewhere. Unemployment will rise, the lower class will grown, and the middle class will slowly by stamped out. The economy will be in deep doodoo. I don’t even want to think what the price of gas will be.
As for the east, I want to say come back when you have an actual understanding of it, but I know you don’t care. I’m inclined to believe that your not so naive that you don’t know what is going on, or that you honestly believe it is something other than what it is, or that you really believe the extremists would leave you alone. Either way, I know you don’t care. You just want to get a liberal democrat elected.
While I personally believe the effort to transform the middle east is the shining moment of the Bush presidency, I believe we should reject any candidate that is even remotely close to another Bush, in addition to status quo and liberal candidates. Bush is among a growing group of republicans who seemingly wish to take us to the same destination as liberals do, just at a slower pace. He has been a disaster on a number of issues because he has embraced a lot of the nanny state and sovereignty killing stuff that the left is looking for.
Now to throw in something on topic. I have no problem with making a profit. For the most part, a free market can take care of itself. When this doesn’t occur, there are legal remedies. The company I work for is not the cheapest carrier on the block, but if they were too high, they would lose enough business to force them to drop prices. Generating a profit allows them to build a better business by having more to invest in new technology. They can attract better employees by paying them more, and in turn providing better service. Having higher rates and being very strict may also help them refine their clientele, and weed out potential problems.
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before we villainize another carrier with incomplete info, can we get all the facts here? If this is a Washington policy, most carry $10000 PIP, right? Wouldn’t a large chunk of that coverage already be gone by the time the victim saw the specialist (and after tests, including MRI, not cheap) who recommended surgery? I have yet to see anyone show what level of coverage this lady had; all I see is she ‘thought’ she had $18000 left; ok, $18000 of what? You don’t know how many times I’ve had phone calls from medical providers telling me they won’t perform something unless I approve it; no, we don’t preapprove. If its necessary and related, send the paperwork to prove same.
You betcha’ they are overcharging. I had one company increase a standard home by $78,000 in one year ! They said it was the inflation factor! Wow -you’d better tell Bush, cause he thinks we have NO INFLATION. I am losing customers over this. The insurance companies are RICHER than some small nations !
again, why are u blaming bush? have you shopped around for lower insurance? if not, then you are allowing them to charge at a higher price. bush can not control the individual companies. that is what capitalism is all about – if you owned a company you’d want to make a good profit. the govn’t can’t control a company, it can regulate that we all play fair (at least supposed to be fair). folks, take charge of what you have – take responsibility of your actions. if you think they are charging more, then become self-insured. retain your own risk. but remember, only way for you to take control is for you to do it – stop blaming others!
As much as I don’t like Bush I really don’t see how any of this is his fault. I agree with wudchuck on this; if you don’t like where you’re at, change. I saved 15% by not switching to GEICO. And if you feel you’ve been grossly underpaid, get a lawyer. I don’t like saying that but it is a valid option if you feel you’ve been stiffed on a claim.
As for profits – I love ’em. I do think some profits are grossly disconnected from market reality and some industries should have a little bit more of a heart; but then I look at the stocks and funds in my IRA and 401(k) and re-think my position. The market will correct itself if given time.
don’t we actually do the same thing when are looking for gas for our vehicles? not all gas station prices are the same. i have even seen 2 of them compete for customers and keep lowering their price, til it was too low and the station became an overgrown parking lot waiting for folks to get in. these stations know how low they can go. remember the law of supply and demand. if it’s a travelled road, and you want more customers in the store – you’ll lower that gas price a few cents (in many cases they make it back up on the purchase in the store).
insurance – tad different in that your not spending gas only a few minutes of your time to call an 800 number (so this is free) and get a quote (again, free, not heard it costing you a single penny for one). if it saves you over $50 or more every 6 months, that is a savings over time. loyalty? if that were so, then why have not gotten more oil from our own country. we import over 80%. there are a variety of different reasons to shop besides price. but that is a decision you have to make. the almighty dollar can present a hard bargaining chip in this day. that $50 dollars in some cases is a couple of tanks of gas, or even taking your spouse out on a date or pay an extra bill or two.
so if you complain, remember it’s not the us government fault (bush or chaney) – they don’t control your spending dollars – you do! matter of fact, i don’t control your spending thrifts either. you make an actual conscious decision on what you purchase and what price.
I can’t shop, I don’t have time, I have to work so hard because of Bush/Cheney that I don’t have time to hunt for car insurance; I buy mine thru the state, it gets assigned for me so I figure its the best price I can get; I get full coverage, but not any of those added extra coverages or limits they try to sell, I still to what I have to have from my state.
Regarding oil, it just makes me mad, we have oil everywhere, but we keep buying it from bad people; Bush/Cheney won’t let us drill offshort, won’t let us go to anwar, north pole, or whereever to get oil. So we keep getting oil from terror guys and Bush tells us we should open up a windfarm and grow grass on our roofs. I’m fed up, this profit proves that Bush does not drive a car or he would be fed up with insurance, too. If he drove a car, he would do something about oil and insurance prices.
we’re losing our concentration here, we had Rosie ill…must try harder…
no time? wait a minute, how many commercials do you see call us now? 24 hours we are open for a call. Accessible via the internet. sounds like just an excuse to not shop around – just like the excuse to blame others for you not doing anything. did you at least vote? or did you find an excuse not to do that? you can lift a phone – because you accessing this via the www. don’t tell me you can’t find the internet access because you have done the blogging here…
so stop blaming chaney or bush because you fear your own actions is hindering the situation!!!!
sarcasm…
Again off topic, but Rosie and friends need to read The Forgotten Man, or the new book Liberal Fascism. Today’s democrats running for power want to do things that will wipe out the middle class. U.S. sovereignty will be ceded to some world authority. Taxes will soar. The rich with connections to the power structure will find ways around the tax burden, while other will leave the U.S. and/or take their money elsewhere. Unemployment will rise, the lower class will grown, and the middle class will slowly by stamped out. The economy will be in deep doodoo. I don’t even want to think what the price of gas will be.
As for the east, I want to say come back when you have an actual understanding of it, but I know you don’t care. I’m inclined to believe that your not so naive that you don’t know what is going on, or that you honestly believe it is something other than what it is, or that you really believe the extremists would leave you alone. Either way, I know you don’t care. You just want to get a liberal democrat elected.
While I personally believe the effort to transform the middle east is the shining moment of the Bush presidency, I believe we should reject any candidate that is even remotely close to another Bush, in addition to status quo and liberal candidates. Bush is among a growing group of republicans who seemingly wish to take us to the same destination as liberals do, just at a slower pace. He has been a disaster on a number of issues because he has embraced a lot of the nanny state and sovereignty killing stuff that the left is looking for.
Now to throw in something on topic. I have no problem with making a profit. For the most part, a free market can take care of itself. When this doesn’t occur, there are legal remedies. The company I work for is not the cheapest carrier on the block, but if they were too high, they would lose enough business to force them to drop prices. Generating a profit allows them to build a better business by having more to invest in new technology. They can attract better employees by paying them more, and in turn providing better service. Having higher rates and being very strict may also help them refine their clientele, and weed out potential problems.