I’ve always wondered this. First party is me. It’s first party if I do something to myself. Third party is someone else. Someone else does something to me. What’s second party? Would that be the dog?
Pet people will spend huge amounts of money on their pets. Two years ago we spent $1,500 on radiation treatment on a 15 year old cat. Anything you can do to drain money from us stupid pet owners is pure profit. Pet anything can be sold. Why not this? My cats are dead so I am out of the market.
For the safety of you, your cat and everyone else on the road, practice a little loss control, and invest in a pet carrier !
As to the valuation questions that have been posted, this should be nothing new to adjusters, as it said in the article, insurance now covers them for third-party liability, which makes sense, since they are legally considered property.
I don’t understand paying this under Collision, as it violates the principle of “if you want to insure something, buy the proper type of policy” A pet is not part of the auto, it is personal property.
Collision coverage wouldn’t cover a laptop computer, a piece of furniture, etc. so it just isn’t logical to cover the pet.
I am glad for those that benefit from this marketing gimmick but just saying it doesn’t follow established principles of insurance.
Here’s another interesting item regarding pet coverages. AAA (the auto club) Members get a free Prescription Savings card that you can use at Walgreens, WalMart, Target, and KMart pharmacies. No deductible, and savings range 20-33%. The “little known” item…you can also have PET prescriptions filled at these locations, and receive the AAA discount pricing!
Goes along with your Blue Paw. I had a girlfriend once that wanted to get Blue Paw for her dog. Interesting idea since pet health can cost a whopping sum of money if they get sick.
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I’ve always wondered this. First party is me. It’s first party if I do something to myself. Third party is someone else. Someone else does something to me. What’s second party? Would that be the dog?
Pet people will spend huge amounts of money on their pets. Two years ago we spent $1,500 on radiation treatment on a 15 year old cat. Anything you can do to drain money from us stupid pet owners is pure profit. Pet anything can be sold. Why not this? My cats are dead so I am out of the market.
and, would I be able to keep salvage on him if I brand his title?
If my dog is in the accident and dies, will Progressive pay for taxidermy to stuff him?
It would be paid for in hard cash. Sorry Fluffy, couldn’t resist.
For the safety of you, your cat and everyone else on the road, practice a little loss control, and invest in a pet carrier !
As to the valuation questions that have been posted, this should be nothing new to adjusters, as it said in the article, insurance now covers them for third-party liability, which makes sense, since they are legally considered property.
I don’t understand paying this under Collision, as it violates the principle of “if you want to insure something, buy the proper type of policy” A pet is not part of the auto, it is personal property.
Collision coverage wouldn’t cover a laptop computer, a piece of furniture, etc. so it just isn’t logical to cover the pet.
I am glad for those that benefit from this marketing gimmick but just saying it doesn’t follow established principles of insurance.
Here’s another interesting item regarding pet coverages. AAA (the auto club) Members get a free Prescription Savings card that you can use at Walgreens, WalMart, Target, and KMart pharmacies. No deductible, and savings range 20-33%. The “little known” item…you can also have PET prescriptions filled at these locations, and receive the AAA discount pricing!
Goes along with your Blue Paw. I had a girlfriend once that wanted to get Blue Paw for her dog. Interesting idea since pet health can cost a whopping sum of money if they get sick.
If my animal is inuredin the loss can I claim dimunition in value of the animal? Kidding but it’s possible someone will try it.
Rick, only when the dog’s driving.