1. Fema can sell 1 policy
HURRICANE INSURANCE
Covering any & all damage from a storm,
hurricane,hail, sleet, mold,Wind,
Collapse, Wind, Wind driven water, Flood,
spray, surge, waves, and all damage
resulting from nature or natural disaster.
or
2. become Self-Insured by city/state
Assessors Office already has property descriptions. This will audit taxes too.
If we get hit before enough money is in escrow….
we simply let FEMA STEP IN….
like they have been doing for the Insurance Industry for years.
Katrina blew their roof off too.
Homeowners can save money
and have a policy that
includes all of the exclusions…
Homeowners will have financial protection.
No commission, No Overhead
Tax office is already there.
The city would make so much money…
they would not be able to count it.
3. Regulate the Industry,
if we let them stay.
No more exclusions for wind, collapse.
No hurricane deductibles when they
will not pay for hurricane damage
That\’s a great idea. An un-funded insurance scheme with a definite plan for failure to pass the big bills off on the rest of the country. All under the guise of \”take it in our own hands\”. Oh, the humor of it all.
You sit back & point your finger at other Americans
when a Natural Disaster destroyed their lives & homes.
We are talking about Working Americans, that paid for
Hurricane and/or flood to financially protect their
home in the event of a catastrophic disaster.
World Book describes Hurricane Katrina
as the worst natural disaster in US history.
All claims denied – All Flood claims paid.
Shame on you. You really think that you are better than?
You think you are the wiser?
Make no mistake about it,
If you really did read and understand your policy….
& bought it…..You are Really Stupid.
That makes you Super Stupid!
Nothing in the policy will provide you with
financial protection.
E X C L U S I O N S:
Collapse, Mold, Termites,
Structural Damage, Water, Rain,
Tornadoes, Cyclones, Storm, Spray, Hail,
Wind Driven rain or overflow + more.
They have excluded just about every thing
possible that could damage a home.
every year there is another added exclusion.
minus they Only pay above the water line
minus depreciation
minus 2 Deductibles.
We got ours…& you will get yours.
I guarantee that you will get the
opportunity to find out how we felt.
No answer yet.
Who are you going to buy your next insurance policy from?
Well over 90% of claims have been settled now. That really isn\’t bad considering that 15% of the population is never happy with anything.
For those of us who went through mediation (and still did not get paid for structural damages, only additional living expenses), there is no recourse through the recent announced settlement to reopen our cases. Judge Senter and Commission George Dale both recommended mediation, but now, we will be left out.
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I propose the following options:
1. Fema can sell 1 policy
HURRICANE INSURANCE
Covering any & all damage from a storm,
hurricane,hail, sleet, mold,Wind,
Collapse, Wind, Wind driven water, Flood,
spray, surge, waves, and all damage
resulting from nature or natural disaster.
or
2. become Self-Insured by city/state
Assessors Office already has property descriptions. This will audit taxes too.
If we get hit before enough money is in escrow….
we simply let FEMA STEP IN….
like they have been doing for the Insurance Industry for years.
Katrina blew their roof off too.
Homeowners can save money
and have a policy that
includes all of the exclusions…
Homeowners will have financial protection.
No commission, No Overhead
Tax office is already there.
The city would make so much money…
they would not be able to count it.
3. Regulate the Industry,
if we let them stay.
No more exclusions for wind, collapse.
No hurricane deductibles when they
will not pay for hurricane damage
That\’s a great idea. An un-funded insurance scheme with a definite plan for failure to pass the big bills off on the rest of the country. All under the guise of \”take it in our own hands\”. Oh, the humor of it all.
Not one dollar was denied by FEMA
Not one dollar did Flood blame wind
Adjust this!
I agree Hal. The \”taking matters in our own hand\” person is smoking some seriously good stuff. Ah to be so Polly Anna again.
To: All of the people that is saying
Katrina Victims are stupid for not
reading their policy;
and they are too stupid to understand it anyway….
Dear Fellow American…
You sit back & point your finger at other Americans
when a Natural Disaster destroyed their lives & homes.
We are talking about Working Americans, that paid for
Hurricane and/or flood to financially protect their
home in the event of a catastrophic disaster.
World Book describes Hurricane Katrina
as the worst natural disaster in US history.
All claims denied – All Flood claims paid.
Shame on you. You really think that you are better than?
You think you are the wiser?
Make no mistake about it,
If you really did read and understand your policy….
& bought it…..You are Really Stupid.
That makes you Super Stupid!
Nothing in the policy will provide you with
financial protection.
E X C L U S I O N S:
Collapse, Mold, Termites,
Structural Damage, Water, Rain,
Tornadoes, Cyclones, Storm, Spray, Hail,
Wind Driven rain or overflow + more.
They have excluded just about every thing
possible that could damage a home.
every year there is another added exclusion.
minus they Only pay above the water line
minus depreciation
minus 2 Deductibles.
We got ours…& you will get yours.
I guarantee that you will get the
opportunity to find out how we felt.
No answer yet.
Who are you going to buy your next insurance policy from?
Well over 90% of claims have been settled now. That really isn\’t bad considering that 15% of the population is never happy with anything.
I am still paying the Good Neighbors…
State Farm in Bay St. Louis
AND
ANPAC in New Orleans.
Received $0.00 from either company.
Been Fighting, Screaming & Kicking too.
Can\’t live in any of them but still paying Insurance & Mortgages too.
My question now is since we won the battle
we don\’t want to loose the war.
What is the next best step for MS Katrina Homeowners?
Should we get a Lawyer, Join MS A/G class action suit, settle on our own?
Why pay 1/3 to a Lawyer if State Farm is going to settle?
Meow! Something has to change and
before we have to go thru this again.
For those of us who went through mediation (and still did not get paid for structural damages, only additional living expenses), there is no recourse through the recent announced settlement to reopen our cases. Judge Senter and Commission George Dale both recommended mediation, but now, we will be left out.
No Sturcture
No Living Expense
No Contents
All Denied by State Farm
No Lawyer, No Mediation.
No Rights?
We may loose the same house for the 3rd time?
What should we do?
Make they spell the benefits in English.
Make they explain the exclusions without confusion.
Don\’t let them sell Hurricane Insurance without Hurricane Benefits.