Contract law spills into all kinds of contracts.
If you hire a maid to clean your house – because you are busy writing notes in a blog rather than helping your wife at home –
she understands she is to help clean the house, perhaps do laundry and the dishes.
When you finally get home you throw a fit because the garage and the yard is just how you left it……the garage is part of the house. A messy yard is unacceptable for a nice house.
– You have expanded the scope of her job. Can your boss\’s logic be far behind?
Republicans have long claimed to support the sanctity of contracts. The insurance contracts in question *do* cover wind damage, even if there is also water damage. Any honest Republican will stand shoulder-to-shoulder with the judge in demanding the insurance companies honor their contracts as written.
Where do the contracts say that wind damage is excluded if there is also flood damage?
These suits address questions of fact: how much covered wind damage was caused by 200mph gusts before the storm surge ever got there?
Some, but not all, insurers have claimed that it was all flood damage, or that it was impossible to tell how much was wind and how much was flood.
Nobody believes it was all flood damage — high rises and buildings on high ground suffered massive wind damage and the surge never reached them.
So that leaves mixed damage. If the insurer cannot show what damage was caused by flood instead of wind, the contract must be interpreted in favor of the insured.
If the industry wants to exclude losses caused by a combination of wind and flood, it needs to develop an exclusion that says the whole loss is excluded, rather than just the damage from the excluded peril.
Katrina was actually caused by wind.
It was wind that blew the water.
All Flood Claims were PAID!
Bless our USA.
The Fight is for denying wind damage.
After paying premiums w/increases every year.
Added Deductibles on top of Deductibles
Then Only Covering Above the Water Line…
Despite all calculating water exclusions,
This my friend…. you will see.
Katrina & Scruggs stopped Piracy.
All they did was lie & deny…
Then they left us out to dry.
They lied and said there was no wind,
to prove our point, they have just began
Now they say, they will not cover wind.
This is not about water or flood….
We paid S/F to protect our home.
Hurricane damage is covered they said,
they even added 15% of the policy that read.
When Katrina hit our land…
State Farm hit us worst than the storm.
Denied all claims and to me
is called just like Piracy.
LOSS OF USE:
IF YOUR HOME IS UNINHABITABLE,
average Policy pays a few thousand per month-
with a cap of say $50,000.
Some lied & said,
you did not have that benefit.
Thanks to Scruggs & strong honest men,
They have helped put it together again.
Many of you do not know,
Mr. Scruggs has paved the way for you.
What you really cannot see.
Denied winds from Hurricane Katrina…
The worst disaster in America!
Think they will pay you for something less?
Loss of Use Benefits S/F also Denied.
they used Mr. Water as a disguise.
The truth shall prevail…
and by golly she did.
What many people failed to see…
State Farm has cheated all of thee.
THEY CAN\’T DO THIS IN AMERICA!
Send them to Iraq and let them sell there.
We can live without them.
SELF-INSURED BY CITY & STATE
FEMA will be there if we make mistake,
They should not sell Insurance any more.
We paid them to financially protect our homes.
A category 5 and now they want to run & hide.
We pay higher premiums than flood.
they added 15% Deductibles + More.
Once a hurricane is declared…
We have to meet deductibles again.
No Water, No Surge, No Waves
and No Wind…
Wake up America….
I can\’t take this Piracy any more.
What do we need them for.
They sell hurricane protection but will no cover water, surge, waves, wind driven water or wind damages.
DUH….
Did you feel the 2 X 4 hit you in back of your head.
How stupid do they think we are?
I hate to see the posts written by consumers. Terms like \”hurricane coverage,\” These people are so dam stupid and confused and they know nothing about insurance – And they never read their policy – Its sad
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
Contract law spills into all kinds of contracts.
If you hire a maid to clean your house – because you are busy writing notes in a blog rather than helping your wife at home –
she understands she is to help clean the house, perhaps do laundry and the dishes.
When you finally get home you throw a fit because the garage and the yard is just how you left it……the garage is part of the house. A messy yard is unacceptable for a nice house.
– You have expanded the scope of her job. Can your boss\’s logic be far behind?
It seems to me that somewhere along the line, a few carriers forgot to prove that the loss was actually caused by a fl&d
Republicans have long claimed to support the sanctity of contracts. The insurance contracts in question *do* cover wind damage, even if there is also water damage. Any honest Republican will stand shoulder-to-shoulder with the judge in demanding the insurance companies honor their contracts as written.
Where do the contracts say that wind damage is excluded if there is also flood damage?
These suits address questions of fact: how much covered wind damage was caused by 200mph gusts before the storm surge ever got there?
Some, but not all, insurers have claimed that it was all flood damage, or that it was impossible to tell how much was wind and how much was flood.
Nobody believes it was all flood damage — high rises and buildings on high ground suffered massive wind damage and the surge never reached them.
So that leaves mixed damage. If the insurer cannot show what damage was caused by flood instead of wind, the contract must be interpreted in favor of the insured.
If the industry wants to exclude losses caused by a combination of wind and flood, it needs to develop an exclusion that says the whole loss is excluded, rather than just the damage from the excluded peril.
Katrina was actually caused by wind.
It was wind that blew the water.
All Flood Claims were PAID!
Bless our USA.
The Fight is for denying wind damage.
After paying premiums w/increases every year.
Added Deductibles on top of Deductibles
Then Only Covering Above the Water Line…
Despite all calculating water exclusions,
This my friend…. you will see.
Katrina & Scruggs stopped Piracy.
All they did was lie & deny…
Then they left us out to dry.
They lied and said there was no wind,
to prove our point, they have just began
Now they say, they will not cover wind.
This is not about water or flood….
We paid S/F to protect our home.
Hurricane damage is covered they said,
they even added 15% of the policy that read.
When Katrina hit our land…
State Farm hit us worst than the storm.
Denied all claims and to me
is called just like Piracy.
LOSS OF USE:
IF YOUR HOME IS UNINHABITABLE,
average Policy pays a few thousand per month-
with a cap of say $50,000.
Some lied & said,
you did not have that benefit.
Thanks to Scruggs & strong honest men,
They have helped put it together again.
Many of you do not know,
Mr. Scruggs has paved the way for you.
What you really cannot see.
Denied winds from Hurricane Katrina…
The worst disaster in America!
Think they will pay you for something less?
Loss of Use Benefits S/F also Denied.
they used Mr. Water as a disguise.
The truth shall prevail…
and by golly she did.
What many people failed to see…
State Farm has cheated all of thee.
THEY CAN\’T DO THIS IN AMERICA!
Send them to Iraq and let them sell there.
We can live without them.
SELF-INSURED BY CITY & STATE
FEMA will be there if we make mistake,
They should not sell Insurance any more.
We paid them to financially protect our homes.
A category 5 and now they want to run & hide.
We pay higher premiums than flood.
they added 15% Deductibles + More.
Once a hurricane is declared…
We have to meet deductibles again.
No Water, No Surge, No Waves
and No Wind…
Wake up America….
I can\’t take this Piracy any more.
What do we need them for.
They sell hurricane protection but will no cover water, surge, waves, wind driven water or wind damages.
DUH….
Did you feel the 2 X 4 hit you in back of your head.
How stupid do they think we are?
honest conservative, the truth has never been stated any clearer
It\’s time for the Agents & their Errors &
Omissions Insurance to get a spanking too.
I am sick of deception & betrayal.
Time to clean the house, for sure.
So, who are you going to buy insurance from next time?
I hate to see the posts written by consumers. Terms like \”hurricane coverage,\” These people are so dam stupid and confused and they know nothing about insurance – And they never read their policy – Its sad