should have listened, Bushies! Now we’re going to be paying millions more to assist our uninsured fellow citizens, when with some caution this all could have been avoided. Did Bush get impeached yet?
Well, I guess it’s true–it all depends on whose ox is getting–dare I say it–Gore’d. Where’s the outpouring of sympathy that we saw after Katrina? New Orleans is built (primarily–now I don’t want to hear about the high spots, okay?) below sea level and people act surprised when it floods. A homeowner in Iowa who lives nowhere near a body of water has the same experience and we get finger-wagging. Color me surprised–okay, well not in the least. We’ll let Rosie buy some of Gore’s bogus carbon offsets. I’ll buy flood insurance.
I have no sympathy for anyone to assumes a risk of foregoing buying affordable insurance coverage to save a few bucks or just being stupid and gambling nothing will happen to them. I am equally sick and tired of rewarding this behavior with federal aid. When somebody made a conscious decision to roll the dice and loses…….tough luck. Maybe the lesson is worth it. Without a consequence, no lesson is learned.
Truly, Dread, I was just pointing out the hypocrisy of the contrast. I’m with you. You live in a severe weather area, it’s only a matter of time before it happens to you.
I am constantly seeing references to how the federal government doles out free money to anyone who has suffered a flood loss. Apparently the people who neglected to buy insurance aren’t the only ones that lack understanding. Federal assistance is only available through grants and loans, both of which require a Presidential declaration before they are available. This happens in less than 50% of flooding incidents. The average grant is only $4000, and loans need to be paid back with interest. In either case, flood insurance will be required before the grant or loan is approved. I certainly agree that people need to be responsible for themselves and not depend on handouts, and apparently so does FEMA, although the masses of critics don’t seem to realize it.
Part of the problem is the common usage of the term “flood plain” when referring to the Special Flood Hazard Areas or the high risk A or V zones.
Realtors and loan officers commonly refer to the “flood plain” and the fact that the buyer/borrower “doesn’t need to buy flood insurance.”
Top that off with the agents who only sell flood when the client asks for it, or if they did offer the coverage, did not have the client sign a rejection form when they declined the coverage.
it goes back to being responsible. why should the gov’t rebuild your house at their expense, if you did not purchase the protection. if your told that you live in a zone where it does flood, why are you not protecting your family and their belongings. for those in the midwest – normally the area hit is not known for being flooded, these i can see FEMA stepping in and helping. but now, that we see changes in mother nature and her fury of weather, i think we all need to rethink what we need to insure.
now, if you want to blame gore or bush, then do me a favor and find where they are in cahoots w/mother nature. find me evidence they are working together. LOL! first of all, remember we are individuals. gore is not a scientists and bush was elected president and is not a scientist as well.
so stop blaming those who have no control over mother nature. each one of contribute something to the environment, so look at what you can do to help.
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should have listened, Bushies! Now we’re going to be paying millions more to assist our uninsured fellow citizens, when with some caution this all could have been avoided. Did Bush get impeached yet?
Well, I guess it’s true–it all depends on whose ox is getting–dare I say it–Gore’d. Where’s the outpouring of sympathy that we saw after Katrina? New Orleans is built (primarily–now I don’t want to hear about the high spots, okay?) below sea level and people act surprised when it floods. A homeowner in Iowa who lives nowhere near a body of water has the same experience and we get finger-wagging. Color me surprised–okay, well not in the least. We’ll let Rosie buy some of Gore’s bogus carbon offsets. I’ll buy flood insurance.
I have no sympathy for anyone to assumes a risk of foregoing buying affordable insurance coverage to save a few bucks or just being stupid and gambling nothing will happen to them. I am equally sick and tired of rewarding this behavior with federal aid. When somebody made a conscious decision to roll the dice and loses…….tough luck. Maybe the lesson is worth it. Without a consequence, no lesson is learned.
Truly, Dread, I was just pointing out the hypocrisy of the contrast. I’m with you. You live in a severe weather area, it’s only a matter of time before it happens to you.
Please don’t tell me that the federal program is available to New Orleans, which is below sea level.
I am constantly seeing references to how the federal government doles out free money to anyone who has suffered a flood loss. Apparently the people who neglected to buy insurance aren’t the only ones that lack understanding. Federal assistance is only available through grants and loans, both of which require a Presidential declaration before they are available. This happens in less than 50% of flooding incidents. The average grant is only $4000, and loans need to be paid back with interest. In either case, flood insurance will be required before the grant or loan is approved. I certainly agree that people need to be responsible for themselves and not depend on handouts, and apparently so does FEMA, although the masses of critics don’t seem to realize it.
BK: You are 100% right on the mark.
Part of the problem is the common usage of the term “flood plain” when referring to the Special Flood Hazard Areas or the high risk A or V zones.
Realtors and loan officers commonly refer to the “flood plain” and the fact that the buyer/borrower “doesn’t need to buy flood insurance.”
Top that off with the agents who only sell flood when the client asks for it, or if they did offer the coverage, did not have the client sign a rejection form when they declined the coverage.
Result: 99% of the flood victims are uninsured.
it goes back to being responsible. why should the gov’t rebuild your house at their expense, if you did not purchase the protection. if your told that you live in a zone where it does flood, why are you not protecting your family and their belongings. for those in the midwest – normally the area hit is not known for being flooded, these i can see FEMA stepping in and helping. but now, that we see changes in mother nature and her fury of weather, i think we all need to rethink what we need to insure.
now, if you want to blame gore or bush, then do me a favor and find where they are in cahoots w/mother nature. find me evidence they are working together. LOL! first of all, remember we are individuals. gore is not a scientists and bush was elected president and is not a scientist as well.
so stop blaming those who have no control over mother nature. each one of contribute something to the environment, so look at what you can do to help.
Rosie,
This is not a political forum. I for one am sick of your liberal diatribes; certainly everyone else that reads IJ is too
wudchuck & Disgusted weren’t listening to Rosie. Obviously there IS someone to blame.