I guess then, the question becomes who IS to blame. I’m sure you think Bush has done something to agressively control the weather, huh? The Army Corps of Engineers has been around for a long time, through Republican and Democrat administrations. Why would this flooding be Bush’s fault alone? You really believe that the levees just showed signs of failure during the current administration and Clinton (or any of his Dem predecessors) would have fixed it (if there had been even one HINT of levee failure) because they’re SO MUCH MORE benign that those evil Republicans? Two words for you–SEEK THERAPY!
I live in an area hit by the recent floods. While I was not flooded, many of my clients were affected. Some of them should have had flood insurance. Others should have had a lot more flood coverage than they had. In any case, I am not aware that FEMA will be rebuilding homes and handing out checks to cover all their losses.
This was a 500-yr flood, or, as one weatherman said, it is a 1-in-500 chance that we would have had a flood like this. How many of us carry flood insurance when we have a 1-in-500 chance of being hit by a flood? We don’t live on the Gulf of Mexico where it’s a matter of time before we get hit by a hurricane. We live 1-2 MILES from the nearest river, and we were flooded. How many of your clients have bought or are now buying flood insurance after they’ve seen what happened in the Midwest? I’m guessing not many – if any.
Sorry to hear that many of your clients were flooded. Did you offer them a Preferred Risk Policy? Do you have signed rejections by your clients that you did?
30% of the flood losses occur in the low to moderate – 500 year – flood zones.
I received a call from a friend whose son was flooded. His agent told him at the time he purchased his HO coverage that flood insurance wasn’t available because he didn’t live in a “flood plain.”
An ignorant comment by an ignorant agent -or should I say an ignorant order taker.
Don’t know if you recall the flooding several years ago in Grand Forks, ND. The governor was on TV & radio telling everyone in December that with the heavy snow that winter, that there was going to be significant flooding in the spring, AND TO BUY FLOOD INSURANCE!
A FORMER Grand Forks agent told her clients that they don’t need to buy the coverage, because the whole town would have to be flooded before it hits them….
Not offering flood coverage to every client and not having a signed rejection is one of the largest E&O claims hitting agents everywhere – not just along the coastal areas.
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I guess then, the question becomes who IS to blame. I’m sure you think Bush has done something to agressively control the weather, huh? The Army Corps of Engineers has been around for a long time, through Republican and Democrat administrations. Why would this flooding be Bush’s fault alone? You really believe that the levees just showed signs of failure during the current administration and Clinton (or any of his Dem predecessors) would have fixed it (if there had been even one HINT of levee failure) because they’re SO MUCH MORE benign that those evil Republicans? Two words for you–SEEK THERAPY!
I live in an area hit by the recent floods. While I was not flooded, many of my clients were affected. Some of them should have had flood insurance. Others should have had a lot more flood coverage than they had. In any case, I am not aware that FEMA will be rebuilding homes and handing out checks to cover all their losses.
This was a 500-yr flood, or, as one weatherman said, it is a 1-in-500 chance that we would have had a flood like this. How many of us carry flood insurance when we have a 1-in-500 chance of being hit by a flood? We don’t live on the Gulf of Mexico where it’s a matter of time before we get hit by a hurricane. We live 1-2 MILES from the nearest river, and we were flooded. How many of your clients have bought or are now buying flood insurance after they’ve seen what happened in the Midwest? I’m guessing not many – if any.
A promised series of articles on flood insurance began yesterday at MyNewMarkets.com.
First article provides history, but it looks like the next however many are going to be more detailed.
Sorry to hear that many of your clients were flooded. Did you offer them a Preferred Risk Policy? Do you have signed rejections by your clients that you did?
30% of the flood losses occur in the low to moderate – 500 year – flood zones.
I received a call from a friend whose son was flooded. His agent told him at the time he purchased his HO coverage that flood insurance wasn’t available because he didn’t live in a “flood plain.”
An ignorant comment by an ignorant agent -or should I say an ignorant order taker.
Don’t know if you recall the flooding several years ago in Grand Forks, ND. The governor was on TV & radio telling everyone in December that with the heavy snow that winter, that there was going to be significant flooding in the spring, AND TO BUY FLOOD INSURANCE!
A FORMER Grand Forks agent told her clients that they don’t need to buy the coverage, because the whole town would have to be flooded before it hits them….
Not offering flood coverage to every client and not having a signed rejection is one of the largest E&O claims hitting agents everywhere – not just along the coastal areas.
Good luck facing your clients.
Very Recently, there has been a great deal of litigation by the
FTC against bloggers and website promoters
for not revealing advertising profits, or existing
relationships with advertising agencies.
What are your personal ideas about how this could potentially effect
the blog world?