Home Insurance Claims Increase During the Holidays

Christmas is almost here again, bringing with it all the usual parties, presents, food and drink. But according to data supplied by London-based John Lewis Specialist Home Insurance, the number of home insurance claims increases during the festive period.

From smashed TVs to stressed-out pets, it’s worth considering that the excesses of Christmas can play havoc with more than just your waistline.

Some of the most common claims at Christmas include:

• Party damage to carpets, furniture and soft furnishings due to wine spillages.

• Enthusiastic game-playing causing damage to TVs. For example a Wii remote control going straight through the TV.

• House fires and damage to furniture caused by house fires.

• Chimney fires can be caused when the chimney hasn’t been swept or used frequently.

• Theft of Christmas presents from unattended homes or due to intercepted postal deliveries.

• Pet fouling, scratching and damage due to unusual food consumption and being locked up and over-excited.

• Water damage to unoccupied homes because of extreme weather conditions, like burst pipes.

Source: John Lewis Specialist Home Insurance