St. Paul Travelers Offering Accidental Death & Dismemberment Coverage for International Biz Travelers

November 1, 2005

St. Paul Travelers announced the addition of accidental death and dismemberment (AD&D) coverage to the full array of international coverages offered through its Global Companion product.

Global Companion provides a comprehensive portfolio of products to cover the international property and casualty insurance needs of businesses, including coverages for employees who travel, the export of products or services, and sales offices, distribution offices or manufacturing operations – all outside the United States and Canada.

“Our goal by adding the accidental death and dismemberment coverage is to provide added financial security and peace of mind for employers and their employees when work requires them to travel internationally,” said Rick Smith, president of Global Underwriting for St. Paul Travelers. “With this additional coverage, our Global Companion product is one of the most comprehensive in the marketplace that protects businesses as they expand internationally. This AD&D coverage provides an employee and his or her family with the peace of mind that they will receive financial support and security if an accident occurs while they travel beyond the United States.”

Accidental death and dismemberment coverage from St. Paul Travelers provides a benefit amount for the following types of losses, up to the specified policy limits and subject to the coverage terms and conditions:

* Loss of life
* Loss of limb(s)
* Loss of thumb and index finger
* Total and permanent loss of sight
* Total and permanent loss of hearing.

It also provides coverage for medical expenses that resulting from bodily injury caused by an accident, including first aid, emergency and/or hospital services.

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