The Virginia Chapter of the International Association of Special Investigation Units (VA IASIU) has recognized Martha Sink, GEICO, as Investigator of the Year for her efforts to prove a truck was not torched as a result of theft, but as an attempt by the owner to get out from under financial difficulties.
Sink received a questionable referral about a vehicle allegedly stolen from the insured’s apartment in Glade Spring. The burned out 2004 Dodge Dakota was recovered near Tennessee, before the insured reported it stolen.
The insured initially stated she had regularly maintained her truck and was up-to-date on her payments. She claimed she was not familiar with Tennessee and did not know anyone there.
A forensic analysis of the truck showed no evidence of forced entry, the ignition column had not been compromised, and there was also no evidence the ignition had been defeated.
Sink’s investigation revealed the insured’s misrepresentation related to her loan status, her proximity to the location of loss, and pre-loss condition of the insured vehicle.
As a result, the insured’s claim was ultimately denied for material misrepresentation related to facts of the claim.
Source: Virginia Chapter International Association of Special Investigation Units
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