Articles by Stephanie K. Jones

Bill to Curb Hailstorm Claims Litigation Headed to Texas Governor’s Desk

Legislation backed by the insurance industry and some Texas business groups that curtails the ability of policyholders to sue insurance companies over property claims following extreme weather events has passed the state Senate and is headed for the governor’s desk. …

Consumer Advocates Urge Denial of Texas Homeowner Policy Arbitration Endorsement

A Texas insurance company has filed to offer an optional endorsement to its homowners insurance policy that would require mandatory arbitration in claims disputes in exchange for a premium discount, and the head of the Office of the Texas Public …

Oklahoma Court Says Workers’ Comp 180-Day Rule Is Unconstitutional

Oklahoma’s workers’ compensation system took a hit on March 1, 2016, when the state’s Supreme Court ruled as unconstitutional the provision in the 2013 Oklahoma Workers’ Compensation Act that prohibits workers’ comp claims from workers who have been employed less …

Oklahoma’s Workers’ Comp Opt-Out Act Ruled Unconstitutional

The Oklahoma Workers’ Compensation Commission has determined that the opt-out portion of the state’s 2013 workers’ compensation statute is unconstitutional. Ruling on an appeal under the provisions of the Oklahoma Employee Injury Benefit Act, or Opt-Out Act, the three judge …

Arkansas High Court Rules No Depreciation of Labor in ACV Claim

An insurer can’t depreciate labor in calculating the actual cash value (ACV) of an insured property in the event of a covered loss, Arkansas high court justices have determined. In an opinion delivered on Dec. 10, 2015, the Arkansas Supreme …

Attorney Hits Texas Hail Claims ‘Cottage Industry’ Bilking Public, Insurers

The rise of rampant claims litigation against property insurers following hailstorms in Texas has created a “cottage industry” that not only threatens the financial health of the state’s property insurers, but also puts insurance consumers at risk, says a Dallas-based …

Jury Verdict Favors Texas Insurer in Hidalgo County Hail Claim Case

A Texas-based insurance company has prevailed in the first lawsuit to go to trial over claims from two massive hailstorms in Hidalgo County, Texas, in 2012. The 12-member jury in Amaro v. National Lloyds found that National Lloyds Insurance Co. …

Berkley: Google’s Entry Into Auto Insurance Should Frighten Agents

That Google is getting into auto insurance should have the voice in the head of every agent who sells personal auto coverage saying: “Be afraid, be very afraid.” OK, that’s not exactly how W.R. Berkley Corp. CEO William R. Berkley …

State Farm to Pay $352.5M to Settle Texas Residential Overcharge Case

A settlement has been reached in a long-running dispute between the nation’s largest homeowners’ insurer and the state of Texas over premium overcharges. The Texas Office of Public Insurance Counsel (OPIC) announced Feb. 27 that a settlement had been reached …

Bills Aimed at Property Claims Litigation Expected in Texas Legislative Session

Texas lawmakers are expected to file legislation this year aimed at stemming the tide of property claims litigation in the wake of catastrophic weather events, such as hailstorms. Proponents of such legislation would like to see a measure that limits …