Articles by Jim Sams

Illinois Supreme Rules UM Insurance Can’t Be Restricted to Occupants of Covered Vehicles

The Illinois Supreme Court on Thursday affirmed an appellate court ruling that found that injuries to a 14-year-old boy who was struck by a car while riding his bicycle are covered by his father’s uninsured motorist policy despite language that …

10th Circuit: No Coverage Due Under Owner-Controlled Insurance Program for $22M Verdict

A multinational company that maintains power plants operated by electric utilities cannot turn to its customer’s owner-controlled insurance program for coverage after a losing a jury trial that resulted in a $222 million verdict. A panel of the 10th Circuit …

Ore. Supreme Holds Claims for Lost Money are No Exception to Statute of Repose

Oregon’s statute of repose bars any action for negligent injury filed more than 10 years after the act or omission that caused the damage, even if money is the only thing at stake, the Oregon Supreme Court ruled Tuesday. In …

Houston Plaintiffs’ Attorney Sanctioned for ‘Groundless’ Lawsuit Against Insurer

A Texas judge has ordered a Houston plaintiffs’ attorney to reimburse an insurer $137,000 for the legal fees it expended to defend itself against a “frivolous” and “groundless” lawsuit that was filed “solely for the purpose of harassment.” Harris County …

N.J. Supreme Cites ‘Authorized Vehicle Rule,’ Awards Benefits for Auto Crash

Typically, workers who are injured during their commute to work aren’t eligible for workers’ compensation benefits. The New Jersey Supreme Court highlighted an exception to that rule in a unanimous decision Tuesday. The high court held that a pest control …

Texas Supreme Ct. Reverses Sanctions, Finds Carrier Had Right to Medical Records in UIM Case

The Texas Supreme Court on Friday reversed a Dallas County judge’s decision to sanction an insurer for making an “overbroad” discovery demand, finding that the carrier had a valid interest in the medical records of a claimant who had been …

Details of California Wildfire Plan Sketchy But It’s Useful Marketing Tool for Data Vendors

A proposal by California’s insurance regulator to require insurers to write more policies in areas at risk of wildfires is more a promise than a plan, but the announcement is giving data analytics vendors a new way to pitch their …

Ohio Court Cites Wording of Exception to Exclusion in Reviving Dog Bite Claim

An Ohio appellate court revived a dog bite injury claim against an insurer after finding that the terms of an exclusion in the homeowners’ insurance policy, intended to bar coverage for dogs with a history of violence, may not have …

Catalytic Converter Thefts Down by Half as Precious Metal Prices Drop

The number of insurance claims filed for catalytic converter thefts plummeted this year after rising dramatically in 2021 and 2022. National Insurance Crime Bureau data shows that as of Sept. 30, the number of claimed catalytic converter thefts averaged 2,675 …

Fla. Supreme Ct. Rejects Offset from Jury Award for $4M Paid to Settle Bad Faith Claims

Randy Willoughby’s lawyers turned a $10,000 uninsured motorist policy into a $4 million bad-faith settlement with his auto insurer. Then they won a $30 million jury verdict against the co-owner of the truck that crashed into him. Now, Willoughby’s counsel …