uninsured motorist coverage News

Wisconsin Supreme: UI Insurer Cannot Deduct Money that Was Paid but Reimbursed

Wisconsin law allows insurers to deduct from their liability any amounts paid for the same injury by a worker’s compensation carrier, but does that include amounts that are paid and later reimbursed? Secura Supreme Insurance Co. argued that repayment makes …

No Uninsured Motorist Coverage for Horse-Drawn Buggy, Delaware Ct. Rules

Delaware courts have never before been asked whether a horse-drawn buggy is a motor vehicle. Now a state court has definitively ruled that a horse-drawn buggy is not a motor vehicle. “The plain meaning of ‘motor vehicle’ does not include …

Single Policy Limit for Both Uninsured and Underinsured Coverage, Va. Supreme Rules

An auto insurance policy that includes coverage for both uninsured and underinsured motorists does not require the insurer to pay the policy limits twice, the Virginia Supreme Court ruled. The high court reversed a ruling by a Richmond city judge …

Wisc. Supreme Court Limits Bodily Injury Coverage to Insured Persons

An auto insurer is not required to pay underinsured motorist benefits to the son of man who was killed in an auto crash because the father was not insured by its policy, the Wisconsin Supreme Court ruled Tuesday in an …

The Kentucky Supreme Court Utilizes the Integral Parts Test in Hit-and-Run UM Cases

Standard uninsured motorist policies provide coverage for hit and run accidents. However, the specific language utilized by various insurers may differ somewhat in using the term “strikes” or “hits” to set up coverage. As an example, State Farm’s policy provides …

Third Circuit Interprets ‘Arising Out Of’ Clause for UM Benefits Broadly

For uninsured motorist coverage to apply, vehicle liability policies provide that the injury to the insured must be “caused by accident and arise out of the ownership, maintenance, or use of an uninsured auto.” The “arising out of” clause defines …