uninsured motorist coverage News

The Kentucky Supreme Court Utilizes the Integral Parts Test in Hit-and-Run UM Cases

Standard uninsured motorist policies provide coverage for hit and run accidents. However, the specific language utilized by various insurers may differ somewhat in using the term “strikes” or “hits” to set up coverage. As an example, State Farm’s policy provides …

Third Circuit Interprets ‘Arising Out Of’ Clause for UM Benefits Broadly

For uninsured motorist coverage to apply, vehicle liability policies provide that the injury to the insured must be “caused by accident and arise out of the ownership, maintenance, or use of an uninsured auto.” The “arising out of” clause defines …