uninsured motorist coverage News

Wisc. Supreme Court Limits Bodily Injury Coverage to Insured Persons

An auto insurer is not required to pay underinsured motorist benefits to the son of man who was killed in an auto crash because the father was not insured by its policy, the Wisconsin Supreme Court ruled Tuesday in an …

The Kentucky Supreme Court Utilizes the Integral Parts Test in Hit-and-Run UM Cases

Standard uninsured motorist policies provide coverage for hit and run accidents. However, the specific language utilized by various insurers may differ somewhat in using the term “strikes” or “hits” to set up coverage. As an example, State Farm’s policy provides …

Third Circuit Interprets ‘Arising Out Of’ Clause for UM Benefits Broadly

For uninsured motorist coverage to apply, vehicle liability policies provide that the injury to the insured must be “caused by accident and arise out of the ownership, maintenance, or use of an uninsured auto.” The “arising out of” clause defines …