In order for a H.O. policy to pay a 3rd party claim under the liability section of the policy, the 4 elements of negligence would have to be addressed….i.e. duty owed, duty breached, etc….an act of God is not an act of negligence on the neighbor’s part (neighbor’s roof blowing into claimant’s house). However, I think the real question is, WHAT THE HELL WAS HE STILL DOING IN THE HOUSE WITH 140 MPH WINDS?…..Why didn’t he EVACUATE? There were warnings! Again, some people have a tendency to look for the “deep pockets” because they are taking advantage of the sympathy out there for a true loss….however, insurance companies are not non-profit organizations.
Lisa… just curious to know… did you get your adjusting license in a Cracker Jack box? I dont think you really understand your job very well and must also tell you as I previously wrote to you that if you see so much wrong doing then why dont you do something about it instead of complaining about it. As for being Robin Hood well you really need to remember that the insurance companies are out to make a profit as well as you go out to work to make money. I feel most claims are handled pretty well but understand that nothing is perfect. Oh yeah you really should reconsider your profession because I feel you are really doing more harm than good not to really say that what your doing is really unethical because if you are being bias and leaning towards the insureds out of spite to the insurance company I feel I could easily say that you are basically stealing….. THINK ABOUT WHAT YOUR DOING WISELY!!!!
Lisa, I wonder if you have as much courage as you have brains. Please call me and identify yourself. My home phone is 603-456-2808. Please call me, I want to speak with you to make sure you are not a dog or cow, or even possibly worse, a moron!. You won’t call though, will you!
Okay, Paul and Aly W., its getting a little nasty and personal now.
While I agree that this individual may be way off the mark in her attitudes and work ethic/philosophy, maybe the responses from the two of you should be close to what you want her to be; constructive, objective, and, oh yeah, professional.
I have not disrespected her in anyway. I am simply calling it out as it is. I have not called Lisa any names but if she is doing what she implies doing then reality is that is STEALING and furthermore if she isnt happy then she should find a career that does make her happy because with such negative feelings it can only do harm not good. So Mr. Chris thank you for your observation in this website but please note and know what being nasty is really all about.
I have not disrespected her in anyway. I am simply calling it out as it is. I have not called Lisa any names but if she is doing what she implies doing then reality is that is STEALING and furthermore if she isnt happy then she should find a career that does make her happy because with such negative feelings it can only do harm not good. So Mr. Chris thank you for your observation in this website but please note and know what being nasty is really all about.
You publicly questioned whether the woman got her license from a cracker jack box. Are you trying to tell me that was that nice? Professional? Constructive? Objective?
Althouth it was a sacrastic comment it wasnt being disrespectful just bluntly honest and I really this is a place to post comment so please dont take it so personal otherwise you shouldnt be reading this…. Have a great day Chris and your observation has been noted.
PEOPLE- WE NEED TO REMEMBER THAT THIS IS AMERICA. WE EACH HAVE THE RIGHT TO EXPRESS OUR OWN OPINION. WE MAY NOT AGREE WITH EACH OTHER, BUT EACH ONE OF US DO HAVE A RIGHT TO EXPRESS OUR THOUGHTS. I BELIEVE THAT WE SHOULD KEEP THIS OPEN FORUM PROFESSIONAL AND RESPECTFUL. THERE IS NO NEED FOR OR ANY VALUE IN PERSONAL ATTACKS OR VINDICTIVENESS. I DON’T AGREE WITH LISA, BUT AFTER ALL, SHE DOES HAVE THE RIGHT TO EXPRESS HERSELF. BUT, I MUST STATE FOR THE RECORD, THAT I BELIEVE SHE IS IN THE WRONG PROFESSION & THAT SHE SHOULD STRONGLY CONSIDER A CAREER CHANGE.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
In order for a H.O. policy to pay a 3rd party claim under the liability section of the policy, the 4 elements of negligence would have to be addressed….i.e. duty owed, duty breached, etc….an act of God is not an act of negligence on the neighbor’s part (neighbor’s roof blowing into claimant’s house). However, I think the real question is, WHAT THE HELL WAS HE STILL DOING IN THE HOUSE WITH 140 MPH WINDS?…..Why didn’t he EVACUATE? There were warnings! Again, some people have a tendency to look for the “deep pockets” because they are taking advantage of the sympathy out there for a true loss….however, insurance companies are not non-profit organizations.
Maria could not have been any clearer. Lisa, how did you get your adj. license? in a cracker jack box?
Lisa… just curious to know… did you get your adjusting license in a Cracker Jack box? I dont think you really understand your job very well and must also tell you as I previously wrote to you that if you see so much wrong doing then why dont you do something about it instead of complaining about it. As for being Robin Hood well you really need to remember that the insurance companies are out to make a profit as well as you go out to work to make money. I feel most claims are handled pretty well but understand that nothing is perfect. Oh yeah you really should reconsider your profession because I feel you are really doing more harm than good not to really say that what your doing is really unethical because if you are being bias and leaning towards the insureds out of spite to the insurance company I feel I could easily say that you are basically stealing….. THINK ABOUT WHAT YOUR DOING WISELY!!!!
Lisa, I wonder if you have as much courage as you have brains. Please call me and identify yourself. My home phone is 603-456-2808. Please call me, I want to speak with you to make sure you are not a dog or cow, or even possibly worse, a moron!. You won’t call though, will you!
Okay, Paul and Aly W., its getting a little nasty and personal now.
While I agree that this individual may be way off the mark in her attitudes and work ethic/philosophy, maybe the responses from the two of you should be close to what you want her to be; constructive, objective, and, oh yeah, professional.
Mr. Chris…..
I have not disrespected her in anyway. I am simply calling it out as it is. I have not called Lisa any names but if she is doing what she implies doing then reality is that is STEALING and furthermore if she isnt happy then she should find a career that does make her happy because with such negative feelings it can only do harm not good. So Mr. Chris thank you for your observation in this website but please note and know what being nasty is really all about.
Mr. Chris…..
I have not disrespected her in anyway. I am simply calling it out as it is. I have not called Lisa any names but if she is doing what she implies doing then reality is that is STEALING and furthermore if she isnt happy then she should find a career that does make her happy because with such negative feelings it can only do harm not good. So Mr. Chris thank you for your observation in this website but please note and know what being nasty is really all about.
Aly,
You publicly questioned whether the woman got her license from a cracker jack box. Are you trying to tell me that was that nice? Professional? Constructive? Objective?
Chris,
Althouth it was a sacrastic comment it wasnt being disrespectful just bluntly honest and I really this is a place to post comment so please dont take it so personal otherwise you shouldnt be reading this…. Have a great day Chris and your observation has been noted.
PEOPLE- WE NEED TO REMEMBER THAT THIS IS AMERICA. WE EACH HAVE THE RIGHT TO EXPRESS OUR OWN OPINION. WE MAY NOT AGREE WITH EACH OTHER, BUT EACH ONE OF US DO HAVE A RIGHT TO EXPRESS OUR THOUGHTS. I BELIEVE THAT WE SHOULD KEEP THIS OPEN FORUM PROFESSIONAL AND RESPECTFUL. THERE IS NO NEED FOR OR ANY VALUE IN PERSONAL ATTACKS OR VINDICTIVENESS. I DON’T AGREE WITH LISA, BUT AFTER ALL, SHE DOES HAVE THE RIGHT TO EXPRESS HERSELF. BUT, I MUST STATE FOR THE RECORD, THAT I BELIEVE SHE IS IN THE WRONG PROFESSION & THAT SHE SHOULD STRONGLY CONSIDER A CAREER CHANGE.