Former LSU Lineman Suing Lloyd’s over $2M Insurance Policy

November 1, 2010

  • November 1, 2010 at 3:30 am
    TAR says:
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    Actually America is great for that very reason. Unfortunately too many of our young athletic Americans lose sight of what an education really means. There have been some great linemen who came out of college (Mean Joe Green, Joe Klecko, the Hogs of the Redskins to name a few). Question that some have asked is who paid the $14k premium? Is the kid suing the right company/syndicate? This is still the United STates of America, American Captialism and Entrepenuerialism has been under attack for a number of decades and vicioulsy under attack since Jan 20, 2009. As long as the fans are demanding Professional Football and paying the ticket prices, linemen, QB’s, running backs, offensive linement and defenses will be in demand!

  • November 1, 2010 at 3:36 am
    Stephen Tallinghasternathy says:
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    Juan, I’m not sure you understand why people take out insurance policies. It’s so that they get compensated for adverse outcomes. Even FEMA offers coverage to those in flood plains.

    It must burn you up that athletes who are responsible and cover their risk don’t have to get whatever you consider to be the job they should get.

  • November 1, 2010 at 3:44 am
    Exadjuster says:
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    …but, not a 1st rounder: Summary: Ciron Black had a disappointing senior season. He often struggled and did not look elite at the Senior Bowl. At the combine, He did not run well and measured short arms (33) for an offensive tackle. Despite these concerns, Black is an offensive lineman prospect that will be a great addition to any team in the NFL. His biggest strength is his run blocking. All throughout his career at LSU, Black has been a solid run blocker for the Tigers. He displays great strength, balance, awareness, and consistency. He also has a great character. He stayed for his senior season despite being projected as a 1st/2nd pick. He has been known to be a true team player and a good example to the younger offensive linemen of LSU. “Whether it be getting on somebody to finish a drill or uplifting a younger guy. I try to be with the young guys off the field, too. I’ll play video games or cards with them anytime to help them adjust.” Black said. Ciron Black’s biggest weakness is his pass blocking. He will need to improve in order to adjust to the speed of NFL pass rushers. His footwork is also an area of concern, and needs to be improved in order to be a well rounded prospect. Ciron Black is an offensive lineman that could fall out of the 2nd round because of these weaknesses, however his strengths and character makes him a steal in the 3rd round of this year’s draft.

    Draft Projection: 3rd round

    The lawsuit articles sall say he was injured in the Alabama game (senior year), but no talk of this in any of the draft reorts.

  • November 1, 2010 at 3:53 am
    Bubba says:
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    I can’t imagine what the policy is intending to cover if his premium is that high and it doesn’t cover this type of loss. Hopefully the retail agent didn’t tell him he was covered for this type of loss.

    His policy should contain a schedule of each specific Lloyd’s syndicate and what percentage each syndicate is responsible for.

    Not enough info here. Did he receive a response from the carrier, declining coverage, and if so, did it spell out where in the policy his loss is not covered?

  • November 1, 2010 at 4:01 am
    TAR says:
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    Exadjuster, your writings indicate that Ciron could be drafted in the 3rd round. But article stated it was a career ending injury. Is Ciron’s career done or does he still have a chance to be drafted in the NFL? If he still has a chance to play, there could be an exclusion or clause in his policy for returning to football. Could Lloyds be waiting to see if Mr. Black returns to football?

  • November 2, 2010 at 10:34 am
    JP says:
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    These type of career-ending disability policies are readily available to top prospects in multiple collegiate and even high school sports (baseball, hockey, even still basketball). The players typically have the ability to take out loans to pay for the coverage. As someone previously alluded to, the NCAA provides similar policies and the financing relationship through US Bank.

  • November 8, 2010 at 12:08 pm
    Sarah says:
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    Quote from article;

    The ultimate discussion will have to be between the plaintiff’s attorney and the syndicate that provided the policy,”

    It seems to me they just sued the wrong party or the author of the article was interviewing someone without any knowledge of the case. Lloyds is just the marketplace not the carrier. Duh….

    If he had a policy without any limitation of coverage then they have a bad faith claim if the attorney was smart enough to sue the right party.



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