That’s why they need to charge fees to the people who are driving w/o the insurance to get their cars back. Or maybe get a warning the first time and the second time they impound you? IDK but there’s gotta be a way to crack down on it.
Only one improvement is needed. Giving them the car back just because they run out and buy insurance, which they will immediately cancel, will not get the bums off the road. If the offender is proven to have had no insurance, the car should be sold at auction, with proceeds going to the State. He/she never gets the car back. Period. Problem solved.
The to enforce it is to refuse to allow registration unless there is coverage in place and paid up for the entire year that the plate is valid. When it is time to re-new, it is time to show that coverage has been secured for the following year. No coverage, no license plate/tab.
They have been doing this in Texas for over a year now. It has been working extremely well here. In Texas, they are sending letters out to addresses that have vehicles registered there but the DOT can not verify that the vehicle has insurance.
That is why it is VITALLY important that we verify the VIN and make sure it is 100% correct. No more of the insured bringing in a napkin with the VIN on it. My agency says “Title, registration, dealership bill of sale, or bring the vehicle down so we can read the VIN off for ourselves”.
@Tom
Well, in that case, if the vehicle gets impounded due to the insurer not updating the information in a timely manner, that might fall under a liability issue for the insurer.
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IMHO, that is a great idea. If you can verify it, and there is no insurance, impound it. Game over.
Yeah unless some of the non standard carriers are behind in their reporting requirements, then you’re going to get some cars towed that shouldn’t be….
Which is why you should still keep your proof of coverage in your car.
This stuff always sounds great until resources need to be committed to the enforcement of the regulations.
That’s why they need to charge fees to the people who are driving w/o the insurance to get their cars back. Or maybe get a warning the first time and the second time they impound you? IDK but there’s gotta be a way to crack down on it.
Only one improvement is needed. Giving them the car back just because they run out and buy insurance, which they will immediately cancel, will not get the bums off the road. If the offender is proven to have had no insurance, the car should be sold at auction, with proceeds going to the State. He/she never gets the car back. Period. Problem solved.
The to enforce it is to refuse to allow registration unless there is coverage in place and paid up for the entire year that the plate is valid. When it is time to re-new, it is time to show that coverage has been secured for the following year. No coverage, no license plate/tab.
They have been doing this in Texas for over a year now. It has been working extremely well here. In Texas, they are sending letters out to addresses that have vehicles registered there but the DOT can not verify that the vehicle has insurance.
That is why it is VITALLY important that we verify the VIN and make sure it is 100% correct. No more of the insured bringing in a napkin with the VIN on it. My agency says “Title, registration, dealership bill of sale, or bring the vehicle down so we can read the VIN off for ourselves”.
@Tom
Well, in that case, if the vehicle gets impounded due to the insurer not updating the information in a timely manner, that might fall under a liability issue for the insurer.