Adjuster in New England, I too have handled insurance claims all over the US, it does work the same all over! Every time I work in the NE, not naming states, the insured tries to hand me an envelope with a stack of bills in it!
The term used (“home cooking”?) to convince the defense to settle is irrelevant, as is what the “case would be worth in most parts of the country”.
Whether you are in Baton Rouge, Boston or Boca Raton, plaintiff’s counsel would be lax in their duties if they did not try to coerce an early and overstated settlement, rather than proceed to a verdict. There is uncertainty for both sides in a judge or jury’s opinion. A settlement agreement is a sure thing.
I too have handled claims in Louisiana, and across the south. I also was born and raised in Louisiana, and I do get a little offended when people act like Louisiana is the only state with corrupt people and politicians. Sorry if the only “home cooking” I’m aware of is Momma’s.
Corruption is through out. What about Congressman Boy Ney or Ohio, Rep. James Traficant of Ohio, Rep Randall Cunnngham of Calif., Sen John Celona of RI. Guys get your heads out of the sand, corruption is all around you!
here’s the problem, and lawyers love the words and the proper defination. the levees broke due to unable to contain water that was dumped by Katrina. A hurricane is just more than just a WIND phenomenon. It is created over water and brings water with it. It’s not like a tornado, where it mainly wind and dust, but yet what about the possibility that it can carry items like cars and hurl them around. so can we not say the same when a hurricane can actually carry and dump water? levees were not meant for such a rapid expulsion of water and surely not for the strength of the hurricane. levees were designed to divert water.
we can always use words and then find definations that fit. but in reality, when we deal with words and general public, we are to protect their interests based on the spirit of the letter. a contract was not meant to decieve because we want to hide behind words. a contract was meant to provide a service pending an action.
How is it decieving when the contract clearly and expressly excludes coverage caused by floods.
This isn’t an issue where the insurance company is trying to use a flood exclusion to get out of paying for a mud slide (because it’s a flood of mud). They’re not saying that they’re not paying for the damage because of swimming pool exclusions (well, your whole town became a swimming pool). They’re not trying to use the war/terrorism exclusion (maybe Bush did divert Katrina just to get you guys).
New Orleans flooded. It’s that simple. Every media outlet in the US reported on the flooding of New Orleans. I have maps prepared by the government and Army Corps showing the water depth and extent of flooding. People have talked about how they’ve been flooded out. Recovery efforts have been called flood recovery. It was a flood and floods are not covered.
so, if the cause of the flood is due to a dam that broke, then it would be a flood, yet – the dam was made my MAN and not mother nature. If mother nature’s hurricane is what caused the flood, we are not going to cover a hurricane disaster because of the flood created by the flood? when we have heavy rains and it causes a flood, we know everyone thinks like a lawyer and when we need to speak of the spirit of the law, we really don’t do a good job at that….out for the good old buck but when it comes to taking care of our customers, we want to leave them behind on providing a good service…
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Adjuster in New England, I too have handled insurance claims all over the US, it does work the same all over! Every time I work in the NE, not naming states, the insured tries to hand me an envelope with a stack of bills in it!
The term used (“home cooking”?) to convince the defense to settle is irrelevant, as is what the “case would be worth in most parts of the country”.
Whether you are in Baton Rouge, Boston or Boca Raton, plaintiff’s counsel would be lax in their duties if they did not try to coerce an early and overstated settlement, rather than proceed to a verdict. There is uncertainty for both sides in a judge or jury’s opinion. A settlement agreement is a sure thing.
I too have handled claims in Louisiana, and across the south. I also was born and raised in Louisiana, and I do get a little offended when people act like Louisiana is the only state with corrupt people and politicians. Sorry if the only “home cooking” I’m aware of is Momma’s.
Corruption is through out. What about Congressman Boy Ney or Ohio, Rep. James Traficant of Ohio, Rep Randall Cunnngham of Calif., Sen John Celona of RI. Guys get your heads out of the sand, corruption is all around you!
here’s the problem, and lawyers love the words and the proper defination. the levees broke due to unable to contain water that was dumped by Katrina. A hurricane is just more than just a WIND phenomenon. It is created over water and brings water with it. It’s not like a tornado, where it mainly wind and dust, but yet what about the possibility that it can carry items like cars and hurl them around. so can we not say the same when a hurricane can actually carry and dump water? levees were not meant for such a rapid expulsion of water and surely not for the strength of the hurricane. levees were designed to divert water.
we can always use words and then find definations that fit. but in reality, when we deal with words and general public, we are to protect their interests based on the spirit of the letter. a contract was not meant to decieve because we want to hide behind words. a contract was meant to provide a service pending an action.
How is it decieving when the contract clearly and expressly excludes coverage caused by floods.
This isn’t an issue where the insurance company is trying to use a flood exclusion to get out of paying for a mud slide (because it’s a flood of mud). They’re not saying that they’re not paying for the damage because of swimming pool exclusions (well, your whole town became a swimming pool). They’re not trying to use the war/terrorism exclusion (maybe Bush did divert Katrina just to get you guys).
New Orleans flooded. It’s that simple. Every media outlet in the US reported on the flooding of New Orleans. I have maps prepared by the government and Army Corps showing the water depth and extent of flooding. People have talked about how they’ve been flooded out. Recovery efforts have been called flood recovery. It was a flood and floods are not covered.
so, if the cause of the flood is due to a dam that broke, then it would be a flood, yet – the dam was made my MAN and not mother nature. If mother nature’s hurricane is what caused the flood, we are not going to cover a hurricane disaster because of the flood created by the flood? when we have heavy rains and it causes a flood, we know everyone thinks like a lawyer and when we need to speak of the spirit of the law, we really don’t do a good job at that….out for the good old buck but when it comes to taking care of our customers, we want to leave them behind on providing a good service…