So, once the insured has been “made whole”, subrogation is the right of the insurer to make sure the insured doesn’t stay that way. That’s what’s happening to me.
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Subrogation, then, is the right of the insurer to remand the insured to the unwhole state, after the insured has been made whole.
So, once the insured has been “made whole”, subrogation is the right of the insurer to make sure the insured doesn’t stay that way. That’s what’s happening to me.