I find it interesting that a Republican derailed the vote in question over the funding issue…During the previous administration and Republican Senate and Congress, we started 2 major wars (rightly issue aside)and a new agency (Dept of Homeland Security) without having the money to pay for it while also cutting taxes. If it were not China floating our debt during that time, we would have hit Federal Bankruptcy..
So, I find it interesting how funding only comes up when…..
Agent from AZ – I am one fortunate human being, so I have a long-winded response. I read your challenge and I forced myself to think about it. You see, I have a huge family. I am one of 7. My father is one of 7. My mother is one of 11. I am 50 years old. There are 50 first cousins (most older than me), never mind second and third cousins. I have more friends than I know how to keep up with high school, college, grad school, jobs). I have a private coaching business with clients. So it took some time to actually think about all of these channels of people I know.
I can tell you honestly that I don’t know of anyone that I am related to that takes advantage of “the system.” There is, however, one “tree limb” of the family that I would suspect capable of taking advantage of the family, and probably does, although I have no proof what so ever. I don’t live in the same state as they do, and I have very little contact with them – mostly funerals. I can safely say that none of my friends or clients are taking advantage of the system, or they wouldn’t be my friend/client and they know that about me.
I am proud of my ethical standards and my expectations of others. People like to associate with ethical people because they know they can be trusted. I think I am quite ordinary in my beliefs. And it’s what most people want for themselves. When someone is behaving unethically, it’s because they lack the belief that they can succeed if they behaved ethically. They need to cheat to win. How sad.
Legality has nothing to do with ethics. When you mix the two up, you are no longer able to see right from wrong.
Anyone wanting information on the NFIP can go to http://bsa.nfipstat.com.
Look under WYO Company Bulletins / Previous Bulletins / W-09068
This bulletin explains what will and will not occur during the lapse.
This bulletin is referenced in Bulletin W-10014 that was issued on 2/26/09.
This site is the best place for insurance professionals to get correct information on the NFIP.
JMHO,
Your last comment goes back to the philosophical but real questions Is everything ethical legal? Is everything legal ethical? They are not necessarily and often are not synonymous.
It is interesting to hear about your family, since you want to judge. Let me tell you a little about me. I hold three college degrees (one bachelors and two masters). I am an adjunct professor, besides owning my own insurance agency for 27 years. I serve on several community and professional volunteer boards, and I could go on about accomplishments in life, but I won’t bore you. I pay a lot in taxes and have for years, as you probably do. By far most of my family members, friends and aqaintances do not take advantage of the system,because if they did they wouldn’t be friends and close aquaintences. As I stated in our system what my family member does in my opinion is not ethical, but it is not illegal.
Let me restate it he works for a year at a time, he does turn in his paperwork as he makes three contacts a month to find new work. He fulfills all the requirements. It is done over the internet. He is not interested in finding new work as the jobs he gets pay just over minimum wage. He loves the unemployment system. When his unemployment runs out I am sure he will do more than the minimum to get a new job, and he will find a job. This scenario is not as unusual as you are making it out to be. Multiply this across the nation. Now include welfare, and the illegal population where we fund 40% of those here illegally.
Agent from TX – It sounds like you have a pretty wide net of contacts as well. I agree with you on probably all of your points – it’s not unusual to say that we are all either related to or know someone who is abusing the system. I never meant it to be interpreted as unusual that this occurs. I agree with you 100% about the huge issue we have with people taking advantage of the system. It’s horrible, and we haven’t touched on welfare or illegals. But, we have to teach and value ethical behavior, and I’m just saying you could do more to help your family member by encouraging him to not take advantage of the system.
But think of how much Billy Tauzin loves his mother! How dare you suggest that the federal government shouldn’t pay full retail price to the pharma’s for her medication?
Don’t you just LOVE the hypocracy? Unfunded Medicare Part D, Unfunded Iraq war, Unfunded Afghan war, and the “tea party” slumbers under the sagelike wisdom of ole’ dubya. But a 30 day extension on unemployment benefits? Call McCarthy I smell COMMUNISTS!
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I find it interesting that a Republican derailed the vote in question over the funding issue…During the previous administration and Republican Senate and Congress, we started 2 major wars (rightly issue aside)and a new agency (Dept of Homeland Security) without having the money to pay for it while also cutting taxes. If it were not China floating our debt during that time, we would have hit Federal Bankruptcy..
So, I find it interesting how funding only comes up when…..
Agent from AZ – I am one fortunate human being, so I have a long-winded response. I read your challenge and I forced myself to think about it. You see, I have a huge family. I am one of 7. My father is one of 7. My mother is one of 11. I am 50 years old. There are 50 first cousins (most older than me), never mind second and third cousins. I have more friends than I know how to keep up with high school, college, grad school, jobs). I have a private coaching business with clients. So it took some time to actually think about all of these channels of people I know.
I can tell you honestly that I don’t know of anyone that I am related to that takes advantage of “the system.” There is, however, one “tree limb” of the family that I would suspect capable of taking advantage of the family, and probably does, although I have no proof what so ever. I don’t live in the same state as they do, and I have very little contact with them – mostly funerals. I can safely say that none of my friends or clients are taking advantage of the system, or they wouldn’t be my friend/client and they know that about me.
I am proud of my ethical standards and my expectations of others. People like to associate with ethical people because they know they can be trusted. I think I am quite ordinary in my beliefs. And it’s what most people want for themselves. When someone is behaving unethically, it’s because they lack the belief that they can succeed if they behaved ethically. They need to cheat to win. How sad.
Legality has nothing to do with ethics. When you mix the two up, you are no longer able to see right from wrong.
Sorry Adjustmetoo – Callous on my part and totally unnecesary to make my point. I only wish you the best.
Well said.
Anyone wanting information on the NFIP can go to http://bsa.nfipstat.com.
Look under WYO Company Bulletins / Previous Bulletins / W-09068
This bulletin explains what will and will not occur during the lapse.
This bulletin is referenced in Bulletin W-10014 that was issued on 2/26/09.
This site is the best place for insurance professionals to get correct information on the NFIP.
JMHO,
Your last comment goes back to the philosophical but real questions Is everything ethical legal? Is everything legal ethical? They are not necessarily and often are not synonymous.
It is interesting to hear about your family, since you want to judge. Let me tell you a little about me. I hold three college degrees (one bachelors and two masters). I am an adjunct professor, besides owning my own insurance agency for 27 years. I serve on several community and professional volunteer boards, and I could go on about accomplishments in life, but I won’t bore you. I pay a lot in taxes and have for years, as you probably do. By far most of my family members, friends and aqaintances do not take advantage of the system,because if they did they wouldn’t be friends and close aquaintences. As I stated in our system what my family member does in my opinion is not ethical, but it is not illegal.
Let me restate it he works for a year at a time, he does turn in his paperwork as he makes three contacts a month to find new work. He fulfills all the requirements. It is done over the internet. He is not interested in finding new work as the jobs he gets pay just over minimum wage. He loves the unemployment system. When his unemployment runs out I am sure he will do more than the minimum to get a new job, and he will find a job. This scenario is not as unusual as you are making it out to be. Multiply this across the nation. Now include welfare, and the illegal population where we fund 40% of those here illegally.
No personal offense taken but thanks for the apology. This industry is difficult enough, especially if in claims. Thanks again.
Agent from TX – It sounds like you have a pretty wide net of contacts as well. I agree with you on probably all of your points – it’s not unusual to say that we are all either related to or know someone who is abusing the system. I never meant it to be interpreted as unusual that this occurs. I agree with you 100% about the huge issue we have with people taking advantage of the system. It’s horrible, and we haven’t touched on welfare or illegals. But, we have to teach and value ethical behavior, and I’m just saying you could do more to help your family member by encouraging him to not take advantage of the system.
But think of how much Billy Tauzin loves his mother! How dare you suggest that the federal government shouldn’t pay full retail price to the pharma’s for her medication?
Don’t you just LOVE the hypocracy? Unfunded Medicare Part D, Unfunded Iraq war, Unfunded Afghan war, and the “tea party” slumbers under the sagelike wisdom of ole’ dubya. But a 30 day extension on unemployment benefits? Call McCarthy I smell COMMUNISTS!
Let the revolution begin!