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National News
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Top 5 Reasons Insurance Consumers File Complaints Against Insurers
National News • March 6, 2009
The top three reasons consumers filed formal complaints against their insurance companies in 2008 were delays, denials of claims and unsatisfactory settlement offers. According to the National …
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Subject: RE: RE: remind all counsel that their ethical
Posted On: March 13, 2009, 1:16 pm CDT
Posted By: caffiend
Comment:
blah blah blah…
get a life. YOU GET A CLUE.
. Insanity is doing the same thing and expecting a different result.The Documents show close to 28 years of intentional destruction, concealment and distortion of claim practices records.”
As I was watching these tapes I just want to say this for the record, the hair on the back of my neck did — did stand up because I was seeing things there that early on in this case I was told by (State Farm) defense counsel didn’t exist and couldn’t be produced. So I’m not real happy with that and I want to remind all counsel that their ethical responsibilities as attorneys outweigh the wishes of their clients
Did you know that you are really boring and full of nonsense. Blah blah blah as was said recently. My ethics and the ethics of my industry are more than likely a lot better than those of the people you work for moron. Go away and go back to the asylum where you will get proper treatment.
guess that it is time to ask the key question that I have been unable to get “nobody important” to answer. The question is “How could this be OK?”. When you see unfair claims practices occurr, and don’t try to tell me that you don’t because I have been around the insurance business too long to believe that you have never seen a claim that you KNEW was payable that was denied on policy technicalities, how do you make yourself believe “This is OK”? I know that you have children or grandchildren and I have to ask how you would explain this to them. How would you feel if one of them were the ones that got left out in the cold when their homes were destroyed, when they had no place to sleep except a toxic Katrina trailer or when they were told that they still had a mortgage on a home that had blown away because the insurance company said their claim was denied because flood waters could have been the cause that their house was missing. When our now 16 year old grandaughter was 3 years old she witnessed her “Poppa” and “Gramma” having a brief argument and interrupting them stared right at the one that she was sure was the cause of this unhappiness and in a stern voice said “Poppa, you be nice!”. I will never forget the simple and pure message that came from this 3 year old. “You be nice!” If we all would, and we can, the world would be the place that we want to pass on to those grandchildren.
I FEEL SORRY FOR YOU nobody important.
I guess that it is time to ask the key question that I have been unable to get “nobody important” to answer. The question is “How could this be OK?”. When you see unfair claims practices occurr, and don’t try to tell me that you don’t because I have been around the insurance business too long to believe that you have never seen a claim that you KNEW was payable that was denied on policy technicalities, how do you make yourself believe “This is OK”? I know that you have children or grandchildren and I have to ask how you would explain this to them. How would you feel if one of them were the ones that got left out in the cold when their homes were destroyed, when they had no place to sleep except a toxic Katrina trailer or when they were told that they still had a mortgage on a home that had blown away because the insurance company said their claim was denied because flood waters could have been the cause that their house was missing. When our now 16 year old grandaughter was 3 years old she witnessed her “Poppa” and “Gramma” having a brief argument and interrupting them stared right at the one that she was sure was the cause of this unhappiness and in a stern voice said “Poppa, you be nice!”. I will never forget the simple and pure message that came from this 3 year old. “You be nice!” If we all would, and we can, the world would be the place that we want to pass on to those grandchildren.
You are an idiot. Is that answer enough. In 32 years in the insurance business I have worked with a number of people, most of whom have far higher ethical standards than you appear to have. If you dislike what is done, fight it. Posting on this site is real brave. If it’s so awful, go public with your brave complaints. I do suggest finding another profession if this industry offends you so much. In the meantime I will continue to help people. I like my industry and the vast majority of the people in it. By the way, how did you like the court ruling for State Farm on the damages in that one hurricane last week? Seems the court thinks companies should have the ability to turn down a claim on occasion and not have it called criminal activity. Stick that in you chicken craw.
ethical -nobody important?
The average jury award in auto liability cases rose from $187,000 to $269,000 in 2000, an increase of 44%. I question if any of the lawsuits would be necessary if the company would just fairly pay their claims. The company represents on their web-site that consumer protection is one of their most important goals, but do they really think that courts would be awarding multiple millions of dollars in bad faith claims if that were their emphasis? State Farm’s ratings are based on their financial strength. State Farm states that their high ratings are also based on strong claims paying ability. With this ability, why is it necessary for their policy holders to allege that the claims department was directed, in evaluating their cases, to take them to trial instead of settling within the limits of the policy? This practice exposed policyholders to judgments above the limits of their policies, when the company was attempting to make an effort to win smaller decisions. Two former in-house attorneys for State Farm contend that they were often called upon by the insurer to represent its’ policy holders and were forced to commit “unlawful and unethical activities, including requiring the two to stay silent about the rights of the policyholders”. State Farm seems to have reckless indifference for the truth for the purpose of corporate and personal economic gain. State Farm should know that continued scrutiny of their claims paying practices will continue especially with the advent of new claims that are surfacing from lawsuits revolving around Hurricane Katrina. A message to Mr. Rust, and any employee of the company that is acting in bad faith for its policy holders. Its time to stop no more. NOBODY WOULD YOU WANT STATE FARM FOR YOUR FRIEND?
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Current Issue
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Go to Section: Choose a Section —————————— News Most Popular National International East Midwest Southeast Texas/South Central West —————————— Magazines East Midwest Southeast Texas/South Central West Subscribe —————————— New Markets Audio/Video How to Write —————————— Resources Market Directories Forums Events Calendar —————————— Contact Us Send Feedback Subscriber Services Submit News How to Advertise Site Search:
Home > Talkback
National News
Viewing comments for:
Top 5 Reasons Insurance Consumers File Complaints Against Insurers
National News • March 6, 2009
The top three reasons consumers filed formal complaints against their insurance companies in 2008 were delays, denials of claims and unsatisfactory settlement offers. According to the National …
Back to article
Insurance Journal is not responsible for the content of the message below.
Subject: RE: RE: remind all counsel that their ethical
Posted On: March 13, 2009, 1:16 pm CDT
Posted By: caffiend
Comment:
blah blah blah…
get a life. YOU GET A CLUE.
. Insanity is doing the same thing and expecting a different result.The Documents show close to 28 years of intentional destruction, concealment and distortion of claim practices records.”
As I was watching these tapes I just want to say this for the record, the hair on the back of my neck did — did stand up because I was seeing things there that early on in this case I was told by (State Farm) defense counsel didn’t exist and couldn’t be produced. So I’m not real happy with that and I want to remind all counsel that their ethical responsibilities as attorneys outweigh the wishes of their clients
blah blah blah…
get a life.
This one is a drama queen aren’t they. Needs to submit this to the Hallmark Network.
Did you know that you are really boring and full of nonsense. Blah blah blah as was said recently. My ethics and the ethics of my industry are more than likely a lot better than those of the people you work for moron. Go away and go back to the asylum where you will get proper treatment.
guess that it is time to ask the key question that I have been unable to get “nobody important” to answer. The question is “How could this be OK?”. When you see unfair claims practices occurr, and don’t try to tell me that you don’t because I have been around the insurance business too long to believe that you have never seen a claim that you KNEW was payable that was denied on policy technicalities, how do you make yourself believe “This is OK”? I know that you have children or grandchildren and I have to ask how you would explain this to them. How would you feel if one of them were the ones that got left out in the cold when their homes were destroyed, when they had no place to sleep except a toxic Katrina trailer or when they were told that they still had a mortgage on a home that had blown away because the insurance company said their claim was denied because flood waters could have been the cause that their house was missing. When our now 16 year old grandaughter was 3 years old she witnessed her “Poppa” and “Gramma” having a brief argument and interrupting them stared right at the one that she was sure was the cause of this unhappiness and in a stern voice said “Poppa, you be nice!”. I will never forget the simple and pure message that came from this 3 year old. “You be nice!” If we all would, and we can, the world would be the place that we want to pass on to those grandchildren.
I FEEL SORRY FOR YOU nobody important.
I guess that it is time to ask the key question that I have been unable to get “nobody important” to answer. The question is “How could this be OK?”. When you see unfair claims practices occurr, and don’t try to tell me that you don’t because I have been around the insurance business too long to believe that you have never seen a claim that you KNEW was payable that was denied on policy technicalities, how do you make yourself believe “This is OK”? I know that you have children or grandchildren and I have to ask how you would explain this to them. How would you feel if one of them were the ones that got left out in the cold when their homes were destroyed, when they had no place to sleep except a toxic Katrina trailer or when they were told that they still had a mortgage on a home that had blown away because the insurance company said their claim was denied because flood waters could have been the cause that their house was missing. When our now 16 year old grandaughter was 3 years old she witnessed her “Poppa” and “Gramma” having a brief argument and interrupting them stared right at the one that she was sure was the cause of this unhappiness and in a stern voice said “Poppa, you be nice!”. I will never forget the simple and pure message that came from this 3 year old. “You be nice!” If we all would, and we can, the world would be the place that we want to pass on to those grandchildren.
YOU STILL HAVE NOT ANSWER THE QUESTION.
You are an idiot. Is that answer enough. In 32 years in the insurance business I have worked with a number of people, most of whom have far higher ethical standards than you appear to have. If you dislike what is done, fight it. Posting on this site is real brave. If it’s so awful, go public with your brave complaints. I do suggest finding another profession if this industry offends you so much. In the meantime I will continue to help people. I like my industry and the vast majority of the people in it. By the way, how did you like the court ruling for State Farm on the damages in that one hurricane last week? Seems the court thinks companies should have the ability to turn down a claim on occasion and not have it called criminal activity. Stick that in you chicken craw.
ethical -nobody important?
The average jury award in auto liability cases rose from $187,000 to $269,000 in 2000, an increase of 44%. I question if any of the lawsuits would be necessary if the company would just fairly pay their claims. The company represents on their web-site that consumer protection is one of their most important goals, but do they really think that courts would be awarding multiple millions of dollars in bad faith claims if that were their emphasis? State Farm’s ratings are based on their financial strength. State Farm states that their high ratings are also based on strong claims paying ability. With this ability, why is it necessary for their policy holders to allege that the claims department was directed, in evaluating their cases, to take them to trial instead of settling within the limits of the policy? This practice exposed policyholders to judgments above the limits of their policies, when the company was attempting to make an effort to win smaller decisions. Two former in-house attorneys for State Farm contend that they were often called upon by the insurer to represent its’ policy holders and were forced to commit “unlawful and unethical activities, including requiring the two to stay silent about the rights of the policyholders”. State Farm seems to have reckless indifference for the truth for the purpose of corporate and personal economic gain. State Farm should know that continued scrutiny of their claims paying practices will continue especially with the advent of new claims that are surfacing from lawsuits revolving around Hurricane Katrina. A message to Mr. Rust, and any employee of the company that is acting in bad faith for its policy holders. Its time to stop no more. NOBODY WOULD YOU WANT STATE FARM FOR YOUR FRIEND?