In most states, dog owners are not liable to trespassers who are injured by a dog. A dog owner who is legally responsible for an injury to a person or property may be responsible for reimbursing the injured person for medical bills, lost wages, pain and suffering and property damage.
Anyone have the missing piece of the article? How often are claims rejected and pet owners are left to pay out of pocket because the carrier excluded their breed? If dog bites make up 1/3 of liability claims, I have to assume that companies are looking for any way possible to control costs.
I think in several states you can’t exclude dogs. In Virginia we couldn’t, so the company I worked for would just nonrenew for pits, rotts, mastiffs, etc.
My dog was torn up in MY yard by the dog across the road who came in my yard and attacked her. The Vet bill was over $600 and the neighbor paid for it, however, this is the third incident with the neighbors dog. How would you handle this if the neighbor refused to get rid of the dog and the county will not remove it.
Normally the county would have to do something if this is the 3rd incident. I really hate to say it as I am a dog lover, but I would warn my neighbor that next time the dog comes onto my propery may be the last. Do you have a fenced in yard? I only ask because I have 2 dogs and several others roam the neighborhood. We thought about an underground fence but got the vinyl to protect our dogs from others. Maybe even a pellet gun would work, or a high powered BB gun. I don’t want to hurt an animal but if it attacks your dog in your yard it is fair game.
Around here, the app asks if they have a dog and what breed. If the breed is “bad” then they will just pass on the risk mostly. After a claim for a dog bite, we send a letter to our insured advising that the dog needs to be removed or we will cancel their policy. Most of the time, the dog is removed – may also have something to do with the lack of ability to get insurance after a dog bite.
Thank you and yes we keep all that in mind. I love dogs and don’t want to hurt any, however, the owner does know how we feel. We live in a rural area and try to keep a good relationship with the two neighbors we have(one being my parents). We like to watch out for eachother, it’s just this neighbor has two great danes and yes you would think they are harmless, not the case. He keeps them pinned up and away from interaction with people about twice a month he brings them in the yard while he is doing yard work and what happens is when he goes in the house and turns his back these dogs become aggressive. The attacked a pony we had and killed it, they attacked our black lab and killed him. This last incident was our yellow lab, (who won’t hurt a flea). I don’t want to ever resort to a law suit, you see I am in the insurance business and I don’t want to have to go that route. Like I said earlier, he did pay for the vet bill the last time because I saw the attack take place, the first two times no one saw the attack, just the blood on the neighbors dogs and he washed them off and put them away before the authorities arrived.
Thanks for listening!
How about when you live across the street from a stupid fat bimbo who thinks she is soooo cool because she bought a pit bull with a 27″ neck and she can barely hold the leash when she walks him in the street, specfically going out of her way to get him out when others and their children are out there to show how cooool she is? She also allows this dog to take un-picked up dumps in her front yard, everyday. She is a true idiot, a public school teacher so that should tell you something. Are their stautes that would allow one to put her down rather than the dog?
That’s funny, not to you I am sure, but the way you asked if she could be put down. I don’t understand either what makes these people tick…. I can tell you are more than frustrated. Wish I could help you.
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In most states, dog owners are not liable to trespassers who are injured by a dog. A dog owner who is legally responsible for an injury to a person or property may be responsible for reimbursing the injured person for medical bills, lost wages, pain and suffering and property damage.
Anyone have the missing piece of the article? How often are claims rejected and pet owners are left to pay out of pocket because the carrier excluded their breed? If dog bites make up 1/3 of liability claims, I have to assume that companies are looking for any way possible to control costs.
I think in several states you can’t exclude dogs. In Virginia we couldn’t, so the company I worked for would just nonrenew for pits, rotts, mastiffs, etc.
My dog was torn up in MY yard by the dog across the road who came in my yard and attacked her. The Vet bill was over $600 and the neighbor paid for it, however, this is the third incident with the neighbors dog. How would you handle this if the neighbor refused to get rid of the dog and the county will not remove it.
Normally the county would have to do something if this is the 3rd incident. I really hate to say it as I am a dog lover, but I would warn my neighbor that next time the dog comes onto my propery may be the last. Do you have a fenced in yard? I only ask because I have 2 dogs and several others roam the neighborhood. We thought about an underground fence but got the vinyl to protect our dogs from others. Maybe even a pellet gun would work, or a high powered BB gun. I don’t want to hurt an animal but if it attacks your dog in your yard it is fair game.
Around here, the app asks if they have a dog and what breed. If the breed is “bad” then they will just pass on the risk mostly. After a claim for a dog bite, we send a letter to our insured advising that the dog needs to be removed or we will cancel their policy. Most of the time, the dog is removed – may also have something to do with the lack of ability to get insurance after a dog bite.
Thank you and yes we keep all that in mind. I love dogs and don’t want to hurt any, however, the owner does know how we feel. We live in a rural area and try to keep a good relationship with the two neighbors we have(one being my parents). We like to watch out for eachother, it’s just this neighbor has two great danes and yes you would think they are harmless, not the case. He keeps them pinned up and away from interaction with people about twice a month he brings them in the yard while he is doing yard work and what happens is when he goes in the house and turns his back these dogs become aggressive. The attacked a pony we had and killed it, they attacked our black lab and killed him. This last incident was our yellow lab, (who won’t hurt a flea). I don’t want to ever resort to a law suit, you see I am in the insurance business and I don’t want to have to go that route. Like I said earlier, he did pay for the vet bill the last time because I saw the attack take place, the first two times no one saw the attack, just the blood on the neighbors dogs and he washed them off and put them away before the authorities arrived.
Thanks for listening!
How about when you live across the street from a stupid fat bimbo who thinks she is soooo cool because she bought a pit bull with a 27″ neck and she can barely hold the leash when she walks him in the street, specfically going out of her way to get him out when others and their children are out there to show how cooool she is? She also allows this dog to take un-picked up dumps in her front yard, everyday. She is a true idiot, a public school teacher so that should tell you something. Are their stautes that would allow one to put her down rather than the dog?
What does being a public school teacher have to do with anything?
That’s funny, not to you I am sure, but the way you asked if she could be put down. I don’t understand either what makes these people tick…. I can tell you are more than frustrated. Wish I could help you.