Kids are going to do what kids do. If we’re going to face an adverse financial exposure for everything they might get hurt doing…well, let’s just say insurance people are going to stay busy. I wonder what these “parents” would have done had it been the tree in their own back yard, assuming they have either, which is probably not a good assumption given their mentality and propensity to make claims, like most entitlement minded folks will do.
Well put. It’s sad when you have to pay a no liability claim to avoid defense costs but that’s how low our country and society has fallen. And to file a lawsuit over what are obviously minor injuries? There should be a med-pay policy for schools to cover this kind of occurence and that’s more than parents deserve. Maybe when all playground equipment is removed parents will wake up. Another alternative would be to have the parents sign a waiver to allow their kids to use the equipment.
And the rest of the school kids are deprived of access to a jungle gym on the playground because the school (and its insurer) is now gunshy of other “professional plaintiff parents.”
I work with a lot of nonprofits and these are the kinds of suits that can be frustrating. First, I didn’t see the monkey bars. Assuming they’re your basic, garden variety version and not something from that Dan Akroyd toy company (of SNL’s bag of glass fame–http://www.nbc.com/saturday-night-live/video/irwin-mainway/1185611/), there is a little assumption of risk. I wasn’t a kid that long ago and even then a busted arm or collarbone was a badge of courage.
I look at this as an agent for smaller, single unit schools are child-care facilities. I wonder if an accident policy was in place–to address small, no-fault issues. Sometimes that can help avoid dipping into the GL coffers.
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Kids are going to do what kids do. If we’re going to face an adverse financial exposure for everything they might get hurt doing…well, let’s just say insurance people are going to stay busy. I wonder what these “parents” would have done had it been the tree in their own back yard, assuming they have either, which is probably not a good assumption given their mentality and propensity to make claims, like most entitlement minded folks will do.
Well put. It’s sad when you have to pay a no liability claim to avoid defense costs but that’s how low our country and society has fallen. And to file a lawsuit over what are obviously minor injuries? There should be a med-pay policy for schools to cover this kind of occurence and that’s more than parents deserve. Maybe when all playground equipment is removed parents will wake up. Another alternative would be to have the parents sign a waiver to allow their kids to use the equipment.
And the rest of the school kids are deprived of access to a jungle gym on the playground because the school (and its insurer) is now gunshy of other “professional plaintiff parents.”
I work with a lot of nonprofits and these are the kinds of suits that can be frustrating. First, I didn’t see the monkey bars. Assuming they’re your basic, garden variety version and not something from that Dan Akroyd toy company (of SNL’s bag of glass fame–http://www.nbc.com/saturday-night-live/video/irwin-mainway/1185611/), there is a little assumption of risk. I wasn’t a kid that long ago and even then a busted arm or collarbone was a badge of courage.
I look at this as an agent for smaller, single unit schools are child-care facilities. I wonder if an accident policy was in place–to address small, no-fault issues. Sometimes that can help avoid dipping into the GL coffers.
“…there were no ladder steps.” Doesn’t say anything about the delightful children getting hurt because there were no ladder steps!