I would suggest some commentors, if they have not already, to obtain and peruse a standard boat insurance policy,and particularly the EXCLUSIONS section.
GB I’m guessing you must work for some kind of watch group or government agency since it takes you approximately 3 minutes to respond to everyone who writes on this board… Like someone said before me let’s hope you or anyone you love is never in the same situation… and PS boats are just as dangerous as cars and anyone who doesn’t think so is just naive.
I spend the whole day at my desk, and this is an issue that hits close to home for me since I am a boater ( although not in NJ, I am in Massachusetts. ) and I resent the current trend that says there is always someone to blame. Sometimes bad things happen and its no one’s fault, and no one to stick the bill with.
Not all boats are as dangerous as cars. There are some high performance boats, that do 100+ mph, and have huge tanks of explosive fuel on them. Their potential for damage is HUGE !! My boat is a 16′ long boat that on a really good day and ideal conditions, can do about 20 mph. The majority of the time I don’t go any faster than about 10-12 mph. Most sailboats go considerably slower than that. There is very little damage that I can do in a boat like that. I suppose there is a risk of a passenger falling in the water and drowning, but that could happen at any public pier, beach, dock or breakwater.
You have no idea how this hits home for me.Donald McGloan died due to injuries he obtained when the boat blew up, so please keep in mind that speed is not the only factor here, the boat that blew up wasn’t even moving, it was still parked. There are many ways to be injured on a boat. The boat that blew up wasn’t a fast moving boat anyway. My family had boat, and it was always insured, if was in the water or in the driveway, ALWAYS. The man who’s boat this was, he was 100% at fault, he did not upkeep with his engine. So please keep in mind that there are many ways you can get injured on a boat. I understand that a lot of boaters are insured, but I strongly believe that every boater should be insured. NJ will be the first state.
GB you hit the nail on the head. My view is that the trial bar is who will benefit most; it does not come as a surprise that the motivation for this bill is to make someone else responsible for someone else’s foolhardyness, that is, not having life insurance. I have it but many folks do not; not being able to afford the premium is pennywise but pound foolish. This has nothing to do with covering someone’s funeral expenses but rather a means for a pay off, for the plaintiffs and their attorneys. You can talk til you’re blue in the face but I’d like to be at the bank when they deposit the check….
Listen pal, money is not the isue here, the issue is responsibility as a boat owne. You ask someone out on you boat the boat blowes up you are burnt over 75% of your body you last in the hospital for 36 hrs you die and the owner goes on about his business! The owner is found 100% at fault of unlawful death, and no legal obligation for compensation! What is that!
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This bill would cover all boats that need to be registered. That would include sailboats and unpowered boats over a certain length.
I would suggest some commentors, if they have not already, to obtain and peruse a standard boat insurance policy,and particularly the EXCLUSIONS section.
GB I’m guessing you must work for some kind of watch group or government agency since it takes you approximately 3 minutes to respond to everyone who writes on this board… Like someone said before me let’s hope you or anyone you love is never in the same situation… and PS boats are just as dangerous as cars and anyone who doesn’t think so is just naive.
I spend the whole day at my desk, and this is an issue that hits close to home for me since I am a boater ( although not in NJ, I am in Massachusetts. ) and I resent the current trend that says there is always someone to blame. Sometimes bad things happen and its no one’s fault, and no one to stick the bill with.
Not all boats are as dangerous as cars. There are some high performance boats, that do 100+ mph, and have huge tanks of explosive fuel on them. Their potential for damage is HUGE !! My boat is a 16′ long boat that on a really good day and ideal conditions, can do about 20 mph. The majority of the time I don’t go any faster than about 10-12 mph. Most sailboats go considerably slower than that. There is very little damage that I can do in a boat like that. I suppose there is a risk of a passenger falling in the water and drowning, but that could happen at any public pier, beach, dock or breakwater.
You have no idea how this hits home for me.Donald McGloan died due to injuries he obtained when the boat blew up, so please keep in mind that speed is not the only factor here, the boat that blew up wasn’t even moving, it was still parked. There are many ways to be injured on a boat. The boat that blew up wasn’t a fast moving boat anyway. My family had boat, and it was always insured, if was in the water or in the driveway, ALWAYS. The man who’s boat this was, he was 100% at fault, he did not upkeep with his engine. So please keep in mind that there are many ways you can get injured on a boat. I understand that a lot of boaters are insured, but I strongly believe that every boater should be insured. NJ will be the first state.
Pass this law NOW! I was shocked that a boat owner didn’t need insurance – everyone else does – mopeds, motorcycles, autos,homeowners, renters, etc.
PASS THIS LAW NOW!
GB you hit the nail on the head. My view is that the trial bar is who will benefit most; it does not come as a surprise that the motivation for this bill is to make someone else responsible for someone else’s foolhardyness, that is, not having life insurance. I have it but many folks do not; not being able to afford the premium is pennywise but pound foolish. This has nothing to do with covering someone’s funeral expenses but rather a means for a pay off, for the plaintiffs and their attorneys. You can talk til you’re blue in the face but I’d like to be at the bank when they deposit the check….
Listen pal, money is not the isue here, the issue is responsibility as a boat owne. You ask someone out on you boat the boat blowes up you are burnt over 75% of your body you last in the hospital for 36 hrs you die and the owner goes on about his business! The owner is found 100% at fault of unlawful death, and no legal obligation for compensation! What is that!