I think that you are missing the point. Yes, 99.99% of drivers CAN be insured if insurance, just like any other product, is competitively priced. It isn\’t in Massachusetts right now.
Now, what price would you charge a driver with numerous speeding tickets, several recent at-fault accidents, bunch of moving violations, driving under influence and CONVICTED of auto insurance fraud? Does $2,000 a month sound reasonable? Perhaps. Is it reasonable to expect that this product will be purchased? I don\’t think so. Then, what does the state, which considers auto insurance mandatory, do in this situation then?
How about several Driving While Intoxicated tickets, two accidents, and an attempted murder with auto?
There is competition for this clown.
Is it morally right to send the people on the road his insurance bill? I say no.
A taxi is cheaper than the insurance and upkeep on his car. He shouldn\’t be on the road and I\’ll be damned if I\’ll send his insurance bill to someone else, which is what an under-priced assignment does.
Again, you are missing the point. I personally hate paying more so that those clowns can get insurance and drive into my neighbor’s yard over and over again. Now, morals aside, the state has a responsibility to its citizens and its citizens generally want every driver insured. Let’s assume there is competition for the clown you are describing.
Can that clown afford insurance? I’d say no.
SHOULD that clown driving? I’d say no.
Do I believe / think that this clown will be taking a taxi or a bus? I’d say no.
So, I will repeat the question: what does the state (which has responsibility to its citizens and considers auto insurance mandatory because its citizens want it that way), do in this situation?
Now I understand. You don\’t understand that the state\’s money is from the pockets of people trying to pay their own bills.
The clown doesn\’t have the right to hold you up in a parking lot. He doesn\’t have the right to have the state hold you up for him. You people in MA may think it\’s ok to subsidize irresponsible behavior. It\’s no wonder you are paying so much.
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Hal,
I think that you are missing the point. Yes, 99.99% of drivers CAN be insured if insurance, just like any other product, is competitively priced. It isn\’t in Massachusetts right now.
Now, what price would you charge a driver with numerous speeding tickets, several recent at-fault accidents, bunch of moving violations, driving under influence and CONVICTED of auto insurance fraud? Does $2,000 a month sound reasonable? Perhaps. Is it reasonable to expect that this product will be purchased? I don\’t think so. Then, what does the state, which considers auto insurance mandatory, do in this situation then?
How about several Driving While Intoxicated tickets, two accidents, and an attempted murder with auto?
There is competition for this clown.
Is it morally right to send the people on the road his insurance bill? I say no.
A taxi is cheaper than the insurance and upkeep on his car. He shouldn\’t be on the road and I\’ll be damned if I\’ll send his insurance bill to someone else, which is what an under-priced assignment does.
Again, you are missing the point. I personally hate paying more so that those clowns can get insurance and drive into my neighbor’s yard over and over again. Now, morals aside, the state has a responsibility to its citizens and its citizens generally want every driver insured. Let’s assume there is competition for the clown you are describing.
Can that clown afford insurance? I’d say no.
SHOULD that clown driving? I’d say no.
Do I believe / think that this clown will be taking a taxi or a bus? I’d say no.
So, I will repeat the question: what does the state (which has responsibility to its citizens and considers auto insurance mandatory because its citizens want it that way), do in this situation?
Now I understand. You don\’t understand that the state\’s money is from the pockets of people trying to pay their own bills.
The clown doesn\’t have the right to hold you up in a parking lot. He doesn\’t have the right to have the state hold you up for him. You people in MA may think it\’s ok to subsidize irresponsible behavior. It\’s no wonder you are paying so much.