homeowners’ insurance policy News

Connecticut Lawmaker Seeks to Ban Homeowner Insurance Link to Dogs

A state lawmaker is introducing legislation that would bar insurance companies from inquiring about or discriminating against a “bully breed” dog when issuing a homeowners’ insurance policy in Connecticut. Republican Rep. Brenda Kupchick of Fairfield said constituents have difficulty getting …

Private Flood Insurer Offers Connecticut Residents Another Option

A private flood insurer has stepped into Connecticut’s market, the first time homeowners along the shoreline battered by Superstorm Sandy have an alternative to increasingly costly federal insurance. The Flood Insurance Agency of Gainesville, Fla., is writing flood insurance policies …

After Winter Storms Pennsylvania Residents Deal With Snowplow Damage

Winter can be tough, especially on private property, and no one knows that better than Stroud Township resident Pamela Wnuk. She says her property sustained damage after a municipal snowplow driver tore apart the entire length of road at the …

Making a House a Home: the ‘Residence Premises’ Definition

An insured must reside at their property to have coverage for damage to their home under an HO form policy. The defense arises out of the typical HO policy’s definition of “residence premises,” and the introductory clause in the building …

Flood Insurance Considered Important But Many Still Fail to Take Necessary Precautions

More than four in five Americans (81 percent) know that a standard homeowner’s insurance policy doesn’t cover flood damage, according to new research from Bankrate.com. However, a similarly vast majority have not acted upon this key information. A 2012 poll …

Advocates Push Idea of Requiring Gun Insurance

As lawmakers cast around for ways to curb gun-related violence, some are hoping the insurance market might offer incentives. A bill filed Friday in Massachusetts would require gun owners to purchase liability insurance in the event that a firearm is …

Texas Homeowners Pay Highest Insurance Premiums

An industry group says Texas homeowners are paying the highest insurance premiums in the country. The report was released last month by the National Association of Insurance Commissioners. The Dallas Morning News reported the study is based on premiums collected …

Michigan Jail Inmate Enters Plea in Arson Solicitation Case

A Livingston County, Mich., jail inmate who authorities say tried to get a fellow prisoner to burn down his home has pleaded guilty in the case. WHMI-FM and the Livingston County Daily Press & Argus of Howell report Jeremy Wilds …