Articles by Denise Johnson

Planning for the Worst: Terrorism and Workplace Violence

Several recent manmade events, including the attack at Pulse nightclub in Florida and the Belgium airport terrorist bombing, highlight the vulnerability of the workplace. Workplace violence costs employers over $120 billion a year, according to the National Institute for Occupational …

Poking Around Legal Issues Associated With Pokémon Go

As excited game enthusiasts embraced the Pokémon Go app release recently, several hazards associated with playing the virtual game in the real world have surfaced. According to the Apple iTunes description, Pokémon Go, created by Niantic, Inc., allows users the …

Long 4th of July Weekend Prime Time for Cargo Theft

Though families use the Fourth of July weekend to reconnect at picnics and barbecues, cargo thieves are expected to take advantage of the long three-day weekend by stealing truckloads of nonalcoholic beverages, major appliances and copper. That’s according to CargoNet, …

Safety Campaign Reminds Homeowners of Hazards Related to CSST Gas Tubing

Lightning strikes occur approximately 25 million times each year in the U.S., as reported by the National Severe Storms Laboratory. As summer approaches, storm producing lightning strikes could threaten millions of homes nationwide, according to Jim Narva, executive director of …

Liability Questions Arise After Florida Alligator Attack

After the death of a Nebraska toddler killed by an alligator at Florida’s Walt Disney World Resort last week, there are questions of who is at fault in the incident. The parents of Lane Graves said they are overwhelmed by …

Tackling First Notice of Loss Claims Assignments With Technology

Assigning claims upon receipt of the first notice of loss (FNOL) can be a cumbersome process. Evaluating an adjuster’s file load, availability and appropriate state licensing can be time consuming and may delay initial contact with the claimant or policyholder. …

Zika Risk May Lead to Limited Insurance Coverage for Sporting Events

Continued Zika virus warnings may dampen summer sporting events, such as the Summer Olympics which is set to be hosted by Rio de Janeiro in August, as insurers weigh the risk of insuring such events in the midst of another …

Predictive Analytics Help Wayward Workers’ Comp Claims

High complexity claims account for the majority of dollars spent in workers’ compensation claims. One way to identify high exposure claims early is by using predictive analytics. Using analytics, carriers can spot problem cases and direct them to a more …

Texas Not the Only State Impacted by Barrage of Hail Lawsuits

In the last few years, hail damage lawsuits have crowded Texas courts. Using the same model employed in the Lone Star state, hail damage litigation is beginning to impact other states where large hail events have occurred, including Colorado, Oklahoma …

Tire Blowouts Inevitable as 38M Americans Embark on Memorial Day Weekend Road Trips

An estimate by the National Safety Council suggests there could be as many as 439 deaths and an additional 50,500 serious injuries from auto crashes during the three-day Memorial Day holiday period. With more than 38 million Americans expected to …