Articles by Denise Johnson

Getting the Most Out of Medical Evaluations

It’s important to understand the medical evaluation process since it is commonly requested in all lines of insurance, according to Richard Stopek, COO of the Fla.-based Exam Coordinators Network. He spoke on the topic at the Property & Liability Resource …

Understanding Snow Collapse Claims

The location and type of roof and building impact whether a building is at risk for snow collapse. In addition, the thermal property and importance factor play a significant role as well, said Dan Mazzei, an engineering associate with Wallace …

Tips on Subrogating Small Water Loss Claims

According to the U.S. Census Bureau, there were 132,452,405 homes in the United States in 2012. Considering the refrigerators, toilets and washing machines within those homes there is a lot of potential for water damage claims. Donald Mikel, Jr., an …

California Workers’ Compensation Reform Slow to Take Shape

California’s most recent workers’ compensation reform began when Senate Bill 863 took effect on January 1, 2013. While the bill increased benefits for workers almost immediately, cost savings mechanisms outlined within the bill have yet to be realized, according to …

Avoiding Bad Faith in Water Loss Claims by Practicing Due Diligence

One way to ensure a bad faith claim against your company is by ignoring expert advice, according to two presenters at the Combined Claims Conference held in Orange County, Calif., earlier this month. According to Tony Falco, CR and CEO …

Fraudulent Rental Car Schemes on the Rise

According to Kraig Palmer, an investigator with the California Highway Patrol, in the last 12 months he has seen rental car schemes “rise faster than any other auto fraud trend.” During a session on the topic held at the Combined …

The Future of Drone Use in the Insurance Industry

After a catastrophe hits, mobile units filled with adjusters are on site to evaluate property damage. Flash forward five years and an insured may never meet the property adjuster handling his or her claim. Instead, a drone is sent to …

Better Data Is Key to Improved Building Codes

For building codes, the past year has been one of flux. Superstorm Sandy and western state wildfires fueled debate on strengthening building codes to mitigate property damage and save lives. New York City approved legislation to strengthen building codes, while …

Case Decisions From Around the Country

Pennsylvania The Pennsylvania Supreme Court recently issued an order allowing a decision to stand in an emotional distress claim. According to the Pennsylvania Defense Institute, the high court ruled that an uninjured bystander who witnesses an accident is not required …

South Carolina Governor Compares Ice Storm to Hurricane

Gov. Nikki Haley says this week’s ice and snow storm has devastated parts of South Carolina worse than a hurricane. The Republican governor said Friday her driving tour of downtown Aiken made her understand why the storm left 350,000 people …