Articles by Denise Johnson

Nursing Home Liability Claims Require Specialized Handling

Specialized knowledge is a requirement for handling the risks associated with nursing homes, according to industry experts. Rob Jurgel, the underwriting president at Mass.-based SCI Underwriting Management, a managing insurance agency with a focus on the aging service industry, said …

Tips on Avoiding Bad Faith Landmines During Trial

Acknowledging settlement demands in a timely fashion and documenting trial activity are just two ways to avoid bad faith litigation after a trial, said Kevin Quinley, founder and principle of Quinley Risk Associates. During a podcast on the topic, Quinley …

Claims Data Key to Finding and Reducing Workers’ Comp Cost Drivers

Harnessing workers’ comp claims data is the key to finding areas to decrease costs. A white paper released earlier this year by Advisen and sponsored by The Hartford, highlighted areas in workers’ compensation claims that could benefit from cost containment. …

Homeowners Concerned About Property but Content Inventories Remain Rare

Despite big storms and wildfires highlighting the need, home inventories are rare, say industry experts. A recent survey, conducted by Allstate, of Atlanta homeowners found that while than more than 90 percent of homeowners were concerned about protecting their homes, …

Texas State Fire Marshal Releases West Explosion Report

Improvements in the response to large, complex fires was just one of the suggestions in a state fire marshal report on the fire and deadly explosion of a fertilizer plant in West, Texas, in the early evening of April 17, …

Benchmarking Study Reveals Ways Workers’ Comp Organizations Can Improve Claims Outcomes

Workers’ comp insurers need to invest in new talent and improve the use of technology in managing vendor relationships and best practices, according to Rising Medical’s 2013 workers’ comp benchmarking study. Denise Algire, principal researcher and author, said the survey …

Improved Long Term Forecasts at Heart of National Hurricane Center’s Goals

Advancements in weather prediction tools have allowed the National Hurricane Center (NHC) to introduce two new products, a storm surge flood prediction map and a five day tropical weather graphical outlook map this year. James Franklin, branch chief of the …

New Software Promises to Cut Claims Assignment Time

New software released by IAS Claim Services, a nationwide independent insurance adjusting company, promises to cut the time it takes to assign claims as well as processing time, according to CEO Larry Cochran. He said the software will make it …

Understanding the Differences Between Standard and Excess/Surplus Lines

According to industry experts, there are a number of differences that differentiate standard lines versus excess and surplus lines. Typically excess and surplus lines coverage offers policyholders with unique risk or poor loss history an opportunity to obtain insurance that …

NICB Reports on Mid-Year Status Update on Anti-Fraud Measures

New anti-fraud legislation was passed this year in Colorado, Georgia and Minnesota, according to Tim Lynch, government affairs director at the National Insurance Crime Bureau. Lynch discussed the status of anti-fraud legislation and other NICB efforts during a recent podcast …