Articles by Denise Johnson

IAIABC National Workers’ Comp Talks Highlight Stakeholder Unity in Addressing System Issues

Over the past couple of years, workers’ compensation has received what some would call unfair criticism over its alleged focus on expense reduction at the cost of injured worker outcomes. In response, the International Association of Industrial Accident Boards (IAIABC) …

Earthquake Models Continue to Evolve

With a focus on tectonic plate movement, induced quakes and subperils, earthquake models continue to evolve, according to Andrew O’Donnell, senior engineer at AIR Worldwide. Though earthquake modeling has been around awhile, O’Donnell said changes in the models have improved …

Businesses Face Evolving Cyber Risk

Though several factors affect a firm’s cyber risk, people remain the critical vulnerability, according to Scott Stransky, assistant vice president and principal scientist with AIR Worldwide. In an audio interview with Claims Journal, he explained the evolving risk and what …

Travelers’ Sees Reduced Costs, Earlier Return to Work With Early Severity Predictive Model

A growing economy coupled with an increase in inexperienced workers has the potential to contribute to higher severity in workplace injuries, according to Rich Ives, Travelers vice president of workers’ compensation claims. He explained that 27 percent of all workplace …

Pending Hail Legislation has Texas Insurance Industry on Edge

Last year, Texas sustained the most expensive hail and storm season on record with an estimated 500,000 hail claims filed and insured losses totaling more than $4 billion, according to the Insurance Council of Texas. The huge storm losses make …

Self-Insured Retention on Policy Allows Insurer to Deny Contractor’s Claim

A general contractor was unsuccessful in its bid to gain coverage as an additional insured, due to a self-insured retention (SIR) endorsement on a subcontractor’s commercial general liability (CGL) insurance policy. In a decision issued by an Indiana appeals court …

Tips on Handling the Latest Bad Faith Trends

Institutional attack, reptile theory and rules of the road are three recent bad faith trends, according to Douglas Wood, partner and Insurance Group Practice leader for Morris, Polich and Purdy. Purdy, sat down with Claims Journal during the most recent …

Texas High Court Establishes Clear Rules for Breach of Contract, Bad Faith Suits Against Insurers

In an effort to clear up confusion as a result of past decisions, the Texas Supreme Court announced five rules that “address the relationship between contract claims under an insurance policy and tort claims under the Insurance Code.” The clarification …

Status of 2017 Anti-Fraud Legislation Around the Nation

Workers’ compensation premium fraud, restricting crash reports and extending the time in which to investigate fraud rings are the focus of just a few of the anti-fraud legislation pending across the nation, according to Howard Goldblatt, director of Government Affairs …

Women Especially Benefit From Improving Communication Skills

Honing good communication skills can assist claims handling and aid women, in particular. Deborah Shames and David Booth, partners at Eloqui, a Los Angeles-based public speaking training provider, explained the value of communicating well during the Combined Claims Conference held …