Research and Trends News

Do High Health Plan Deductibles Lead to More Workers’ Compensation Claims?

Are employees injured at work more likely to file under workers’ compensation instead of group health insurance when their group health plan has a higher deductible? The Workers Compensation Research Institute (WCRI) found evidence they do in a new study …

Facial Surgeons Tend to Fare Well in Malpractice Lawsuits

Southern courts favor physicians in malpractice lawsuits over facial trauma treatment, while courts in the Midwest favor patients, according to a Rutgers study. The study, which was published in the Journal of Oral and Maxillofacial Surgery, is the first to …

Traffic Deaths Top 40,000 Again

Traffic fatalities on U.S. roads reached an estimated 40,000 in 2018, the third year in a row in which at least that many people died in vehicle crashes, according to new figures from the National Safety Council. The 2018 total …

How Texas Insurance Industry Can Manage Never-Ending Hail Problem

Texas has a hail problem. OK, from an insurance perspective, Texas has a weather problem, period, but that’s another story altogether. Back to hail. On June 6, a hailstorm walloped heavily populated areas of North Texas with baseball sized hail …

Marijuana, Opioids Found in High Percentage of Drivers Killed in Car Crashes

More than half of drivers killed in car accidents who were tested for drugs had marijuana, opioids or a combination of the two in their system, according to a new report. The Governors Highway Safety Association (GHSA) report found that …

Auto Claims Will Again Drive Increase in P/C Insurers’ Losses in 2017: S&P

Private auto net incurred losses will increase by nearly 7 percent in 2017 to a new record of approximately $154 billion, reflecting elevated volume and costs of claims, according to a new S&P Global market outlook. According to the U.S. …

Drug Use at Work at Highest Rate in 12 Years

Drug use in the American workforce, fueled by illicit drugs including cocaine, reached the highest positivity rate in 12 years last year, according to an analysis of more than 10 million workforce drug test results. Overall positivity in drug testing …

60% of Workers’ Spinal Fusion Claims Initially Reported as Strains: Study

A study on the use of spinal fusion surgeries in California workers’ compensation shows that in 60 percent of spinal fusion claims the initial report of injury was for a sprain or strain, a majority of the fusions occurred within …

17 Million Homes Located in Environmental High Danger Zones

Millions of homes and condominiums across the country are in high danger zones for environmental hazards. According to the Environmental Hazards Housing Risk Index, produced by ATTOM Data Solutions, 17.3 million single family homes and condos with a combined estimated …

Louisiana Flooding to Cost Economy $10 Billion; 80% of Damaged Homes Uninsured

The total economic losses of the recent Louisiana floods will be in the range of $10-15 billion, according to Impact Forecasting, Aon Benfield’s catastrophe model development team. Public and private insured losses were expected to be in the low-digit single …