very interesting – it also appears that the rating agencies will likely disallow COVID19 coded claims as part of the EMR calculation. If that is the case, then carriers will truly be left to pay for benefits without. Apart from the UW process, how else will they be able to pass along costs? I can imagine the additional ALAE’s with respect to backlog of liens from group medical providers, a influx of applicant & defense related legal representative work all adding to the costs.
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very interesting – it also appears that the rating agencies will likely disallow COVID19 coded claims as part of the EMR calculation. If that is the case, then carriers will truly be left to pay for benefits without. Apart from the UW process, how else will they be able to pass along costs? I can imagine the additional ALAE’s with respect to backlog of liens from group medical providers, a influx of applicant & defense related legal representative work all adding to the costs.