New Jersey Finding Some Beach Homes Not Covered by FEMA

November 9, 2012

Another shock has awaited some New Jersey residents after Superstorm Sandy swept through the state and left behind a trail of destruction.

Houses in Reeds Beach suffered severe damage during Hurricane Sandy. Photo by Liz Roll/FEMA

The Federal Emergency Management Agency requires anyone applying for aid to show that their damaged house is their primary residence and not a second home. That has left many owners of New Jersey shore homes having to rely on their insurance companies.

FEMA’s policy states, among other requirements, that “the home in the disaster area is where you usually live and where you were living at the time of the disaster.”

Gov. Chris Christie has reiterated this at news conferences this week.

Many homeowners are concerned their individual homeowner’s insurance won’t meet their needs.

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Latest Comments

  • November 12, 2012 at 11:53 am
    I am amazed at the number of homeowners in the effected areas without adequate coverage’s for the exposures they face. I would think there would be number of insurance agent... read more
  • November 12, 2012 at 8:44 am
    Roger says:
    If the insureds are worried that their carrier won't meet their needs, then they need to seriously look at themselves. Why did you go with XYZ insurance to begin with? Proba... read more

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