Elsa Insured Losses Estimated to Be $290M

Total estimated insured losses on land from Hurricane Elsa will be around $290 million.

About $240 million of that was from wind and storm surge in the U.S., while the Caribbean islands suffered about $50 million, Boston-based Karen Clark & Co. said in an initial report.

Elsa made landfall on Florida’s northern Gulf the morning of July 7. Elsa, the first hurricane of the 2021 Atlantic season, weakened to a tropical storm as it moved across Florida into Georgia, South Carolina, and North Carolina on July 7-8.

Tropical storm force winds impacted the Florida Keys and much of the Florida Gulf coast. Damage in Taylor County was not extensive, with most resulting from downed trees and power lines. Some minor damage occurred in Levy County, Florida, including the removal of a hotel’s roof and downed powerlines.

Elsa caused the formation of multiple tornadoes across the southeastern region. Those tornadoes resulted in isolated instances of structural damage, according to KCC.

The storm storm spawned an EF1 tornado in the Jacksonville area, killing one person and damaging several homes and industrial buildings.

The City of St. Marys, Georgia Police Department said 45-50 homes were affected by an EF2 tornado.

Naval Submarine Base Kings Bay reported an EF2 tornado with maximum winds of 128 mph. The tornado struck a campground at the naval base, injuring at least 10 people.

The Carolinas and several mid-Atlantic and northeastern states reported downed trees and powerlines as well.

Elsa ultimately made landfall as three times as a tropical storm.