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	<title>commercial general liability Archives - Claims Journal</title>
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	<title>commercial general liability Archives - Claims Journal</title>
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	<item>
		<title>Nearly a Decade After Breach, Home Depot Appeals to Get Defense Costs From CGL Policies</title>
		<link>https://www.claimsjournal.com/news/national/2023/12/15/320988.htm</link>
		
						<dc:creator><![CDATA[Chad Hemenway]]></dc:creator>
						<pubDate>Fri, 15 Dec 2023 16:26:44 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[cybersecurity]]></category>
		<category><![CDATA[hackers]]></category>
		<category><![CDATA[Home Depot]]></category>
		<category><![CDATA[payment systems]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=320988</guid>

							<description><![CDATA[Think cyber events don&#8217;t have long tail? Consider this: Home Depot is still in a legal battle to get $50 million in coverage from two insurers nearly a decade after hackers used point-of-sale machines to hack the retailer. In a &#8230;]]></description>
				
		
			</item>
		<item>
		<title>S. Carolina Insurer&#8217;s Bad Faith Causes $27M Loss from Policies with $2.5M Limit</title>
		<link>https://www.claimsjournal.com/news/southeast/2023/12/14/320922.htm</link>
		
						<dc:creator><![CDATA[Jim Sams]]></dc:creator>
						<pubDate>Thu, 14 Dec 2023 06:00:45 +0000</pubDate>
				<category><![CDATA[Editor's Picks]]></category>
		<category><![CDATA[Southeast News]]></category>
		<category><![CDATA[additional insureds]]></category>
		<category><![CDATA[attorney fees]]></category>
		<category><![CDATA[bad faith]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[construction defect claim]]></category>
		<category><![CDATA[South Carolina Court of Appeals]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=320922</guid>

							<description><![CDATA[Jose Castillo didn&#8217;t ask his insurance company to defend him from a lawsuit that alleged his shoddy construction caused millions of dollars in water damage to a townhouse project, so his insurer didn&#8217;t provide a defense. That turned out to &#8230;]]></description>
				
		
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		<title>Illinois Supreme Ct. Questions Prior Rulings, Holds Construction Defects May Be Covered</title>
		<link>https://www.claimsjournal.com/news/midwest/2023/12/04/320717.htm</link>
		
						<dc:creator><![CDATA[Jim Sams]]></dc:creator>
						<pubDate>Mon, 04 Dec 2023 06:00:33 +0000</pubDate>
				<category><![CDATA[Editor's Picks]]></category>
		<category><![CDATA[Midwest News]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[construction defects]]></category>
		<category><![CDATA[general contractor]]></category>
		<category><![CDATA[Illinois Supreme Court]]></category>
		<category><![CDATA[occurrence]]></category>
		<category><![CDATA[policy language]]></category>
		<category><![CDATA[subcontractor]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=320717</guid>

							<description><![CDATA[A long line of Illinois court cases has held that damage caused by construction defects isn&#8217;t covered by commercial general liability insurance. Some rulings cited the scope of work, others focused on the nature of the damage and some hinged &#8230;]]></description>
				
		
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		<title>Viewpoint: Court Rulings Reject Insurer Defenses to Biometric Liability</title>
		<link>https://www.claimsjournal.com/news/national/2023/08/15/318654.htm</link>
		
						<dc:creator><![CDATA[Admin]]></dc:creator>
						<pubDate>Tue, 15 Aug 2023 05:00:13 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[advertising injury]]></category>
		<category><![CDATA[biometric privacy]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[exclusions]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[Telephone Consumer Protection Act]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=318654</guid>

							<description><![CDATA[A series of recent decisions have established that commonly held Commercial General Liability (CGL) policies can and do cover lawsuits brought under Illinois&#8217;s Biometric Information Privacy Act (BIPA). These rulings build on the decision in West Bend Mutual Insurance Co. &#8230;]]></description>
				
		
			</item>
		<item>
		<title>Workers&#8217; Compensation Undercuts Employer Liability Exclusion, U.S. Appeals Court Rules</title>
		<link>https://www.claimsjournal.com/news/national/2023/07/11/317982.htm</link>
		
						<dc:creator><![CDATA[Andrew G. Simpson]]></dc:creator>
						<pubDate>Tue, 11 Jul 2023 16:08:43 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[construction accident]]></category>
		<category><![CDATA[liability exclusion]]></category>
		<category><![CDATA[Third Circuit Court of Appeals]]></category>
		<category><![CDATA[workers' compensation]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=317982</guid>

							<description><![CDATA[Since workers&#8217; compensation shields an employer from liability, an insurer may not be able to rely on an employer liability exclusion in a commercial general liability policy to avoid claims. That&#8217;s the potentially costly message a federal appeals court has &#8230;]]></description>
				
		
			</item>
		<item>
		<title>3rd Circuit Finds Insurer Not Liable for Botched Fracking Operation</title>
		<link>https://www.claimsjournal.com/news/east/2023/06/02/317291.htm</link>
		
						<dc:creator><![CDATA[Jim Sams]]></dc:creator>
						<pubDate>Fri, 02 Jun 2023 05:00:49 +0000</pubDate>
				<category><![CDATA[East News]]></category>
		<category><![CDATA[Editor's Picks]]></category>
		<category><![CDATA[3rd Circuit Court of Appeals]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[faulty workmanship]]></category>
		<category><![CDATA[fracking]]></category>
		<category><![CDATA[natural gas wells]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=317291</guid>

							<description><![CDATA[A well servicing company that damaged 53 natural gas wells by using a defective chemical during a hydrofracking operation is not entitled to insurance coverage for a $13 million jury verdict because there was no accident, a panel of the &#8230;]]></description>
				
		
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		<item>
		<title>Ohio High Court Rules Coverage Owed for Contamination That Ruined Product</title>
		<link>https://www.claimsjournal.com/news/midwest/2022/03/24/309398.htm</link>
		
						<dc:creator><![CDATA[Jim Sams]]></dc:creator>
						<pubDate>Thu, 24 Mar 2022 05:00:07 +0000</pubDate>
				<category><![CDATA[Midwest News]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[contamination]]></category>
		<category><![CDATA[defective ingredient]]></category>
		<category><![CDATA[exclusion]]></category>
		<category><![CDATA[integrated-systems rule]]></category>
		<category><![CDATA[Ohio Supreme Court]]></category>
		<category><![CDATA[umbrella policy]]></category>
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							<description><![CDATA[Contamination that ruined more than $1 million worth of glass containers manufactured by a policyholder&#8217;s customer counts as damage that is covered by an umbrella insurance policy, the Ohio Supreme Court ruled Wednesday. The Supreme Court justices unanimously agreed that &#8230;]]></description>
				
		
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		<item>
		<title>7th Circuit: Insurer Must Defend Horse Farm From Lawsuit Over Golf Cart Accident</title>
		<link>https://www.claimsjournal.com/news/midwest/2021/06/29/304550.htm</link>
		
						<dc:creator><![CDATA[Jim Sams]]></dc:creator>
						<pubDate>Tue, 29 Jun 2021 05:00:12 +0000</pubDate>
				<category><![CDATA[Midwest News]]></category>
		<category><![CDATA[ambiguous]]></category>
		<category><![CDATA[American Bankers Insurance Co. of Florida]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[endorsement]]></category>
		<category><![CDATA[equestrian center]]></category>
		<category><![CDATA[farmowner policy]]></category>
		<category><![CDATA[summary judgment]]></category>
		<category><![CDATA[vacated]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=304550</guid>

							<description><![CDATA[An insurer must defend an Illinois equestrian business from a lawsuit filed by a man who was injured when he was run over by a golf cart operated by an employee who was chasing a loose horse, a federal appellate &#8230;]]></description>
				
		
			</item>
		<item>
		<title>Policyholders Digging for ISO Documents to Support COVID-19 BI Claims</title>
		<link>https://www.claimsjournal.com/news/national/2021/06/01/304016.htm</link>
		
						<dc:creator><![CDATA[Jim Sams]]></dc:creator>
						<pubDate>Tue, 01 Jun 2021 05:00:40 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[business interruption]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[Covid-19]]></category>
		<category><![CDATA[Insurance Service Office]]></category>
		<category><![CDATA[New Jersey Supreme Court]]></category>
		<category><![CDATA[pollution exclusion]]></category>
		<category><![CDATA[third-party discovery]]></category>
		<category><![CDATA[virus exclusion]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=304016</guid>

							<description><![CDATA[Plaintiff&#8217;s attorneys are looking deep into the weeds for evidence to support claims for business income lost because of COVID-19 public safety orders. Lawyers for footwear wholesaler Marc Fisher LLC and its affiliates are asking a Connecticut state court to &#8230;]]></description>
				
		
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		<item>
		<title>Viewpoint: Anticipated Coronavirus Claims Scenarios Across Major Coverage Lines</title>
		<link>https://www.claimsjournal.com/editors-picks/2020/04/07/296428.htm</link>
		
						<dc:creator><![CDATA[Admin]]></dc:creator>
						<pubDate>Tue, 07 Apr 2020 05:00:58 +0000</pubDate>
				<category><![CDATA[Editor's Picks]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[coronavirus]]></category>
		<category><![CDATA[Covid-19]]></category>
		<category><![CDATA[directors & officers]]></category>
		<category><![CDATA[Errors and Omissions]]></category>
		<category><![CDATA[event cancellation]]></category>
		<category><![CDATA[securities lawsuits]]></category>
		<category><![CDATA[workers' compensation]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=296428</guid>

							<description><![CDATA[As the COVID-19 pandemic has progressed over the past several months, participants in the insurance industry have recognized the likelihood of a resulting increase in claims volume. Much of the early focus has been on the ramifications to insurers that &#8230;]]></description>
				
		
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		<item>
		<title>ISO’s CGL Changes for 2013 – Part III</title>
		<link>https://www.claimsjournal.com/news/national/2013/04/09/226615.htm</link>
		
						<dc:creator><![CDATA[Chris Boggs]]></dc:creator>
						<pubDate>Tue, 09 Apr 2013 15:58:29 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[CGL changes]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[ISO CGL form changes]]></category>
		<category><![CDATA[new endorsements]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=226615</guid>

							<description><![CDATA[Insurance Services Office’s (ISO’s) four major filings in commercial property, business auto, businessowners coverage, and commercial general liability (CGL) make 2013 a big year for insurance professionals. These articles focus on the changes that begin taking effect this year in &#8230;]]></description>
				
		
			</item>
		<item>
		<title>ISO&#8217;s CGL Changes for 2013 &#8211; Part II</title>
		<link>https://www.claimsjournal.com/news/national/2013/03/29/226001.htm</link>
		
						<dc:creator><![CDATA[Chris Boggs]]></dc:creator>
						<pubDate>Fri, 29 Mar 2013 17:15:48 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[additional insured endorsement]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[form changes]]></category>
		<category><![CDATA[ISO]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=226001</guid>

							<description><![CDATA[Endorsement Changes ISO&#8217;s 2013 CGL filing revises 12 individual endorsements while making mass changes to 24 additional insured endorsements and 34 professional service endorsements. Additionally, six new CGL endorsements are introduced in this filing. At least one of the new &#8230;]]></description>
				
		
			</item>
		<item>
		<title>ISO&#8217;s Commercial General Liability Coverage Form Changes</title>
		<link>https://www.claimsjournal.com/news/national/2013/03/27/225804.htm</link>
		
						<dc:creator><![CDATA[Chris Boggs]]></dc:creator>
						<pubDate>Wed, 27 Mar 2013 16:26:35 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[ISO]]></category>
		<category><![CDATA[policy form changes]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=225804</guid>

							<description><![CDATA[Insurance Services Office&#8217;s (ISO&#8217;s) four major filings in Commercial Property, Business Auto, Businessowners Coverage, and Commercial General Liability (CGL) make 2013 a big year for insurance professionals. The next two articles focus on the changes that begin taking effect this &#8230;]]></description>
				
		
			</item>
		<item>
		<title>Penn State Sues PMA Insurance Over Alleged Breach of Contract</title>
		<link>https://www.claimsjournal.com/news/east/2013/03/08/224564.htm</link>
		
						<pubDate>Fri, 08 Mar 2013 08:24:53 +0000</pubDate>
				<category><![CDATA[East News]]></category>
		<category><![CDATA[breach of contract]]></category>
		<category><![CDATA[child sex abuse lawsuits]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[Jerry Sandusky]]></category>
		<category><![CDATA[Penn state]]></category>
		<category><![CDATA[PMA sued]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=224564</guid>

							<description><![CDATA[Pennsylvania State University on Tuesday filed a lawsuit against Pennsylvania Manufacturers’ Association Insurance Company (PMA), alleging that the insurer failed to honor obligations owed to the school under comprehensive and commercial general liability policies. The lawsuit, part of ongoing coverage &#8230;]]></description>
				
		
			</item>
		<item>
		<title>ISO Enhances Its CGL Program to Address &#8216;BYOB&#8217; Establishments</title>
		<link>https://www.claimsjournal.com/news/national/2013/03/02/224164.htm</link>
		
						<pubDate>Sat, 02 Mar 2013 08:19:00 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[business moves]]></category>
		<category><![CDATA[BYOB coverage]]></category>
		<category><![CDATA[commercial general liability]]></category>
		<category><![CDATA[host liquor liability coverage]]></category>
		<category><![CDATA[ISO]]></category>
		<guid isPermaLink="false">https://www.claimsjournal.com/?p=224164</guid>

							<description><![CDATA[ISO has enhanced its commercial general liability (CGL) insurance program to address exposures for establishments that allow their patrons to bring and consume alcoholic beverages on their premises (commonly referred to as &#8220;Bring Your Own Alcohol Establishments&#8221; or &#8220;BYOB establishments&#8221;). &#8230;]]></description>
				
		
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