CGL News

Sex Harassment Cases Require Thorough Investigations, Rarely Go to Trial

Recent attention surrounding sexual harassment claims in the entertainment industry highlight the exposure. Though cases rarely go to trial, a thorough investigation can aid in limiting damages, according to two insurance defense lawyers. In employment practices liability insurance (EPLI) claims, …

Mobile Crane Risks Rise as Construction Projects Increase

Construction in the U.S. is at an all-time high and with that comes an increased risk relating to mobile crane use. According to the 2017 Rider Levett Bucknall Crane Index, Seattle, Chicago and Los Angles round out the top three …

CGL Coverage Excluded for Misappropriating Another’s Name, Likeness

In a decision filed August 5, 2016, the United Stated District Court for the Northern District of California, applying California law, held that a wine dealer’s commercial general liability insurance policy excludes coverage for the dealer’s misappropriation of a third …

Courts Consider Effect of Employee Classification on Coverage

A person’s classification as an employee, temporary worker, or independent contractor can often affect various insurance coverages. While the distinction arises frequently in the context of workers’ compensation claims and unemployment benefits, it can also impact coverage grants and exclusions …

South Carolina Lawmakers Seek Construction Defect Liability Fix

Insurers in South Carolina may find themselves on the losing side over a battle to prevent construction defects from being covered under a general commercial liability (CGL) policy. The South Carolina Senate has approved a bill (S.431) that would reverse …