Understanding Auto Injuries: Exploring Variation in Treatment Cost, Duration, and Utilization in P&C versus Commercial Claims


The complexity of U.S. healthcare has led to substantial variations in care decisions, even in cases involving similar injuries and patients. This study analyzes data from over 500,000 claimants to determine whether there’s a difference in treatment cost, duration, and utilization of P&C auto injuries versus commercial auto injuries.

Recognizing these variations presents an opportunity to improve efficiencies in case management, resource allocation, and the overall quality of care.

The appendix to this report reveals the top 15 most common injuries, including details of average duration, utilization, unit cost, and episode cost for both P&C and commercial.