AmTrust Financial Restaurant Risk Report


AmTrust has released the first “AmTrust Restaurant Risk Report” with key insights based on more than 84,006 claims from 2013 to 2017 by the company’s restaurant clients with loss payments. Injuries varied across restaurant types and ranged from just a few days to over a year of time lost for certain injuries, including Barista Wrist suffered by coffee shop workers. Additional highlights include:

  • While sharp objects cause the most reported claims, falls and slips resulted in $198.4 million in claims paid, 4.5 times more in paid losses than for cuts, punctures or scrapes.
  • Cafés and coffee shops yield the highest lost time – on average 45 percent more time lost than all other restaurant types.
  • Wrist injuries are the biggest danger for coffee shop workers, with Barista Wrist resulting in an average of 366 days to return to work.
  • Barbecue restaurants have the highest days lost for “strains from lifting” with an average of 65.9 days out.

We thank AmTrust Financial for sharing these new insights with our audience.

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