Pre COVID insurers have had plenty of experiences that taught them they need to say what they mean and mean what they say in their policy forms. This case suggests that Hartford, and probably others have not learned their lesson well enough.
ISO has not kept up with the changing times. They insist that there is value in using out dated forms with terrible wording due to the fact that they think they know what it means, and these forms have been thoroughly poured over by past court cases. I would argue that the plantiff’s attorneys have consistently proven to be more creative in finding or creating coverage the ISO and insurers had no clue was in there due to the lack of defining terms, or something as small as punctuation. Let their be clarity! Write in simple English.
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Pre COVID insurers have had plenty of experiences that taught them they need to say what they mean and mean what they say in their policy forms. This case suggests that Hartford, and probably others have not learned their lesson well enough.
ISO has not kept up with the changing times. They insist that there is value in using out dated forms with terrible wording due to the fact that they think they know what it means, and these forms have been thoroughly poured over by past court cases. I would argue that the plantiff’s attorneys have consistently proven to be more creative in finding or creating coverage the ISO and insurers had no clue was in there due to the lack of defining terms, or something as small as punctuation. Let their be clarity! Write in simple English.