Being a teacher of Students with Significant Disabilities(including severe Autism) for over 30 yrs.I see this proposal as a double edged sword.If a company will insure ASD they better insure ALL severe disabilities,including Cerebral Palsy,and all the hundreds of other different kinds of syndromes and Non-specified disorders,all of which are extremely costly for the families as well as the schools and community resources.
Programs that I have seen as the most beneficial over the years are 1) Early Intervention(language,joint attention and behavior based)2) Functional curriculum in schools(Language,social skills,pre-vocational)3)Thorough neurological diagnoses and treatment throughout their life,which is the costliest but very necessary.
What I want to emphasize is the need for continued research,and encourage the insurance companies to be sure that they understand there is no “cure-all” programs(even though there are new ones every day),and that kids with ASD will always need assistance,that insurance can only supplement marginally.
I was told that Arizona’s most popular low priced health insurance plans at MedSave.com would be exempt from this provision since limited term policies and supplemental they are genrally not affected by state mandates in the same way as major medical coverage. Can anyone confirm?
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Being a teacher of Students with Significant Disabilities(including severe Autism) for over 30 yrs.I see this proposal as a double edged sword.If a company will insure ASD they better insure ALL severe disabilities,including Cerebral Palsy,and all the hundreds of other different kinds of syndromes and Non-specified disorders,all of which are extremely costly for the families as well as the schools and community resources.
Programs that I have seen as the most beneficial over the years are 1) Early Intervention(language,joint attention and behavior based)2) Functional curriculum in schools(Language,social skills,pre-vocational)3)Thorough neurological diagnoses and treatment throughout their life,which is the costliest but very necessary.
What I want to emphasize is the need for continued research,and encourage the insurance companies to be sure that they understand there is no “cure-all” programs(even though there are new ones every day),and that kids with ASD will always need assistance,that insurance can only supplement marginally.
I was told that Arizona’s most popular low priced health insurance plans at MedSave.com would be exempt from this provision since limited term policies and supplemental they are genrally not affected by state mandates in the same way as major medical coverage. Can anyone confirm?