Now that was a funny comment. Some parts of CA just aren’t fit for habitation. The fires are out, good news. No that’s bad. Now the slopes will fail and there’ll be landslides, mudslides, and flooding. There hasn’t been an earthquake, that’s good. No, that’s bad. It’s just question of when, where, and how severe.
These mudslides, while not covered under homeowners policies, will find coverage under fire coverages. They clearly are the result of fire damage. Mark my words, though, some insurance company is going to put up a fight and we’ll all get a black eye by the resultant court battle, and the plaintiffs’ bar gets to thumb its nose at society once again.
You raise an interesting coverage theory but I doubt it would go un-challenged, even in the happy land of CA. Here’s an opposing perspective. These mudslides were not part of an un-interupted chain of events. They were separated in time from the fires. What if a tornado had destroyed the trees prompting the same situation? Would the ensuing loss be covered by windstorm?
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Why did I immediately think of James Taylor after reading this article?
Now that was a funny comment. Some parts of CA just aren’t fit for habitation. The fires are out, good news. No that’s bad. Now the slopes will fail and there’ll be landslides, mudslides, and flooding. There hasn’t been an earthquake, that’s good. No, that’s bad. It’s just question of when, where, and how severe.
These mudslides, while not covered under homeowners policies, will find coverage under fire coverages. They clearly are the result of fire damage. Mark my words, though, some insurance company is going to put up a fight and we’ll all get a black eye by the resultant court battle, and the plaintiffs’ bar gets to thumb its nose at society once again.
You raise an interesting coverage theory but I doubt it would go un-challenged, even in the happy land of CA. Here’s an opposing perspective. These mudslides were not part of an un-interupted chain of events. They were separated in time from the fires. What if a tornado had destroyed the trees prompting the same situation? Would the ensuing loss be covered by windstorm?