Calif. Commissioner Files Uninsured Motorist Ballot Initiative

November 27, 2007

  • November 27, 2007 at 7:17 am
    Don Birkholz says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    On this mand auto insurance initiative, would Steve Poizner like to get a minimum wage job, and show the world how he would come up with the several thousand dollars needed for some insurance policies?

    If a household gets insurance for the safe driver in the household, can the high risk members (teenagers and DUI convictions) still “borrow the car” and drive without insurance? (not be listed on the policy).

    If you will go to http://www.foodstampstudy.com, you will see that Santa Fe County, New Mexico had a food stamp skyrocket in January and February of 1985. I will bet you, Steve, that the 1984 mand insurance law caused this skyrocket (New Mexico renewed registrations in Jan and Feb.

    Also, Steve, if your initiative increases the nrs on food stamps (those eligible can’t buy food and go on food stamps), you are required by law to state this increase in expenses of the DPHHS in the fiscal note. If you do not, you will be in violation of the law, and maybe we should take away your car, license,etc.

    So, Steve, will your initiative increase the nrs of people on food stamps. Remember, if it does, you are breaking the law if you do not state such in the fiscal note. tks

  • November 27, 2007 at 9:32 am
    Steve says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    How does the commissioner plan to fund the enforcement of this initiative? In 1997 Assembly Bill 650 brought mandatory insurance to the state of California. A few months into it there were articles in the Orange County Register in which judges and law enforcement officers openly said they would not enforce it based on the additional workload it represented. Assuming this initiative becomes a reality, look for a 2-3 month surge in business followed by a return to non-compliance comparable to what exists today.

  • November 27, 2007 at 11:40 am
    wudchuck says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    um…how much of a workload are we talking about? a few more citations and that puts more dollars back into the fund. in reality, we are spending too much on insurance because drivers have accidents and don’t carry insurance as stated by the law. we do need to push the issue, if you drive – you need to have insurance.

    this is why i like NC, just to have a driver’s license, you must show insurance (even if you don’t have a vehicle). if you think about it, why even have a driver license otherwise? you can always get an id card (again, another revenue source for the government).

  • November 27, 2007 at 12:41 pm
    lastbat says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Very true wudchuck; if you need id you can get id, the only reason to have a drivers license is to drive and you should have to show insurance.

    The only extra work I see is a couple minutes to remove the plates. They’ll have to outfit the cruisers with a nut driver and a couple screwdrivers. A good all-in-one should handle it (fairly inexpensive at WalMart).

  • November 27, 2007 at 1:36 am
    AWESOME-O says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    GREAT IDEA- I HOPE IT PASSES. WOULD IT ALSO INCLUDE DEPORTATION FOR ILLEGALS? I SURE AS HECK HOPE SO. I’M GLAD I VOTED FOR POIZNER.

  • November 27, 2007 at 2:00 am
    Furrie Princess says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Why is California’s Low Cost auto insurance program selling limits that are below the state’s financial responsibility limits? FR requires 15/30/5 and the low cost program offers 10/20/5. If the state is going to be in the insurance business, then they ought to be offering legally required limits.

  • November 27, 2007 at 2:10 am
    HawaiiDuke888 says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    It’s good from a standpoint that it will force everyone to be accountable and pay for the damages that they are at fault for. The problem is, most of these people are scum, no reputable agency wants these people.

  • November 27, 2007 at 2:13 am
    Commercial Driver says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    I don’t currently own a car myself, I bicycle to work. But I need a driver’s license for work, it’s a requirement that I be able to drive company vehicles. The company’s insurance is primary, my personal umbrella covers my personal liability exposure and UM/UIM, but I don’t have car insurance or a car.

    How do states that require proof of insurance for driver licensing deal with people who need licenses but otherwise have no need for an auto policy?

  • November 27, 2007 at 2:18 am
    Bart says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Great idea! Don’t we already have mandatory insurance in California that is being enforced thru DMV at vehicle registration? No proof, no tags. Still not working is it, why will this be any better? We currently run about 30% uninsured on our vehicle accident claims, about 10% of those do not even have a license. Poizner is looking at Arnold’s job, he craves the attention!

  • November 27, 2007 at 2:26 am
    Steve says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Exactly right, Bart.



Add a Comment

Your email address will not be published. Required fields are marked *

*