Why not abolish the system – let civil litigation prevail and just change and expand current laws with EDD – WC has so much insurance and employer fraud – I have seen about 80 percent – I for one exepted myself as per LC 4154
I have seen large deductible self-insured employers make extraordinary demands on treating doctors to keep cases “first aid” because of the deductible. More regulation may be necessary to prevent such abuse.
The answer to your questions is, ‘California has the workers’ compensation system because, before that, they did use civil litigation in the case of an injured worker.’ The problem was, injured workers were prevailing in about 15% of the cases. California has something over 500,000 workplace injuries each year. Can you imagine 15% of those workers getting a personal injury award from a ‘jury of their peers’ – the same ones that awarded a woman $7 million because she spilled a cup of McDonald’s coffee in her own lap while driving?
The workers’ comp system is the greatest deal any employer is ever going to get. The problem is that ‘everyone’ was gaming the system until it got out of control in the early 2000’s. The legislator’s remedy was reform legislation that, in essence, took about 50% of the benefits from the injured worker (PD, TTD, VocRehab, and Utilization Review). The carriers pocketed the savings.
Our workers’ compensation system is just like our immigration system – we don’t need any new laws; we just need to enforce the ones we already have on the books – fairly and equally.
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Why not abolish the system – let civil litigation prevail and just change and expand current laws with EDD – WC has so much insurance and employer fraud – I have seen about 80 percent – I for one exepted myself as per LC 4154
I have seen large deductible self-insured employers make extraordinary demands on treating doctors to keep cases “first aid” because of the deductible. More regulation may be necessary to prevent such abuse.
BW
The answer to your questions is, ‘California has the workers’ compensation system because, before that, they did use civil litigation in the case of an injured worker.’ The problem was, injured workers were prevailing in about 15% of the cases. California has something over 500,000 workplace injuries each year. Can you imagine 15% of those workers getting a personal injury award from a ‘jury of their peers’ – the same ones that awarded a woman $7 million because she spilled a cup of McDonald’s coffee in her own lap while driving?
The workers’ comp system is the greatest deal any employer is ever going to get. The problem is that ‘everyone’ was gaming the system until it got out of control in the early 2000’s. The legislator’s remedy was reform legislation that, in essence, took about 50% of the benefits from the injured worker (PD, TTD, VocRehab, and Utilization Review). The carriers pocketed the savings.
Our workers’ compensation system is just like our immigration system – we don’t need any new laws; we just need to enforce the ones we already have on the books – fairly and equally.