Nevada Consumers Puzzle over Using Credit History to Set Rates

July 5, 2007

  • July 5, 2007 at 6:28 am
    HawaiiDuke888 says:
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    I know many people are going to point out the credit score is a form of racism. I will explain why do they even say such thing and how they link credit to race.

    Here is why….
    Some people associate Hispanic, African-Americans, other minorities to people who are not intelligent, not responsible and not capable of getting high credit scores. I refuse to insult any minority of such silliness, and perhaps even racist.

    Why do they pretend that Hispanics are a nobody? Why do they think Hispanics are low income earners? Why do they think Hispanics are not Doctors, Lawyers, Engineers, CPAs and many other high paying professions? Is this insulting or what? Of course it is!

    It is time we end labeling certain minorities and judge them for the content of the character and certainly not the color of their skin.

  • July 6, 2007 at 2:10 am
    HawaiiDuke888 says:
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    You best I am prejudice on someone is ripping of society. Me and you have to pay their bills, not only that, we have to pay for their claims too! Or perhaps maybe not you, maybe it is you who is free loading of society!

  • July 6, 2007 at 6:58 am
    multistate agentq says:
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    I write insurance in the 3 states of California, Nevada and Arizona and have seen rates from from $450/yr to $800/yr for the same person based on a good and poor credit score. The range of price is ridiculous and prejudice. California is the easiest to understand and write and is NOT a credit scoring state. California is what Nevada, Arizona and other poor credit scoring modeled states should become. Credit score is not about race and is seriously flawed when pricing can vary by almost 100%.



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