Lawsuit Claims Paralysis Caused by Denial of Claim

May 15, 2007

  • May 15, 2007 at 8:26 am
    KJEW says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    It is the position of State Farm that the hurricane actually improved this kitchen. We should be charging the homeowner for improvements, not paying him for damages.

    *******

    This house died of old age. Not covered.

    *******

    I doubt there was even a house here to begin with. Investigate \”homeowner\” for insurance fraud.

    *******

    It appears that some rogue appliances pushed a car into this house. I\’m absolutely sure that the policy doesn\’t cover damage from cars being pushed by rogue appliances.

    *******

    OK, if the car ran into the house, then it\’s covered. But it looks to me like this happened the other way around.

    *******

    If you look closely, you\’ll see that it\’s the porch that\’s damaged, not the house itself. We sell homeowner\’s insurance, not porchowner\’s insurance.

    *******

    This house just quit. It doesn\’t look like it made even the slightest effort to weather the storm. We don\’t cover quitters.
    Subject Posted By Posted On
    RE: RE: State Farm is ROTTEN TO THE CORE
    Subject

  • May 15, 2007 at 11:27 am
    LL says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Dear Melanie:
    We already know you hate state farm. Take an Anger Management class, admit you picked the wrong insurance company and move on. I myself never believed all that Good Neighbor advertising hogwash. Such bitterness causes wrinkles and frawn lines, not to mention hypertension and high blood presure.

  • May 15, 2007 at 12:05 pm
    ad says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    As far as I am concerned, lesson learned here, carry personal health insurance. She could have had the surgery and her insurance carrier could have subrogated.

  • May 16, 2007 at 12:20 pm
    Melanie says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    So is this what you think makes a better world; by ignoring something that is so wrong? This won\’t give me wrinkles, It makes me feel good about who I am and allows me to open my heart to others who have been so harmed by this company.

  • May 15, 2007 at 2:20 am
    LH says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    There are a lot of people who cannot afford health insurance. Their paychecks are stretched to the max as it is. Most people who can afford health insurance, carry it. But that is neither here nor there. The main subject of this article is the fact that the insurance company held back the PIP. If they had paid the legitimate claim, there would not have been a lawsuit. The lawsuit will be much more costly than the PIP payment.

  • May 15, 2007 at 2:25 am
    aunti everything says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    I\’m not an industry apologist or one who makes excuses for mistakes we make, but this is as one sided an article as I have ever seen. They just took the closing arguement of the plaintiff\’s attorney and put it down as if it were the only facts in the case. The company can\’t comment on ongoing cases, so the only word that gets out is this article. If the company was wrong here, hang em high, if not, I don\’t see any follow up ever being posted with a correction.

  • May 15, 2007 at 2:51 am
    don ferguson says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Will no one look at where the fault lies? The surgeon recognizes the need for surgery or else. Yet he is more concerned that he get paid than he is for the patient who is in desperate emergency surgery. The or else lies with the greedy physician not the insurance company. They did work it out and old greedy doc would have gotten paid.

  • May 15, 2007 at 3:04 am
    Chad Balaamaba says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    there are issues here that are worth mentioning, and allot of info obviously left out.

    Did anyone note the plaintiff suffered the auto accident on Feb 29, but was referred to surgery as of June 11? That\’s right; 103 days after the loss a new doctor contacts State Farms and says they \’need surgery now\’. 99% of carriers are probably going to balk at that point; they have a right to demand in independent medical examination. Sounds heartless for the alleged 6 week delay, but the IME MD needs all medical records and films for review; it often takes up to 6 weeks to get those.

    So, plaintiff goes to pt for what appears to be 8 weeks, then seeks chiro, both most likely \’manipulated\’ the injured area and made have made the injury worse.
    Are they included in a separate suit?

    Does clmt have a prior history of neck/back injuries? Why is suit filed 3 years after alleged drop by State Farm? Also, it seems doubtful $18000 was going to cover the surgery and recovery. This was an amazingly one sided article; and I\’ve personally handled many cases where surgeons didn\’t wait on getting approval from a pip carrier. If the surgeon was that confident in his diagnosis, he would have been confident enough to perform the surgery without prior approval. State Farm had every right to demand an independent exam and film review prior to the surgery. I\’m sorry someone has suffered an alleged lifetime injury, but please keep perspective; as someone earlier pointed out, had she simply had health coverage, then the delay excuse doesn\’t fly. There might be multiple suits going on here, but all of it could have been prevented if there had been health coverage in place.

  • May 15, 2007 at 3:26 am
    M&M says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    When I was young, I could not understand why other people did not like Americans.
    As I grew older, I found it was because they did not trust Americans.
    I was insulted.
    Now that I am 50, I understand why people don\’t trust Americans.
    It\’s Betrayal from the White House to the
    Bedrooms.
    My Country tis of corruption from sea to skimming shores.
    I am sorry that I grew up.
    Sometimes denial is a good place to be.

  • May 15, 2007 at 3:49 am
    Jax says:
    Like or Dislike:
    Thumb up 0
    Thumb down 0

    Did anyone notice that there was no impact. She was \”thrown forward\”. The article indicates \”Another vehicle improperly crossed several lanes of traffic while fleeing from the police. Donald Sadler, the driver, slammed the car\’s breaks to avoid a collision. Tara Sadler, sitting in the passenger seat and wearing her seat belt, was thrown forward as the car came to a sudden stop.\”. My thought is she did not have health insurance. How can being thrown forward in a seatbelt cause this much damage?



Add a Comment

Your email address will not be published. Required fields are marked *

*