One of the issues affecting the rising cost of insurance premiums for employers in California is the fact that employer’s do not have any due process regarding their claims. Insurance companies and Applicant Attorneys control the costs and the life of the claims. Employers are not able to dispute the validity of a claim, or appeal an insurer’s determination regarding benefits. Also, the labor codes written to offer incentives to employers for hiring people with pre-existing conditions are not considered by the insurer’s and, therefore, employers are being denied benefits due them.
Reforming California worker’s compensation is going to take more than these suggestions, but perhaps if employer’s had the same due process that applicants have, the employer’s might be able to control their claim costs better, thus holding down rising premiums.
I am a owner of a fire sprinkler company, i was told that are worker comp was going down by applied in 2005. When i renewed all my rates went up . I have been in bussiness for 5.5 years, and we do not have any claims.what is going on . Please e-mail me back if you can put some light on this matter.
We have updated our privacy policy to be more clear and meet the new requirements of the GDPR. By continuing to use our site, you accept our revised Privacy Policy.
I sent this to the Govenor…you should do the same
One of the issues affecting the rising cost of insurance premiums for employers in California is the fact that employer’s do not have any due process regarding their claims. Insurance companies and Applicant Attorneys control the costs and the life of the claims. Employers are not able to dispute the validity of a claim, or appeal an insurer’s determination regarding benefits. Also, the labor codes written to offer incentives to employers for hiring people with pre-existing conditions are not considered by the insurer’s and, therefore, employers are being denied benefits due them.
Reforming California worker’s compensation is going to take more than these suggestions, but perhaps if employer’s had the same due process that applicants have, the employer’s might be able to control their claim costs better, thus holding down rising premiums.
I am a owner of a fire sprinkler company, i was told that are worker comp was going down by applied in 2005. When i renewed all my rates went up . I have been in bussiness for 5.5 years, and we do not have any claims.what is going on . Please e-mail me back if you can put some light on this matter.
Thanks
West Coast Fire Protection
Mark Strecker
Mark,
If you can contact me, we might be able to help. A lot of variables can impact your rates, other than claims. (775) 827-1555.
Thanks!
Donna Daters
Lucini Parish Insurance